vs
Side-by-side financial comparison of El Pollo Loco Holdings, Inc. (LOCO) and PARK NATIONAL CORP (PRK). Click either name above to swap in a different company.
PARK NATIONAL CORP is the larger business by last-quarter revenue ($168.3M vs $123.5M, roughly 1.4× El Pollo Loco Holdings, Inc.). PARK NATIONAL CORP runs the higher net margin — 25.3% vs 5.3%, a 20.0% gap on every dollar of revenue. On growth, El Pollo Loco Holdings, Inc. posted the faster year-over-year revenue change (8.1% vs 2.2%). PARK NATIONAL CORP produced more free cash flow last quarter ($191.9M vs $5.1M). Over the past eight quarters, PARK NATIONAL CORP's revenue compounded faster (4.9% CAGR vs 3.1%).
El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.
National Retail Systems, Inc. (NRS) includes Keystone Freight Corp. & National Retail Transportation, Inc. (NRT). NRS is an asset based 3PL founded in 1952. It is headquartered in Lyndhurst, New Jersey, United States.
LOCO vs PRK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $123.5M | $168.3M |
| Net Profit | $6.5M | $42.6M |
| Gross Margin | — | — |
| Operating Margin | 8.3% | — |
| Net Margin | 5.3% | 25.3% |
| Revenue YoY | 8.1% | 2.2% |
| Net Profit YoY | 9.9% | 10.4% |
| EPS (diluted) | $0.22 | $2.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $123.5M | $168.3M | ||
| Q3 25 | $121.5M | $169.5M | ||
| Q2 25 | $125.8M | $168.7M | ||
| Q1 25 | $119.2M | $157.9M | ||
| Q4 24 | $114.3M | $164.7M | ||
| Q3 24 | $120.4M | $170.3M | ||
| Q2 24 | $122.2M | $157.7M | ||
| Q1 24 | $116.2M | $152.8M |
| Q4 25 | $6.5M | $42.6M | ||
| Q3 25 | $7.4M | $47.2M | ||
| Q2 25 | $7.1M | $48.1M | ||
| Q1 25 | $5.5M | $42.2M | ||
| Q4 24 | $6.0M | $38.6M | ||
| Q3 24 | $6.2M | $38.2M | ||
| Q2 24 | $7.6M | $39.4M | ||
| Q1 24 | $5.9M | $35.2M |
| Q4 25 | 8.3% | — | ||
| Q3 25 | 9.4% | 34.3% | ||
| Q2 25 | 9.0% | 35.2% | ||
| Q1 25 | 7.5% | 32.4% | ||
| Q4 24 | 7.9% | — | ||
| Q3 24 | 8.4% | 27.4% | ||
| Q2 24 | 10.1% | 30.6% | ||
| Q1 24 | 8.3% | 27.8% |
| Q4 25 | 5.3% | 25.3% | ||
| Q3 25 | 6.1% | 27.8% | ||
| Q2 25 | 5.6% | 28.5% | ||
| Q1 25 | 4.6% | 26.7% | ||
| Q4 24 | 5.2% | 23.5% | ||
| Q3 24 | 5.1% | 22.4% | ||
| Q2 24 | 6.2% | 25.0% | ||
| Q1 24 | 5.1% | 23.0% |
| Q4 25 | $0.22 | $2.62 | ||
| Q3 25 | $0.25 | $2.92 | ||
| Q2 25 | $0.24 | $2.97 | ||
| Q1 25 | $0.19 | $2.60 | ||
| Q4 24 | $0.21 | $2.38 | ||
| Q3 24 | $0.21 | $2.35 | ||
| Q2 24 | $0.25 | $2.42 | ||
| Q1 24 | $0.19 | $2.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $6.2M | $233.5M |
| Total DebtLower is stronger | $51.0M | — |
| Stockholders' EquityBook value | $291.1M | $1.4B |
| Total Assets | $606.6M | $9.8B |
| Debt / EquityLower = less leverage | 0.18× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $6.2M | $233.5M | ||
