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Side-by-side financial comparison of Legacy Education Inc. (LGCY) and NorthEast Community Bancorp, Inc. (NECB). Click either name above to swap in a different company.

NorthEast Community Bancorp, Inc. is the larger business by last-quarter revenue ($26.4M vs $19.2M, roughly 1.4× Legacy Education Inc.). NorthEast Community Bancorp, Inc. runs the higher net margin — 40.9% vs 10.6%, a 30.2% gap on every dollar of revenue. On growth, Legacy Education Inc. posted the faster year-over-year revenue change (40.7% vs 3.9%). NorthEast Community Bancorp, Inc. produced more free cash flow last quarter ($50.8M vs $512.7K).

Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.

NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.

LGCY vs NECB — Head-to-Head

Bigger by revenue
NECB
NECB
1.4× larger
NECB
$26.4M
$19.2M
LGCY
Growing faster (revenue YoY)
LGCY
LGCY
+36.8% gap
LGCY
40.7%
3.9%
NECB
Higher net margin
NECB
NECB
30.2% more per $
NECB
40.9%
10.6%
LGCY
More free cash flow
NECB
NECB
$50.3M more FCF
NECB
$50.8M
$512.7K
LGCY

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
LGCY
LGCY
NECB
NECB
Revenue
$19.2M
$26.4M
Net Profit
$2.0M
$10.8M
Gross Margin
Operating Margin
13.3%
59.0%
Net Margin
10.6%
40.9%
Revenue YoY
40.7%
3.9%
Net Profit YoY
46.0%
5.8%
EPS (diluted)
$0.15
$0.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LGCY
LGCY
NECB
NECB
Q4 25
$19.2M
$26.4M
Q3 25
$19.4M
$27.0M
Q2 25
$18.0M
$25.9M
Q1 25
$18.6M
$25.5M
Q4 24
$13.6M
$25.4M
Q3 24
$14.0M
$27.6M
Q2 24
$27.0M
Q1 24
$25.5M
Net Profit
LGCY
LGCY
NECB
NECB
Q4 25
$2.0M
$10.8M
Q3 25
$2.2M
$11.9M
Q2 25
$1.2M
$11.2M
Q1 25
$2.8M
$10.6M
Q4 24
$1.4M
$10.2M
Q3 24
$2.1M
$12.7M
Q2 24
$12.8M
Q1 24
$11.4M
Operating Margin
LGCY
LGCY
NECB
NECB
Q4 25
13.3%
59.0%
Q3 25
13.9%
61.6%
Q2 25
11.1%
59.5%
Q1 25
19.7%
57.4%
Q4 24
12.2%
57.0%
Q3 24
19.1%
63.6%
Q2 24
65.6%
Q1 24
62.7%
Net Margin
LGCY
LGCY
NECB
NECB
Q4 25
10.6%
40.9%
Q3 25
11.3%
44.0%
Q2 25
6.8%
43.1%
Q1 25
15.2%
41.4%
Q4 24
10.3%
40.1%
Q3 24
14.9%
45.9%
Q2 24
47.5%
Q1 24
44.5%
EPS (diluted)
LGCY
LGCY
NECB
NECB
Q4 25
$0.15
$0.78
Q3 25
$0.16
$0.87
Q2 25
$0.07
$0.82
Q1 25
$0.21
$0.78
Q4 24
$0.10
$0.74
Q3 24
$0.21
$0.95
Q2 24
$0.97
Q1 24
$0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LGCY
LGCY
NECB
NECB
Cash + ST InvestmentsLiquidity on hand
$21.1M
$81.2M
