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Side-by-side financial comparison of Legacy Education Inc. (LGCY) and Open Lending Corp (LPRO). Click either name above to swap in a different company.

Open Lending Corp is the larger business by last-quarter revenue ($19.3M vs $19.2M, roughly 1.0× Legacy Education Inc.). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 40.7%). Legacy Education Inc. produced more free cash flow last quarter ($512.7K vs $-3.3M).

Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

LGCY vs LPRO — Head-to-Head

Bigger by revenue
LPRO
LPRO
1.0× larger
LPRO
$19.3M
$19.2M
LGCY
Growing faster (revenue YoY)
LPRO
LPRO
+93.3% gap
LPRO
134.0%
40.7%
LGCY
More free cash flow
LGCY
LGCY
$3.8M more FCF
LGCY
$512.7K
$-3.3M
LPRO

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
LGCY
LGCY
LPRO
LPRO
Revenue
$19.2M
$19.3M
Net Profit
$2.0M
Gross Margin
76.0%
Operating Margin
13.3%
3.9%
Net Margin
10.6%
Revenue YoY
40.7%
134.0%
Net Profit YoY
46.0%
EPS (diluted)
$0.15
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LGCY
LGCY
LPRO
LPRO
Q4 25
$19.2M
$19.3M
Q3 25
$19.4M
$24.2M
Q2 25
$18.0M
$25.3M
Q1 25
$18.6M
$24.4M
Q4 24
$13.6M
$-56.9M
Q3 24
$14.0M
$23.5M
Q2 24
$26.7M
Q1 24
$30.7M
Net Profit
LGCY
LGCY
LPRO
LPRO
Q4 25
$2.0M
Q3 25
$2.2M
$-7.6M
Q2 25
$1.2M
$1.0M
Q1 25
$2.8M
$617.0K
Q4 24
$1.4M
Q3 24
$2.1M
$1.4M
Q2 24
$2.9M
Q1 24
$5.1M
Gross Margin
LGCY
LGCY
LPRO
LPRO
Q4 25
76.0%
Q3 25
78.0%
Q2 25
78.2%
Q1 25
75.1%
Q4 24
111.0%
Q3 24
73.9%
Q2 24
78.6%
Q1 24
81.3%
Operating Margin
LGCY
LGCY
LPRO
LPRO
Q4 25
13.3%
3.9%
Q3 25
13.9%
-31.9%
Q2 25
11.1%
4.6%
Q1 25
19.7%
3.1%
Q4 24
12.2%
138.0%
Q3 24
19.1%
7.9%
Q2 24
14.9%
Q1 24
23.8%
Net Margin
LGCY
LGCY
LPRO
LPRO
Q4 25
10.6%
Q3 25
11.3%
-31.3%
Q2 25
6.8%
4.1%
Q1 25
15.2%
2.5%
Q4 24
10.3%
Q3 24
14.9%
6.1%
Q2 24
10.9%
Q1 24
16.5%
EPS (diluted)
LGCY
LGCY
LPRO
LPRO
Q4 25
$0.15
$-0.00
Q3 25
$0.16
$-0.06
Q2 25
$0.07
$0.01
Q1 25
$0.21
$0.01
Q4 24
$0.10
$-1.20
Q3 24
$0.21
$0.01
Q2 24
$0.02
Q1 24
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LGCY
LGCY
LPRO
LPRO
Cash + ST InvestmentsLiquidity on hand
$21.1M
$176.6M
Total DebtLower is stronger
$660.3K
$84.8M
Stockholders' EquityBook value
$46.1M
$75.0M
Total Assets
$73.1M
$236.7M
Debt / EquityLower = less leverage
0.01×
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LGCY
LGCY
LPRO
LPRO
Q4 25
$21.1M
$176.6M
Q3 25
$20.6M
$222.1M
Q2 25
$20.3M
$230.7M
Q1 25
$17.3M
$236.2M
Q4 24
$16.9M
$243.2M
Q3 24
$21.5M
$250.2M
Q2 24
$248.0M
Q1 24
$247.0M
Total Debt
LGCY
LGCY
LPRO
LPRO
Q4 25
$660.3K
$84.8M
Q3 25
$776.9K
$134.4M
Q2 25
$1.4M
$136.1M
Q1 25
$1.0M
$137.9M
Q4 24
$1.1M
$139.7M
Q3 24
$758.2K
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
LGCY
LGCY
LPRO
LPRO
Q4 25
$46.1M
$75.0M
Q3 25
$43.7M
$72.8M
Q2 25
$41.0M
$78.9M
Q1 25
$39.3M
$79.8M
Q4 24
$36.4M
$78.1M
Q3 24
$32.6M
$220.5M
Q2 24
$216.8M
Q1 24
$211.5M
Total Assets
LGCY
LGCY
LPRO
LPRO
Q4 25
$73.1M
$236.7M
Q3 25
$72.1M
$287.7M
Q2 25
$69.2M
$296.7M
Q1 25
$67.1M
$304.2M
Q4 24
$62.1M
$296.4M
Q3 24
$50.6M
$395.7M
Q2 24
$382.8M
Q1 24
$380.6M
Debt / Equity
LGCY
LGCY
LPRO
LPRO
Q4 25
0.01×
1.13×
Q3 25
0.02×
1.84×
Q2 25
0.03×
1.72×
Q1 25
0.03×
1.73×
Q4 24
0.03×
1.79×
Q3 24
0.02×
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LGCY
LGCY
LPRO
LPRO
Operating Cash FlowLast quarter
$1.1M
$-3.2M
Free Cash FlowOCF − Capex
$512.7K
$-3.3M
FCF MarginFCF / Revenue
2.7%
-16.8%
Capex IntensityCapex / Revenue
2.8%
0.3%
Cash ConversionOCF / Net Profit
0.52×
TTM Free Cash FlowTrailing 4 quarters
$4.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LGCY
LGCY
LPRO
LPRO
Q4 25
$1.1M
$-3.2M
Q3 25
$1.1M
$-5.7M
Q2 25
$3.0M
$848.0K
Q1 25
$918.7K
$-3.8M
Q4 24
$659.0K
$17.6M
Q3 24
$3.2M
$11.4M
Q2 24
$-1.4M
Q1 24
$11.0M
Free Cash Flow
LGCY
LGCY
LPRO
LPRO
Q4 25
$512.7K
$-3.3M
Q3 25
$809.7K
Q2 25
$2.9M
$837.0K
Q1 25
$596.6K
$-3.9M
Q4 24
$466.8K
$17.4M
Q3 24
$2.9M
$11.3M
Q2 24
$-1.5M
Q1 24
FCF Margin
LGCY
LGCY
LPRO
LPRO
Q4 25
2.7%
-16.8%
Q3 25
4.2%
Q2 25
16.2%
3.3%
Q1 25
3.2%
-15.9%
Q4 24
3.4%
-30.6%
Q3 24
21.1%
48.0%
Q2 24
-5.5%
Q1 24
Capex Intensity
LGCY
LGCY
LPRO
LPRO
Q4 25
2.8%
0.3%
Q3 25
1.3%
0.0%
Q2 25
0.5%
0.0%
Q1 25
1.7%
0.2%
Q4 24
1.4%
-0.3%
Q3 24
1.7%
0.5%
Q2 24
0.2%
Q1 24
0.0%
Cash Conversion
LGCY
LGCY
LPRO
LPRO
Q4 25
0.52×
Q3 25
0.48×
Q2 25
2.45×
0.82×
Q1 25
0.33×
-6.22×
Q4 24
0.47×
Q3 24
1.52×
7.92×
Q2 24
-0.48×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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