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Side-by-side financial comparison of Life360, Inc. (LIF) and Midland States Bancorp, Inc. (MSBI). Click either name above to swap in a different company.

Life360, Inc. is the larger business by last-quarter revenue ($146.0M vs $79.5M, roughly 1.8× Midland States Bancorp, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 23.2%, a 65.6% gap on every dollar of revenue. Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs -6.4%).

Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.

Rainier Bancorporation was the Seattle-based parent corporation of Rainier National Bank, a Washington state bank with branches throughout the state. Rainier traced its roots back to the National Bank of Commerce, which was founded by Richard Holyoke in 1889. The name Rainier National Bank was adopted in 1974. Rainier Bancorp expanded into Alaska with the purchase of Anchorage's People's Bank & Trust in 1983 and into Oregon with the purchase of Gresham's Mount Hood Security Bank in 1986, expa...

LIF vs MSBI — Head-to-Head

Bigger by revenue
LIF
LIF
1.8× larger
LIF
$146.0M
$79.5M
MSBI
Higher net margin
LIF
LIF
65.6% more per $
LIF
88.8%
23.2%
MSBI
Faster 2-yr revenue CAGR
LIF
LIF
Annualised
LIF
36.6%
-6.4%
MSBI

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
LIF
LIF
MSBI
MSBI
Revenue
$146.0M
$79.5M
Net Profit
$129.7M
$18.5M
Gross Margin
75.1%
Operating Margin
6.1%
Net Margin
88.8%
23.2%
Revenue YoY
26.4%
Net Profit YoY
1425.9%
739.3%
EPS (diluted)
$1.53
$0.74

