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Side-by-side financial comparison of LifeMD, Inc. (LFMD) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.
LifeMD, Inc. is the larger business by last-quarter revenue ($60.2M vs $41.3M, roughly 1.5× Northfield Bancorp, Inc.). LifeMD, Inc. runs the higher net margin — -6.3% vs -1545.5%, a 1539.2% gap on every dollar of revenue. On growth, LifeMD, Inc. posted the faster year-over-year revenue change (13.0% vs 12.7%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-944.4K). Over the past eight quarters, LifeMD, Inc.'s revenue compounded faster (24.8% CAGR vs 15.0%).
SBI Life Insurance Company Limited is an Indian life insurance company. It was started as a joint venture between State Bank of India (SBI) and French financial institution BNP Paribas Cardif.
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
LFMD vs NFBK — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $60.2M | $41.3M |
| Net Profit | $-3.8M | $-27.4M |
| Gross Margin | 87.7% | — |
| Operating Margin | -3.3% | -1263.3% |
| Net Margin | -6.3% | -1545.5% |
| Revenue YoY | 13.0% | 12.7% |
| Net Profit YoY | 18.3% | -343.6% |
| EPS (diluted) | — | $-0.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $41.3M | ||
| Q3 25 | $60.2M | $39.2M | ||
| Q2 25 | $62.7M | $38.9M | ||
| Q1 25 | $64.1M | $34.8M | ||
| Q4 24 | — | $36.7M | ||
| Q3 24 | $53.3M | $31.8M | ||
| Q2 24 | $50.7M | $31.5M | ||
| Q1 24 | $44.1M | $31.3M |
| Q4 25 | — | $-27.4M | ||
| Q3 25 | $-3.8M | $10.8M | ||
| Q2 25 | $-1.6M | $9.6M | ||
| Q1 25 | $-183.8K | $7.9M | ||
| Q4 24 | — | $11.3M | ||
| Q3 24 | $-4.7M | $6.5M | ||
| Q2 24 | $-6.9M | $6.0M | ||
| Q1 24 | $-6.8M | $6.2M |
| Q4 25 | — | — | ||
| Q3 25 | 87.7% | — | ||
| Q2 25 | 88.1% | — | ||
| Q1 25 | 86.5% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 90.6% | — | ||
| Q2 24 | 90.1% | — | ||
| Q1 24 | 89.6% | — |
| Q4 25 | — | -1263.3% | ||
| Q3 25 | -3.3% | 37.7% | ||
| Q2 25 | -0.7% | 35.6% | ||
| Q1 25 | 1.5% | 31.0% | ||
| Q4 24 | — | 38.0% | ||
| Q3 24 | -7.5% | 27.9% | ||
| Q2 24 | -12.4% | 29.1% | ||
| Q1 24 | -14.0% | 27.2% |
| Q4 25 | — | -1545.5% | ||
| Q3 25 | -6.3% | 27.4% | ||
| Q2 25 | -2.6% | 24.6% | ||
| Q1 25 | -0.3% | 22.6% | ||
| Q4 24 | — | 30.7% | ||
| Q3 24 | -8.7% | 20.5% | ||
| Q2 24 | -13.6% | 18.9% | ||
| Q1 24 | -15.3% | 19.9% |
| Q4 25 | — | $-0.68 | ||
| Q3 25 | — | $0.27 | ||
| Q2 25 | $-0.05 | $0.24 | ||
| Q1 25 | $-0.02 | $0.19 | ||
| Q4 24 | — | $0.27 | ||
| Q3 24 | $-0.13 | $0.16 | ||
| Q2 24 | — | $0.14 | ||
| Q1 24 | — | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $164.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3M | $690.1M |
| Total Assets | $66.0M | $5.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $164.0M | ||
| Q3 25 | — | $131.7M | ||
| Q2 25 | $36.2M | $97.6M | ||
| Q1 25 | $34.4M | $101.7M | ||
| Q4 24 | — | $167.7M | ||
| Q3 24 | $37.6M | $232.9M | ||
| Q2 24 | $35.7M | $153.5M | ||
| Q1 24 | $35.1M | $238.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $15.9M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $666.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $690.1M | ||
| Q3 25 | $1.3M | $719.6M | ||
| Q2 25 | $-1.8M | $710.3M | ||
| Q1 25 | $-2.3M | $711.1M | ||
| Q4 24 | — | $704.7M | ||
| Q3 24 | $-7.7M | $699.6M | ||
| Q2 24 | $-4.2M | $693.0M | ||
| Q1 24 | $-845.3K | $698.4M |
| Q4 25 | — | $5.8B | ||
| Q3 25 | $66.0M | $5.7B | ||
| Q2 25 | $73.6M | $5.7B | ||
| Q1 25 | $73.6M | $5.7B | ||
| Q4 24 | — | $5.7B | ||
| Q3 24 | $72.6M | $5.7B | ||
| Q2 24 | $63.8M | $5.7B | ||
| Q1 24 | $61.5M | $5.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.95× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-147.1K | $53.7M |
| Free Cash FlowOCF − Capex | $-944.4K | $52.5M |
| FCF MarginFCF / Revenue | -1.6% | 127.1% |
| Capex IntensityCapex / Revenue | 1.3% | 2.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $16.1M | $89.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $53.7M | ||
| Q3 25 | $-147.1K | $13.9M | ||
| Q2 25 | $8.6M | $14.1M | ||
| Q1 25 | $3.1M | $9.4M | ||
| Q4 24 | — | $31.1M | ||
| Q3 24 | $6.7M | $14.0M | ||
| Q2 24 | $4.5M | $6.9M | ||
| Q1 24 | $5.2M | $4.2M |
| Q4 25 | — | $52.5M | ||
| Q3 25 | $-944.4K | $13.6M | ||
| Q2 25 | $7.8M | $13.9M | ||
| Q1 25 | $2.9M | $9.2M | ||
| Q4 24 | — | $30.0M | ||
| Q3 24 | $6.3M | $13.7M | ||
| Q2 24 | $3.9M | $6.7M | ||
| Q1 24 | $5.0M | $3.8M |
| Q4 25 | — | 127.1% | ||
| Q3 25 | -1.6% | 34.6% | ||
| Q2 25 | 12.5% | 35.7% | ||
| Q1 25 | 4.6% | 26.3% | ||
| Q4 24 | — | 81.6% | ||
| Q3 24 | 11.7% | 43.2% | ||
| Q2 24 | 7.7% | 21.1% | ||
| Q1 24 | 11.4% | 12.1% |
| Q4 25 | — | 2.8% | ||
| Q3 25 | 1.3% | 0.8% | ||
| Q2 25 | 1.3% | 0.6% | ||
| Q1 25 | 0.2% | 0.7% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | 0.8% | 0.7% | ||
| Q2 24 | 1.3% | 0.8% | ||
| Q1 24 | 0.4% | 1.4% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.29× | ||
| Q2 25 | — | 1.48× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | — | 2.76× | ||
| Q3 24 | — | 2.14× | ||
| Q2 24 | — | 1.16× | ||
| Q1 24 | — | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LFMD
| Telehealth Subscription Revenue | $27.3M | 45% |
| Telehealth | $20.0M | 33% |
| Work Simpli Revenue | $12.9M | 21% |
| Product And Services | $2.5M | 4% |
NFBK
Segment breakdown not available.
