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Side-by-side financial comparison of Grand Canyon Education, Inc. (LOPE) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Grand Canyon Education, Inc. is the larger business by last-quarter revenue ($308.1M vs $253.4M, roughly 1.2× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 5.3%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $122.9M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 5.9%).
Grand Canyon Education, Inc. (GCE) is an American for-profit corporation that provides services to universities, specializing in program development, online education, and operational support. Formerly affiliated with Grand Canyon University (GCU), a Christian university in Arizona, GCE became a separate publicly traded company in 2008.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
LOPE vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $308.1M | $253.4M |
| Net Profit | $86.7M | — |
| Gross Margin | — | — |
| Operating Margin | 35.1% | 28.7% |
| Net Margin | 28.1% | — |
| Revenue YoY | 5.3% | 62.7% |
| Net Profit YoY | 5.9% | — |
| EPS (diluted) | $3.13 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $308.1M | $253.4M | ||
| Q3 25 | $261.1M | $244.7M | ||
| Q2 25 | $247.5M | $203.3M | ||
| Q1 25 | $289.3M | $174.6M | ||
| Q4 24 | $292.6M | $155.8M | ||
| Q3 24 | $238.3M | $148.5M | ||
| Q2 24 | $227.5M | $131.1M | ||
| Q1 24 | $274.7M | $118.5M |
| Q4 25 | $86.7M | — | ||
| Q3 25 | $16.3M | $51.5M | ||
| Q2 25 | $41.5M | $46.5M | ||
| Q1 25 | $71.6M | $42.9M | ||
| Q4 24 | $81.9M | — | ||
| Q3 24 | $41.5M | $30.5M | ||
| Q2 24 | $34.9M | $25.7M | ||
| Q1 24 | $68.0M | $26.4M |
| Q4 25 | 35.1% | 28.7% | ||
| Q3 25 | 6.9% | 27.4% | ||
| Q2 25 | 20.9% | 29.5% | ||
| Q1 25 | 30.4% | 30.8% | ||
| Q4 24 | 34.2% | 28.9% | ||
| Q3 24 | 20.2% | 25.9% | ||
| Q2 24 | 18.8% | 25.5% | ||
| Q1 24 | 30.8% | 29.0% |
| Q4 25 | 28.1% | — | ||
| Q3 25 | 6.2% | 21.0% | ||
| Q2 25 | 16.8% | 22.9% | ||
| Q1 25 | 24.8% | 24.6% | ||
| Q4 24 | 28.0% | — | ||
| Q3 24 | 17.4% | 20.5% | ||
| Q2 24 | 15.3% | 19.6% | ||
| Q1 24 | 24.8% | 22.3% |
| Q4 25 | $3.13 | $2.05 | ||
| Q3 25 | $0.58 | $1.87 | ||
| Q2 25 | $1.48 | $1.68 | ||
| Q1 25 | $2.52 | $1.57 | ||
| Q4 24 | $2.83 | $1.29 | ||
| Q3 24 | $1.42 | $1.15 | ||
| Q2 24 | $1.19 | $1.00 | ||
| Q1 24 | $2.29 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $111.8M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $746.9M | $942.7M |
| Total Assets | $992.3M | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $111.8M | $106.9M | ||
| Q3 25 | $97.3M | $111.7M | ||
| Q2 25 | $192.3M | $81.3M | ||
| Q1 25 | $144.5M | $119.3M | ||
| Q4 24 | $324.6M | $80.4M | ||
| Q3 24 | $263.6M | $86.5M | ||
| Q2 24 | $241.3M | $47.8M | ||
| Q1 24 | $196.2M | $61.4M |
| Q4 25 | $746.9M | $942.7M | ||
| Q3 25 | $758.0M | $878.1M | ||
| Q2 25 | $778.0M | $847.2M | ||
| Q1 25 | $780.7M | $790.4M | ||
| Q4 24 | $783.9M | $729.0M | ||
| Q3 24 | $764.1M | $703.3M | ||
| Q2 24 | $759.2M | $532.6M | ||
| Q1 24 | $759.4M | $501.7M |
| Q4 25 | $992.3M | $3.1B | ||
| Q3 25 | $1.0B | $2.9B | ||
| Q2 25 | $1.0B | $2.8B | ||
| Q1 25 | $1.0B | $2.4B | ||
| Q4 24 | $1.0B | $2.3B | ||
| Q3 24 | $992.9M | $2.3B | ||
| Q2 24 | $992.7M | $2.0B | ||
| Q1 24 | $1.0B | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.5M | $409.1M |
| Free Cash FlowOCF − Capex | $122.9M | $409.0M |
| FCF MarginFCF / Revenue | 39.9% | 161.4% |
| Capex IntensityCapex / Revenue | 2.5% | 0.1% |
| Cash ConversionOCF / Net Profit | 1.50× | — |
| TTM Free Cash FlowTrailing 4 quarters | $238.6M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.5M | $409.1M | ||
| Q3 25 | $-48.6M | $83.6M | ||
| Q2 25 | $124.0M | $120.9M | ||
| Q1 25 | $67.6M | $87.2M | ||
| Q4 24 | $135.8M | $261.2M | ||
| Q3 24 | $-29.4M | $100.3M | ||
| Q2 24 | $98.6M | $55.1M | ||
| Q1 24 | $85.0M | $33.1M |
| Q4 25 | $122.9M | $409.0M | ||
| Q3 25 | $-58.3M | $83.6M | ||
| Q2 25 | $115.4M | $120.8M | ||
| Q1 25 | $58.7M | $87.1M | ||
| Q4 24 | $126.1M | $260.9M | ||
| Q3 24 | $-39.0M | $100.1M | ||
| Q2 24 | $89.6M | — | ||
| Q1 24 | $76.0M | — |
| Q4 25 | 39.9% | 161.4% | ||
| Q3 25 | -22.3% | 34.2% | ||
| Q2 25 | 46.6% | 59.4% | ||
| Q1 25 | 20.3% | 49.9% | ||
| Q4 24 | 43.1% | 167.5% | ||
| Q3 24 | -16.3% | 67.4% | ||
| Q2 24 | 39.4% | — | ||
| Q1 24 | 27.7% | — |
| Q4 25 | 2.5% | 0.1% | ||
| Q3 25 | 3.7% | 0.0% | ||
| Q2 25 | 3.5% | 0.0% | ||
| Q1 25 | 3.1% | 0.0% | ||
| Q4 24 | 3.3% | 0.2% | ||
| Q3 24 | 4.0% | 0.1% | ||
| Q2 24 | 3.9% | 0.0% | ||
| Q1 24 | 3.3% | 0.0% |
| Q4 25 | 1.50× | — | ||
| Q3 25 | -2.99× | 1.63× | ||
| Q2 25 | 2.98× | 2.60× | ||
| Q1 25 | 0.94× | 2.03× | ||
| Q4 24 | 1.66× | — | ||
| Q3 24 | -0.71× | 3.29× | ||
| Q2 24 | 2.83× | 2.14× | ||
| Q1 24 | 1.25× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