Total DebtLower is stronger
$660.3K
$70.0M
Stockholders' EquityBook value
$46.1M
$351.7M
Total Assets
$73.1M
$2.1B
Debt / EquityLower = less leverage
0.01×
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LGCY
LGCY
NECB
NECB
Q4 25
$21.1M
$81.2M
Q3 25
$20.6M
$64.3M
Q2 25
$20.3M
$59.4M
Q1 25
$17.3M
$89.5M
Q4 24
$16.9M
$78.3M
Q3 24
$21.5M
$97.8M
Q2 24
$113.9M
Q1 24
$107.4M
Total Debt
LGCY
LGCY
NECB
NECB
Q4 25
$660.3K
$70.0M
Q3 25
$776.9K
$170.0M
Q2 25
$1.4M
$135.0M
Q1 25
$1.0M
Q4 24
$1.1M
Q3 24
$758.2K
$7.0M
Q2 24
$47.0M
Q1 24
$47.0M
Stockholders' Equity
LGCY
LGCY
NECB
NECB
Q4 25
$46.1M
$351.7M
Q3 25
$43.7M
$344.0M
Q2 25
$41.0M
$336.7M
Q1 25
$39.3M
$327.2M
Q4 24
$36.4M
$318.3M
Q3 24
$32.6M
$309.6M
Q2 24
$300.0M
Q1 24
$288.9M
Total Assets
LGCY
LGCY
NECB
NECB
Q4 25
$73.1M
$2.1B
Q3 25
$72.1M
$2.1B
Q2 25
$69.2M
$2.0B
Q1 25
$67.1M
$1.9B
Q4 24
$62.1M
$2.0B
Q3 24
$50.6M
$2.0B
Q2 24
$1.9B
Q1 24
$1.9B
Debt / Equity
LGCY
LGCY
NECB
NECB
Q4 25
0.01×
0.20×
Q3 25
0.02×
0.49×
Q2 25
0.03×
0.40×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.02×
0.02×
Q2 24
0.16×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LGCY
LGCY
NECB
NECB
Operating Cash FlowLast quarter
$1.1M
$52.6M
Free Cash FlowOCF − Capex
$512.7K
$50.8M
FCF MarginFCF / Revenue
2.7%
192.3%
Capex IntensityCapex / Revenue
2.8%
6.6%
Cash ConversionOCF / Net Profit
0.52×
4.86×
TTM Free Cash FlowTrailing 4 quarters
$4.8M
$89.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LGCY
LGCY
NECB
NECB
Q4 25
$1.1M
$52.6M
Q3 25
$1.1M
$14.1M
Q2 25
$3.0M
$15.6M
Q1 25
$918.7K
$10.9M
Q4 24
$659.0K
$48.7M
Q3 24
$3.2M
$14.4M
Q2 24
$11.1M
Q1 24
$12.9M
Free Cash Flow
LGCY
LGCY
NECB
NECB
Q4 25
$512.7K
$50.8M
Q3 25
$809.7K
$13.6M
Q2 25
$2.9M
$14.9M
Q1 25
$596.6K
$10.6M
Q4 24
$466.8K
$48.2M
Q3 24
$2.9M
$14.2M
Q2 24
$11.0M
Q1 24
$12.8M
FCF Margin
LGCY
LGCY
NECB
NECB
Q4 25
2.7%
192.3%
Q3 25
4.2%
50.5%
Q2 25
16.2%
57.3%
Q1 25
3.2%
41.4%
Q4 24
3.4%
189.3%
Q3 24
21.1%
51.5%
Q2 24
40.8%
Q1 24
50.3%
Capex Intensity
LGCY
LGCY
NECB
NECB
Q4 25
2.8%
6.6%
Q3 25
1.3%
1.6%
Q2 25
0.5%
2.9%
Q1 25
1.7%
1.5%
Q4 24
1.4%
2.0%
Q3 24
1.7%
0.6%
Q2 24
0.5%
Q1 24
0.3%
Cash Conversion
LGCY
LGCY
NECB
NECB
Q4 25
0.52×
4.86×
Q3 25
0.48×
1.18×
Q2 25
2.45×
1.40×
Q1 25
0.33×
1.04×
Q4 24
0.47×
4.77×
Q3 24
1.52×
1.14×
Q2 24
0.87×
Q1 24
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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