| Q3 25 | $10.9M | $218.9M | ||
| Q2 25 | $9.0M | $193.1M | ||
| Q1 25 | $4.3M | $237.6M | ||
| Q4 24 | $2.5M | $160.6M | ||
| Q3 24 | $7.9M | $201.7M | ||
| Q2 24 | $10.5M | $261.5M | ||
| Q1 24 | $9.1M | $306.1M |
| Q4 25 | $51.0M | — | ||
| Q3 25 | $61.0M | — | ||
| Q2 25 | $69.0M | — | ||
| Q1 25 | $73.0M | — | ||
| Q4 24 | $71.0M | — | ||
| Q3 24 | $76.0M | — | ||
| Q2 24 | $87.0M | — | ||
| Q1 24 | $80.0M | — |
| Q4 25 | $291.1M | $1.4B | ||
| Q3 25 | $282.9M | $1.3B | ||
| Q2 25 | $274.2M | $1.3B | ||
| Q1 25 | $265.7M | $1.3B | ||
| Q4 24 | $260.7M | $1.2B | ||
| Q3 24 | $255.2M | $1.2B | ||
| Q2 24 | $248.6M | $1.2B | ||
| Q1 24 | $256.3M | $1.2B |
| Q4 25 | $606.6M | $9.8B | ||
| Q3 25 | $602.7M | $9.9B | ||
| Q2 25 | $596.8M | $9.9B | ||
| Q1 25 | $590.5M | $9.9B | ||
| Q4 24 | $592.0M | $9.8B | ||
| Q3 24 | $590.0M | $9.9B | ||
| Q2 24 | $593.8M | $9.9B | ||
| Q1 24 | $598.0M | $9.9B |
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.27× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 0.35× | — | ||
| Q1 24 | 0.31× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $13.9M | $198.3M |
| Free Cash FlowOCF − Capex | $5.1M | $191.9M |
| FCF MarginFCF / Revenue | 4.1% | 114.1% |
| Capex IntensityCapex / Revenue | 7.1% | 3.8% |
| Cash ConversionOCF / Net Profit | 2.13× | 4.65× |
| TTM Free Cash FlowTrailing 4 quarters | $25.4M | $328.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $13.9M | $198.3M | ||
| Q3 25 | $15.3M | $52.6M | ||
| Q2 25 | $14.1M | $49.7M | ||
| Q1 25 | $4.7M | $37.9M | ||
| Q4 24 | $5.6M | $178.8M | ||
| Q3 24 | $13.0M | $43.8M | ||
| Q2 24 | $17.0M | $50.9M | ||
| Q1 24 | $11.2M | $35.0M |
| Q4 25 | $5.1M | $191.9M | ||
| Q3 25 | $9.9M | $51.1M | ||
| Q2 25 | $9.1M | $48.4M | ||
| Q1 25 | $1.3M | $36.8M | ||
| Q4 24 | $1.1M | $169.7M | ||
| Q3 24 | $9.1M | $41.7M | ||
| Q2 24 | $10.4M | $49.0M | ||
| Q1 24 | $7.0M | $31.9M |
| Q4 25 | 4.1% | 114.1% | ||
| Q3 25 | 8.2% | 30.1% | ||
| Q2 25 | 7.2% | 28.7% | ||
| Q1 25 | 1.1% | 23.3% | ||
| Q4 24 | 1.0% | 103.0% | ||
| Q3 24 | 7.6% | 24.5% | ||
| Q2 24 | 8.5% | 31.1% | ||
| Q1 24 | 6.0% | 20.8% |
| Q4 25 | 7.1% | 3.8% | ||
| Q3 25 | 4.4% | 0.9% | ||
| Q2 25 | 4.0% | 0.8% | ||
| Q1 25 | 2.8% | 0.7% | ||
| Q4 24 | 3.9% | 5.6% | ||
| Q3 24 | 3.2% | 1.2% | ||
| Q2 24 | 5.3% | 1.2% | ||
| Q1 24 | 3.6% | 2.1% |
| Q4 25 | 2.13× | 4.65× | ||
| Q3 25 | 2.08× | 1.11× | ||
| Q2 25 | 1.99× | 1.03× | ||
| Q1 25 | 0.86× | 0.90× | ||
| Q4 24 | 0.95× | 4.63× | ||
| Q3 24 | 2.11× | 1.14× | ||
| Q2 24 | 2.22× | 1.29× | ||
| Q1 24 | 1.89× | 0.99× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOCO
| Services | $102.4M | 83% |
| Franchise | $13.0M | 11% |
| Franchise Advertising Fee | $8.1M | 7% |
PRK
Segment breakdown not available.
