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Side-by-side financial comparison of Limbach Holdings, Inc. (LMB) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $186.9M, roughly 1.3× Limbach Holdings, Inc.). Limbach Holdings, Inc. runs the higher net margin — 6.6% vs 1.4%, a 5.2% gap on every dollar of revenue. On growth, Limbach Holdings, Inc. posted the faster year-over-year revenue change (30.1% vs -1.3%). Over the past eight quarters, Limbach Holdings, Inc.'s revenue compounded faster (25.3% CAGR vs -0.5%).
Limbach Flugmotoren is a Chinese-owned company based in Germany that produces aircraft engines.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
LMB vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $186.9M | $247.7M |
| Net Profit | $12.3M | $3.4M |
| Gross Margin | 25.7% | — |
| Operating Margin | 9.4% | 2.6% |
| Net Margin | 6.6% | 1.4% |
| Revenue YoY | 30.1% | -1.3% |
| Net Profit YoY | 25.0% | -61.0% |
| EPS (diluted) | $1.01 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $186.9M | $247.7M | ||
| Q3 25 | $184.6M | $238.7M | ||
| Q2 25 | $142.2M | $234.3M | ||
| Q1 25 | $133.1M | $235.9M | ||
| Q4 24 | $143.7M | $250.9M | ||
| Q3 24 | $133.9M | $250.0M | ||
| Q2 24 | $122.2M | $250.4M | ||
| Q1 24 | $119.0M | $250.5M |
| Q4 25 | $12.3M | $3.4M | ||
| Q3 25 | $8.8M | $5.2M | ||
| Q2 25 | $7.8M | $6.9M | ||
| Q1 25 | $10.2M | $9.8M | ||
| Q4 24 | $9.8M | $8.7M | ||
| Q3 24 | $7.5M | $-30.0M | ||
| Q2 24 | $6.0M | $-31.0M | ||
| Q1 24 | $7.6M | $-26.4M |
| Q4 25 | 25.7% | — | ||
| Q3 25 | 24.2% | — | ||
| Q2 25 | 28.0% | — | ||
| Q1 25 | 27.6% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 27.0% | — | ||
| Q2 24 | 27.4% | — | ||
| Q1 24 | 26.1% | — |
| Q4 25 | 9.4% | 2.6% | ||
| Q3 25 | 7.2% | 6.0% | ||
| Q2 25 | 7.5% | 4.3% | ||
| Q1 25 | 5.9% | 5.6% | ||
| Q4 24 | 9.1% | 89.6% | ||
| Q3 24 | 8.1% | -15.8% | ||
| Q2 24 | 6.7% | -19.6% | ||
| Q1 24 | 5.5% | -12.2% |
| Q4 25 | 6.6% | 1.4% | ||
| Q3 25 | 4.8% | 2.2% | ||
| Q2 25 | 5.5% | 2.9% | ||
| Q1 25 | 7.7% | 4.1% | ||
| Q4 24 | 6.9% | 200.1% | ||
| Q3 24 | 5.6% | -12.0% | ||
| Q2 24 | 4.9% | -12.4% | ||
| Q1 24 | 6.4% | -10.6% |
| Q4 25 | $1.01 | $0.07 | ||
| Q3 25 | $0.73 | $0.11 | ||
| Q2 25 | $0.64 | $0.14 | ||
| Q1 25 | $0.85 | $0.21 | ||
| Q4 24 | $0.81 | $0.26 | ||
| Q3 24 | $0.62 | $-0.75 | ||
| Q2 24 | $0.50 | $-0.78 | ||
| Q1 24 | $0.64 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $11.3M | $105.5M |
| Total DebtLower is stronger | $30.5M | — |
| Stockholders' EquityBook value | $195.7M | $390.1M |
| Total Assets | $381.1M | $3.3B |
| Debt / EquityLower = less leverage | 0.16× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.3M | $105.5M | ||
| Q3 25 | $9.8M | $104.6M | ||
| Q2 25 | $38.9M | $96.8M | ||
| Q1 25 | $38.1M | $78.5M | ||
| Q4 24 | $44.9M | $60.0M | ||
| Q3 24 | $51.2M | $71.8M | ||
| Q2 24 | $59.5M | $72.9M | ||
| Q1 24 | $48.2M | $69.2M |
| Q4 25 | $30.5M | — | ||
| Q3 25 | $56.3M | — | ||
| Q2 25 | $28.4M | — | ||
| Q1 25 | $23.7M | — | ||
| Q4 24 | $23.6M | — | ||
| Q3 24 | $20.5M | — | ||
| Q2 24 | $19.7M | — | ||
| Q1 24 | $19.4M | — |
| Q4 25 | $195.7M | $390.1M | ||
| Q3 25 | $181.6M | $383.9M | ||
| Q2 25 | $170.5M | $376.0M | ||
| Q1 25 | $161.1M | $366.1M | ||
| Q4 24 | $153.5M | $353.8M | ||
| Q3 24 | $142.2M | $327.6M | ||
| Q2 24 | $133.0M | $354.1M | ||
| Q1 24 | $125.5M | $382.0M |
| Q4 25 | $381.1M | $3.3B | ||
| Q3 25 | $409.1M | $3.2B | ||
| Q2 25 | $343.0M | $3.2B | ||
| Q1 25 | $336.4M | $3.2B | ||
| Q4 24 | $352.1M | $3.2B | ||
| Q3 24 | $324.4M | $3.3B | ||
| Q2 24 | $303.9M | $3.3B | ||
| Q1 24 | $289.2M | $3.3B |
| Q4 25 | 0.16× | — | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.1M | $413.4M |
| Free Cash FlowOCF − Capex | $27.9M | — |
| FCF MarginFCF / Revenue | 14.9% | — |
| Capex IntensityCapex / Revenue | 0.1% | — |
| Cash ConversionOCF / Net Profit | 2.29× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $41.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.1M | $413.4M | ||
| Q3 25 | $13.3M | $99.0M | ||
| Q2 25 | $2.0M | $104.5M | ||
| Q1 25 | $2.2M | $101.0M | ||
| Q4 24 | $19.3M | $393.5M | ||
| Q3 24 | $4.9M | $108.5M | ||
| Q2 24 | $16.5M | $107.7M | ||
| Q1 24 | $-3.9M | $85.9M |
| Q4 25 | $27.9M | — | ||
| Q3 25 | $12.8M | — | ||
| Q2 25 | $1.2M | — | ||
| Q1 25 | $11.0K | — | ||
| Q4 24 | $18.0M | — | ||
| Q3 24 | $4.6M | — | ||
| Q2 24 | $13.2M | — | ||
| Q1 24 | $-6.5M | — |
| Q4 25 | 14.9% | — | ||
| Q3 25 | 7.0% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 12.5% | — | ||
| Q3 24 | 3.4% | — | ||
| Q2 24 | 10.8% | — | ||
| Q1 24 | -5.5% | — |
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 2.7% | — | ||
| Q1 24 | 2.1% | — |
| Q4 25 | 2.29× | 121.45× | ||
| Q3 25 | 1.52× | 19.05× | ||
| Q2 25 | 0.26× | 15.20× | ||
| Q1 25 | 0.22× | 10.34× | ||
| Q4 24 | 1.96× | 45.04× | ||
| Q3 24 | 0.66× | — | ||
| Q2 24 | 2.77× | — | ||
| Q1 24 | -0.52× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LMB
| Owner Direct Relationships Segment | $145.0M | 78% |
| General Contractor Construction Manager Relationships Segment | $41.9M | 22% |
OPRT
Segment breakdown not available.
