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Side-by-side financial comparison of Legacy Education Inc. (LGCY) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.
Orange County Bancorp, Inc. is the larger business by last-quarter revenue ($33.0M vs $19.2M, roughly 1.7× Legacy Education Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs 10.6%, a 27.0% gap on every dollar of revenue. On growth, Legacy Education Inc. posted the faster year-over-year revenue change (40.7% vs 20.6%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $512.7K).
Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
LGCY vs OBT — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.2M | $33.0M |
| Net Profit | $2.0M | $12.4M |
| Gross Margin | — | — |
| Operating Margin | 13.3% | 41.4% |
| Net Margin | 10.6% | 37.6% |
| Revenue YoY | 40.7% | 20.6% |
| Net Profit YoY | 46.0% | 73.5% |
| EPS (diluted) | $0.15 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $19.2M | $33.0M | ||
| Q3 25 | $19.4M | $33.7M | ||
| Q2 25 | $18.0M | $32.5M | ||
| Q1 25 | $18.6M | $28.0M | ||
| Q4 24 | $13.6M | $27.4M | ||
| Q3 24 | $14.0M | $27.1M | ||
| Q2 24 | — | $27.9M | ||
| Q1 24 | — | $25.3M |
| Q4 25 | $2.0M | $12.4M | ||
| Q3 25 | $2.2M | $10.0M | ||
| Q2 25 | $1.2M | $10.5M | ||
| Q1 25 | $2.8M | $8.7M | ||
| Q4 24 | $1.4M | $7.2M | ||
| Q3 24 | $2.1M | $3.2M | ||
| Q2 24 | — | $8.2M | ||
| Q1 24 | — | $9.3M |
| Q4 25 | 13.3% | 41.4% | ||
| Q3 25 | 13.9% | 38.6% | ||
| Q2 25 | 11.1% | 41.9% | ||
| Q1 25 | 19.7% | 40.3% | ||
| Q4 24 | 12.2% | 32.8% | ||
| Q3 24 | 19.1% | 14.8% | ||
| Q2 24 | — | 36.6% | ||
| Q1 24 | — | 45.9% |
| Q4 25 | 10.6% | 37.6% | ||
| Q3 25 | 11.3% | 29.7% | ||
| Q2 25 | 6.8% | 32.2% | ||
| Q1 25 | 15.2% | 31.1% | ||
| Q4 24 | 10.3% | 26.2% | ||
| Q3 24 | 14.9% | 11.8% | ||
| Q2 24 | — | 29.4% | ||
| Q1 24 | — | 36.7% |
| Q4 25 | $0.15 | $0.94 | ||
| Q3 25 | $0.16 | $0.75 | ||
| Q2 25 | $0.07 | $0.87 | ||
| Q1 25 | $0.21 | $0.77 | ||
| Q4 24 | $0.10 | $0.64 | ||
| Q3 24 | $0.21 | $0.28 | ||
| Q2 24 | — | $0.73 | ||
| Q1 24 | — | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.1M | — |
| Total DebtLower is stronger | $660.3K | — |
| Stockholders' EquityBook value | $46.1M | $284.4M |
| Total Assets | $73.1M | $2.7B |
| Debt / EquityLower = less leverage | 0.01× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.1M | — | ||
| Q3 25 | $20.6M | — | ||
| Q2 25 | $20.3M | — | ||
| Q1 25 | $17.3M | — | ||
| Q4 24 | $16.9M | — | ||
| Q3 24 | $21.5M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $660.3K | — | ||
| Q3 25 | $776.9K | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $1.0M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $758.2K | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $46.1M | $284.4M | ||
| Q3 25 | $43.7M | $270.1M | ||
| Q2 25 | $41.0M | $252.6M | ||
| Q1 25 | $39.3M | $201.3M | ||
| Q4 24 | $36.4M | $185.5M | ||
| Q3 24 | $32.6M | $193.1M | ||
| Q2 24 | — | $177.5M | ||
| Q1 24 | — | $168.7M |
| Q4 25 | $73.1M | $2.7B | ||
| Q3 25 | $72.1M | $2.6B | ||
| Q2 25 | $69.2M | $2.6B | ||
| Q1 25 | $67.1M | $2.6B | ||
| Q4 24 | $62.1M | $2.5B | ||
| Q3 24 | $50.6M | $2.5B | ||
| Q2 24 | — | $2.5B | ||
| Q1 24 | — | $2.5B |
| Q4 25 | 0.01× | — | ||
| Q3 25 | 0.02× | — | ||
| Q2 25 | 0.03× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | 0.03× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.1M | $43.8M |
| Free Cash FlowOCF − Capex | $512.7K | $41.3M |
| FCF MarginFCF / Revenue | 2.7% | 125.1% |
| Capex IntensityCapex / Revenue | 2.8% | 7.6% |
| Cash ConversionOCF / Net Profit | 0.52× | 3.53× |
| TTM Free Cash FlowTrailing 4 quarters | $4.8M | $69.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.1M | $43.8M | ||
| Q3 25 | $1.1M | $30.2M | ||
| Q2 25 | $3.0M | $-5.0M | ||
| Q1 25 | $918.7K | $4.8M | ||
| Q4 24 | $659.0K | $34.6M | ||
| Q3 24 | $3.2M | $10.2M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $2.3M |
| Q4 25 | $512.7K | $41.3M | ||
| Q3 25 | $809.7K | $29.6M | ||
| Q2 25 | $2.9M | $-5.7M | ||
| Q1 25 | $596.6K | $4.3M | ||
| Q4 24 | $466.8K | $32.9M | ||
| Q3 24 | $2.9M | $10.0M | ||
| Q2 24 | — | $9.2M | ||
| Q1 24 | — | $2.0M |
| Q4 25 | 2.7% | 125.1% | ||
| Q3 25 | 4.2% | 87.8% | ||
| Q2 25 | 16.2% | -17.5% | ||
| Q1 25 | 3.2% | 15.5% | ||
| Q4 24 | 3.4% | 120.0% | ||
| Q3 24 | 21.1% | 36.7% | ||
| Q2 24 | — | 32.8% | ||
| Q1 24 | — | 7.9% |
| Q4 25 | 2.8% | 7.6% | ||
| Q3 25 | 1.3% | 1.8% | ||
| Q2 25 | 0.5% | 2.3% | ||
| Q1 25 | 1.7% | 1.8% | ||
| Q4 24 | 1.4% | 6.3% | ||
| Q3 24 | 1.7% | 1.1% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | 0.52× | 3.53× | ||
| Q3 25 | 0.48× | 3.01× | ||
| Q2 25 | 2.45× | -0.47× | ||
| Q1 25 | 0.33× | 0.56× | ||
| Q4 24 | 0.47× | 4.83× | ||
| Q3 24 | 1.52× | 3.19× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 0.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