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LIF
LIF
MSBI
MSBI
Q1 26
$79.5M
Q4 25
$146.0M
$85.6M
Q3 25
$124.5M
$81.1M
Q2 25
$115.4M
$82.2M
Q1 25
$103.6M
$76.1M
Q4 24
$115.5M
$93.9M
Q3 24
$92.9M
$92.7M
Q2 24
$84.9M
$90.9M
Net Profit
LIF
LIF
MSBI
MSBI
Q1 26
$18.5M
Q4 25
$129.7M
$-2.9M
Q3 25
$9.8M
$7.6M
Q2 25
$7.0M
$12.0M
Q1 25
$4.4M
$-141.0M
Q4 24
$8.5M
$-30.8M
Q3 24
$7.7M
$20.4M
Q2 24
$-11.0M
$25.7M
Gross Margin
LIF
LIF
MSBI
MSBI
Q1 26
Q4 25
75.1%
Q3 25
78.0%
Q2 25
78.4%
Q1 25
80.6%
Q4 24
74.0%
Q3 24
75.4%
Q2 24
75.0%
Operating Margin
LIF
LIF
MSBI
MSBI
Q1 26
Q4 25
6.1%
-5.5%
Q3 25
4.6%
13.9%
Q2 25
1.7%
18.1%
Q1 25
2.1%
-181.2%
Q4 24
4.9%
-66.5%
Q3 24
-5.3%
26.9%
Q2 24
-2.8%
35.0%
Net Margin
LIF
LIF
MSBI
MSBI
Q1 26
23.2%
Q4 25
88.8%
-4.9%
Q3 25
7.9%
9.3%
Q2 25
6.1%
14.6%
Q1 25
4.2%
-185.4%
Q4 24
7.4%
-52.5%
Q3 24
8.3%
22.1%
Q2 24
-12.9%
28.3%
EPS (diluted)
LIF
LIF
MSBI
MSBI
Q1 26
$0.74
Q4 25
$1.53
$-0.22
Q3 25
$0.11
$0.24
Q2 25
$0.08
$0.44
Q1 25
$0.05
$-6.58
Q4 24
$0.14
$-1.49
Q3 24
$0.09
$0.83
Q2 24
$-0.15
$1.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LIF
LIF
MSBI
MSBI
Cash + ST InvestmentsLiquidity on hand
$494.3M
$89.4M
Total DebtLower is stronger
$33.2M
Stockholders' EquityBook value
$548.2M
$569.5M
Total Assets
$959.7M
$6.5B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LIF
LIF
MSBI
MSBI
Q1 26
$89.4M
Q4 25
$494.3M
$127.8M
Q3 25
$455.7M
$166.1M
Q2 25
$432.7M
$176.6M
Q1 25
$168.9M
$102.0M
Q4 24
$159.2M
$114.8M
Q3 24
$159.0M
$121.9M
Q2 24
$160.8M
$124.6M
Total Debt
LIF
LIF
MSBI
MSBI
Q1 26
$33.2M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
LIF
LIF
MSBI
MSBI
Q1 26
$569.5M
Q4 25
$548.2M
$565.5M
Q3 25
$391.4M
$584.0M
Q2 25
$366.7M
$573.7M
Q1 25
$376.3M
$571.4M
Q4 24
$358.5M
$710.8M
Q3 24
$339.7M
$771.2M
Q2 24
$326.7M
$736.8M
Total Assets
LIF
LIF
MSBI
MSBI
Q1 26
$6.5B
Q4 25
$959.7M
$6.5B
Q3 25
$787.5M
$6.9B
Q2 25
$753.6M
$7.1B
Q1 25
$455.4M
$7.3B
Q4 24
$441.6M
$7.5B
Q3 24
$427.4M
$7.7B
Q2 24
$405.9M
$7.7B
Debt / Equity
LIF
LIF
MSBI
MSBI
Q1 26
0.06×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LIF
LIF
MSBI
MSBI
Operating Cash FlowLast quarter
$36.8M
Free Cash FlowOCF − Capex
$36.6M
FCF MarginFCF / Revenue
25.1%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
0.28×
TTM Free Cash FlowTrailing 4 quarters
$86.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LIF
LIF
MSBI
MSBI
Q1 26
Q4 25
$36.8M
$125.7M
Q3 25
$26.4M
$80.0M
Q2 25
$13.3M
$28.1M
Q1 25
$12.1M
$24.7M
Q4 24
$12.3M
$176.5M
Q3 24
$6.3M
$46.5M
Q2 24
$3.3M
$31.4M
Free Cash Flow
LIF
LIF
MSBI
MSBI
Q1 26
Q4 25
$36.6M
$120.3M
Q3 25
$25.6M
$78.6M
Q2 25
$12.7M
$26.7M
Q1 25
$11.9M
$22.9M
Q4 24
$11.2M
$169.6M
Q3 24
$6.3M
$44.4M
Q2 24
$3.2M
$29.9M
FCF Margin
LIF
LIF
MSBI
MSBI
Q1 26
Q4 25
25.1%
140.6%
Q3 25
20.6%
96.9%
Q2 25
11.0%
32.4%
Q1 25
11.5%
30.1%
Q4 24
9.7%
180.6%
Q3 24
6.8%
47.9%
Q2 24
3.8%
32.9%
Capex Intensity
LIF
LIF
MSBI
MSBI
Q1 26
Q4 25
0.2%
6.2%
Q3 25
0.6%
1.7%
Q2 25
0.6%
1.7%
Q1 25
0.1%
2.4%
Q4 24
1.0%
7.3%
Q3 24
0.0%
2.3%
Q2 24
0.1%
1.7%
Cash Conversion
LIF
LIF
MSBI
MSBI
Q1 26
Q4 25
0.28×
Q3 25
2.70×
10.58×
Q2 25
1.90×
2.33×
Q1 25
2.75×
Q4 24
1.45×
Q3 24
0.83×
2.28×
Q2 24
1.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LIF
LIF

Segment breakdown not available.

MSBI
MSBI

Net Interest Income$57.4M72%
Noninterest Income$22.1M28%

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