vs
Side-by-side financial comparison of Lovesac Co (LOVE) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $150.2M, roughly 1.6× Lovesac Co). Oportun Financial Corp runs the higher net margin — 1.4% vs -7.0%, a 8.4% gap on every dollar of revenue. On growth, Lovesac Co posted the faster year-over-year revenue change (0.2% vs -1.3%). Over the past eight quarters, Oportun Financial Corp's revenue compounded faster (-0.5% CAGR vs -22.6%).
The Lovesac Company is an American furniture retailer, specializing in a patented modular furniture system called Sactionals. Sactionals consist of two combinable pieces, “Seats” and “Sides,” as well as custom-fit covers and associated accessories. Lovesac also sells Sacs, a bag seat filled with a proprietary foam mixture.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
LOVE vs OPRT — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $150.2M | $247.7M |
| Net Profit | $-10.6M | $3.4M |
| Gross Margin | 56.1% | — |
| Operating Margin | -10.5% | 2.6% |
| Net Margin | -7.0% | 1.4% |
| Revenue YoY | 0.2% | -1.3% |
| Net Profit YoY | -114.0% | -61.0% |
| EPS (diluted) | $-0.72 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $150.2M | $247.7M | ||
| Q3 25 | $160.5M | $238.7M | ||
| Q2 25 | $138.4M | $234.3M | ||
| Q1 25 | $241.5M | $235.9M | ||
| Q4 24 | $149.9M | $250.9M | ||
| Q3 24 | $156.6M | $250.0M | ||
| Q2 24 | $132.6M | $250.4M | ||
| Q1 24 | $250.5M | $250.5M |
| Q4 25 | $-10.6M | $3.4M | ||
| Q3 25 | $-6.7M | $5.2M | ||
| Q2 25 | $-10.8M | $6.9M | ||
| Q1 25 | $35.3M | $9.8M | ||
| Q4 24 | $-4.9M | $8.7M | ||
| Q3 24 | $-5.9M | $-30.0M | ||
| Q2 24 | $-13.0M | $-31.0M | ||
| Q1 24 | $31.0M | $-26.4M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.4% | — | ||
| Q2 25 | 53.7% | — | ||
| Q1 25 | 60.4% | — | ||
| Q4 24 | 58.5% | — | ||
| Q3 24 | 59.0% | — | ||
| Q2 24 | 54.3% | — | ||
| Q1 24 | 59.7% | — |
| Q4 25 | -10.5% | 2.6% | ||
| Q3 25 | -5.5% | 6.0% | ||
| Q2 25 | -10.8% | 4.3% | ||
| Q1 25 | 19.7% | 5.6% | ||
| Q4 24 | -5.2% | 89.6% | ||
| Q3 24 | -5.3% | -15.8% | ||
| Q2 24 | -13.5% | -19.6% | ||
| Q1 24 | 16.1% | -12.2% |
| Q4 25 | -7.0% | 1.4% | ||
| Q3 25 | -4.1% | 2.2% | ||
| Q2 25 | -7.8% | 2.9% | ||
| Q1 25 | 14.6% | 4.1% | ||
| Q4 24 | -3.3% | 200.1% | ||
| Q3 24 | -3.7% | -12.0% | ||
| Q2 24 | -9.8% | -12.4% | ||
| Q1 24 | 12.4% | -10.6% |
| Q4 25 | $-0.72 | $0.07 | ||
| Q3 25 | $-0.45 | $0.11 | ||
| Q2 25 | $-0.73 | $0.14 | ||
| Q1 25 | $2.22 | $0.21 | ||
| Q4 24 | $-0.32 | $0.26 | ||
| Q3 24 | $-0.38 | $-0.75 | ||
| Q2 24 | $-0.83 | $-0.78 | ||
| Q1 24 | $1.91 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $23.7M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $189.3M | $390.1M |
| Total Assets | $495.5M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.7M | $105.5M | ||
| Q3 25 | $34.2M | $104.6M | ||
| Q2 25 | $26.9M | $96.8M | ||
| Q1 25 | $83.7M | $78.5M | ||
| Q4 24 | $61.7M | $60.0M | ||
| Q3 24 | $72.1M | $71.8M | ||
| Q2 24 | $72.4M | $72.9M | ||
| Q1 24 | $87.0M | $69.2M |
| Q4 25 | $189.3M | $390.1M | ||
| Q3 25 | $197.5M | $383.9M | ||
| Q2 25 | $201.2M | $376.0M | ||
| Q1 25 | $216.4M | $366.1M | ||
| Q4 24 | $196.5M | $353.8M | ||
| Q3 24 | $202.1M | $327.6M | ||
| Q2 24 | $205.3M | $354.1M | ||
| Q1 24 | $217.5M | $382.0M |
| Q4 25 | $495.5M | $3.3B | ||
| Q3 25 | $493.7M | $3.2B | ||
| Q2 25 | $483.7M | $3.2B | ||
| Q1 25 | $532.3M | $3.2B | ||
| Q4 24 | $499.7M | $3.2B | ||
| Q3 24 | $481.1M | $3.3B | ||
| Q2 24 | $477.2M | $3.3B | ||
| Q1 24 | $482.2M | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-4.9M | $413.4M |
| Free Cash FlowOCF − Capex | $-10.2M | — |
| FCF MarginFCF / Revenue | -6.8% | — |
| Capex IntensityCapex / Revenue | 3.5% | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $-13.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-4.9M | $413.4M | ||
| Q3 25 | $12.2M | $99.0M | ||
| Q2 25 | $-41.4M | $104.5M | ||
| Q1 25 | $44.0M | $101.0M | ||
| Q4 24 | $-4.2M | $393.5M | ||
| Q3 24 | $6.2M | $108.5M | ||
| Q2 24 | $-7.0M | $107.7M | ||
| Q1 24 | $56.3M | $85.9M |
| Q4 25 | $-10.2M | — | ||
| Q3 25 | $7.8M | — | ||
| Q2 25 | $-50.0M | — | ||
| Q1 25 | $38.7M | — | ||
| Q4 24 | $-6.6M | — | ||
| Q3 24 | $119.0K | — | ||
| Q2 24 | $-14.3M | — | ||
| Q1 24 | $49.5M | — |
| Q4 25 | -6.8% | — | ||
| Q3 25 | 4.9% | — | ||
| Q2 25 | -36.1% | — | ||
| Q1 25 | 16.0% | — | ||
| Q4 24 | -4.4% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | -10.8% | — | ||
| Q1 24 | 19.8% | — |
| Q4 25 | 3.5% | — | ||
| Q3 25 | 2.7% | — | ||
| Q2 25 | 6.2% | — | ||
| Q1 25 | 2.2% | — | ||
| Q4 24 | 1.6% | — | ||
| Q3 24 | 3.9% | — | ||
| Q2 24 | 5.5% | — | ||
| Q1 24 | 2.7% | — |
| Q4 25 | — | 121.45× | ||
| Q3 25 | — | 19.05× | ||
| Q2 25 | — | 15.20× | ||
| Q1 25 | 1.25× | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.82× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOVE
| Showrooms | $102.7M | 68% |
| Internet | $37.3M | 25% |
| Other | $10.2M | 7% |
OPRT
Segment breakdown not available.
