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Side-by-side financial comparison of La Rosa Holdings Corp. (LRHC) and VersaBank (VBNK). Click either name above to swap in a different company.
VersaBank is the larger business by last-quarter revenue ($26.7M vs $20.2M, roughly 1.3× La Rosa Holdings Corp.). VersaBank runs the higher net margin — 30.3% vs -27.4%, a 57.7% gap on every dollar of revenue. On growth, VersaBank posted the faster year-over-year revenue change (31.2% vs 3.2%). Over the past eight quarters, La Rosa Holdings Corp.'s revenue compounded faster (72.5% CAGR vs 16.6%).
V. La Rosa and Sons Macaroni Company was founded in 1914 by Vincenzo La Rosa, a Sicilian immigrant. The company eventually became one of the largest regional brands in the United States producing over 40 varieties of pasta.
VersaBank is a Canada-based digital-first financial institution offering commercial lending, high-interest deposit accounts and customized financial services for SMEs, retail clients and institutional partners across North America. It operates no physical branches, using secure digital infrastructure to deliver efficient, cost-effective banking experiences.
LRHC vs VBNK — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $20.2M | $26.7M |
| Net Profit | $-5.5M | $8.1M |
| Gross Margin | 8.4% | — |
| Operating Margin | -24.7% | — |
| Net Margin | -27.4% | 30.3% |
| Revenue YoY | 3.2% | 31.2% |
| Net Profit YoY | -125.7% | 35.9% |
| EPS (diluted) | $-5.44 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $26.7M | ||
| Q3 25 | $20.2M | $23.1M | ||
| Q2 25 | $23.2M | $22.0M | ||
| Q1 25 | $17.5M | $20.3M | ||
| Q4 24 | $17.7M | — | ||
| Q3 24 | $19.6M | $19.7M | ||
| Q2 24 | $19.1M | $20.8M | ||
| Q1 24 | $13.1M | $21.1M |
| Q1 26 | — | $8.1M | ||
| Q3 25 | $-5.5M | $4.8M | ||
| Q2 25 | $78.4M | $6.2M | ||
| Q1 25 | $-95.7M | $5.9M | ||
| Q4 24 | $-5.1M | — | ||
| Q3 24 | $-2.5M | $7.1M | ||
| Q2 24 | $-2.3M | $8.6M | ||
| Q1 24 | $-4.6M | $9.3M |
| Q1 26 | — | — | ||
| Q3 25 | 8.4% | — | ||
| Q2 25 | 8.0% | — | ||
| Q1 25 | 8.8% | — | ||
| Q4 24 | 8.9% | — | ||
| Q3 24 | 8.3% | — | ||
| Q2 24 | 8.3% | — | ||
| Q1 24 | 8.9% | — |
| Q1 26 | — | — | ||
| Q3 25 | -24.7% | — | ||
| Q2 25 | -10.6% | — | ||
| Q1 25 | -26.7% | — | ||
| Q4 24 | -17.1% | — | ||
| Q3 24 | -8.9% | — | ||
| Q2 24 | -9.7% | — | ||
| Q1 24 | -35.0% | — |
| Q1 26 | — | 30.3% | ||
| Q3 25 | -27.4% | 20.8% | ||
| Q2 25 | 337.8% | 28.3% | ||
| Q1 25 | -546.5% | 29.3% | ||
| Q4 24 | -28.7% | — | ||
| Q3 24 | -12.5% | 35.9% | ||
| Q2 24 | -12.2% | 41.5% | ||
| Q1 24 | -35.1% | 44.0% |
| Q1 26 | — | — | ||
| Q3 25 | $-5.44 | — | ||
| Q2 25 | $15.25 | — | ||
| Q1 25 | $-5.86 | — | ||
| Q4 24 | $28.54 | — | ||
| Q3 24 | $-16.49 | — | ||
| Q2 24 | $-12.49 | — | ||
| Q1 24 | $-0.35 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.0M | $458.4M |
| Total DebtLower is stronger | $642.8K | — |
| Stockholders' EquityBook value | $1.6M | $396.4M |
| Total Assets | $21.7M | $4.5B |
| Debt / EquityLower = less leverage | 0.41× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $458.4M | ||
| Q3 25 | $4.0M | $336.0M | ||
| Q2 25 | $5.1M | $248.3M | ||
| Q1 25 | $2.9M | $282.3M | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $1.8M | $181.0M | ||
| Q2 24 | $1.6M | $145.1M | ||
| Q1 24 | $1.1M | $93.1M |
| Q1 26 | — | — | ||
| Q3 25 | $642.8K | — | ||
| Q2 25 | $644.3K | — | ||
| Q1 25 | $645.9K | — | ||
| Q4 24 | $647.6K | — | ||
| Q3 24 | $649.2K | — | ||
| Q2 24 | $650.8K | — | ||
| Q1 24 | $652.4K | — |
| Q1 26 | — | $396.4M | ||
| Q3 25 | $1.6M | $385.5M | ||
| Q2 25 | $3.4M | $385.7M | ||
| Q1 25 | $-87.5M | $380.5M | ||
| Q4 24 | $2.6M | — | ||
| Q3 24 | $5.0M | $298.6M | ||
| Q2 24 | $4.7M | $292.1M | ||
| Q1 24 | $5.6M | $284.0M |
| Q1 26 | — | $4.5B | ||
| Q3 25 | $21.7M | $4.0B | ||
| Q2 25 | $22.9M | $3.7B | ||
| Q1 25 | $21.0M | $3.6B | ||
| Q4 24 | $19.4M | — | ||
| Q3 24 | $19.7M | $3.3B | ||
| Q2 24 | $18.7M | $3.2B | ||
| Q1 24 | $16.3M | $3.1B |
| Q1 26 | — | — | ||
| Q3 25 | 0.41× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.12× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $40.6M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 5.03× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $40.6M | ||
| Q3 25 | $-1.3M | — | ||
| Q2 25 | $-1.4M | — | ||
| Q1 25 | $-3.5M | $-65.0M | ||
| Q4 24 | $-1.1M | — | ||
| Q3 24 | $-591.6K | — | ||
| Q2 24 | $-803.1K | — | ||
| Q1 24 | $-538.3K | $-13.2M |
| Q1 26 | — | 5.03× | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.02× | — | ||
| Q1 25 | — | -10.94× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -1.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LRHC
| Real Estate Residential Brokerage Services | $16.8M | 83% |
| Transferred Over Time | $3.5M | 17% |
VBNK
Segment breakdown not available.
