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Side-by-side financial comparison of Lucid Diagnostics Inc. (LUCD) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.

OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $1.2M, roughly 1.5× Lucid Diagnostics Inc.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -858.5%, a 774.8% gap on every dollar of revenue. On growth, Lucid Diagnostics Inc. posted the faster year-over-year revenue change (3.3% vs -35.2%). Over the past eight quarters, Lucid Diagnostics Inc.'s revenue compounded faster (7.9% CAGR vs -28.7%).

Lucid Diagnostics Inc. is a commercial-stage medical diagnostics firm focused on non-invasive screening tests for upper gastrointestinal diseases, including early detection of esophageal cancer and pre-cancerous lesions. It mainly serves healthcare providers and clinical partners across the United States, targeting at-risk patient populations.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

LUCD vs OLB — Head-to-Head

Bigger by revenue
OLB
OLB
1.5× larger
OLB
$1.8M
$1.2M
LUCD
Growing faster (revenue YoY)
LUCD
LUCD
+38.5% gap
LUCD
3.3%
-35.2%
OLB
Higher net margin
OLB
OLB
774.8% more per $
OLB
-83.7%
-858.5%
LUCD
Faster 2-yr revenue CAGR
LUCD
LUCD
Annualised
LUCD
7.9%
-28.7%
OLB

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
LUCD
LUCD
OLB
OLB
Revenue
$1.2M
$1.8M
Net Profit
$-10.4M
$-1.5M
Gross Margin
Operating Margin
-971.0%
-83.7%
Net Margin
-858.5%
-83.7%
Revenue YoY
3.3%
-35.2%
Net Profit YoY
16.0%
67.5%
EPS (diluted)
$-0.10
$-0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LUCD
LUCD
OLB
OLB
Q4 25
$1.8M
Q3 25
$1.2M
$2.3M
Q2 25
$1.2M
$2.3M
Q1 25
$828.0K
$2.3M
Q4 24
$1.2M
$2.7M
Q3 24
$1.2M
$3.1M
Q2 24
$976.0K
$3.5M
Q1 24
$1.0M
$3.5M
Net Profit
LUCD
LUCD
OLB
OLB
Q4 25
$-1.5M
Q3 25
$-10.4M
$-1.2M
Q2 25
$-4.4M
$-2.1M
Q1 25
$-26.9M
$-1.1M
Q4 24
$-11.5M
$-4.6M
Q3 24
$-12.4M
$-1.6M
Q2 24
$-11.0M
$-2.6M
Q1 24
$-10.6M
$-2.4M
Operating Margin
LUCD
LUCD
OLB
OLB
Q4 25
-83.7%
Q3 25
-971.0%
-49.1%
Q2 25
-978.8%
-74.8%
Q1 25
-1508.1%
-36.6%
Q4 24
-1033.8%
-166.0%
Q3 24
-997.8%
-52.9%
Q2 24
-1146.7%
-74.3%
Q1 24
-1078.1%
-82.6%
Net Margin
LUCD
LUCD
OLB
OLB
Q4 25
-83.7%
Q3 25
-858.5%
-50.8%
Q2 25
-381.7%
-93.7%
Q1 25
-3249.8%
-46.9%
Q4 24
-964.2%
-167.1%
Q3 24
-1055.5%
-52.9%
Q2 24
-1127.6%
-75.2%
Q1 24
-1060.1%
-67.8%
EPS (diluted)
LUCD
LUCD
OLB
OLB
Q4 25
$-0.48
Q3 25
$-0.10
$-0.13
Q2 25
$-0.08
$-0.66
Q1 25
$-0.52
$-0.47
Q4 24
$-0.17
$-3.55
Q3 24
$-0.25
$-0.92
Q2 24
$-0.23
$-1.49
Q1 24
$-0.40
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LUCD
LUCD
OLB
OLB
Cash + ST InvestmentsLiquidity on hand
$47.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$25.8M
$4.6M
Total Assets
$53.2M
$12.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LUCD
LUCD
OLB
OLB
Q4 25
Q3 25
$47.3M
Q2 25
$31.1M
Q1 25
$25.2M
$29.3K
Q4 24
$22.4M
$27.4K
Q3 24
$14.5M
$41.3K
Q2 24
$24.9M
$53.3K
Q1 24
$24.8M
$3.3K
Stockholders' Equity
LUCD
LUCD
OLB
OLB
Q4 25
$4.6M
Q3 25
$25.8M
$5.3M
Q2 25
$7.9M
$6.4M
Q1 25
$-5.4M
$2.3M
Q4 24
$5.4M
$3.2M
Q3 24
$6.3M
$6.7M
Q2 24
$16.0M
$8.3M
Q1 24
$11.9M
$11.0M
Total Assets
LUCD
LUCD
OLB
OLB
Q4 25
$12.3M
Q3 25
$53.2M
$12.2M
Q2 25
$38.7M
$12.4M
Q1 25
$32.8M
$12.5M
Q4 24
$30.7M
$12.7M
Q3 24
$22.6M
$15.9M
Q2 24
$34.1M
$16.6M
Q1 24
$32.0M
$18.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LUCD
LUCD
OLB
OLB
Operating Cash FlowLast quarter
$-10.9M
$-1.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LUCD
LUCD
OLB
OLB
Q4 25
$-1.3M
Q3 25
$-10.9M
$-115.5K
Q2 25
$-10.5M
$-1.0M
Q1 25
$-12.5M
$-155.8K
Q4 24
$-9.9M
$-2.6M
Q3 24
$-10.2M
$-376.7K
Q2 24
$-11.5M
$-785.5K
Q1 24
$-12.6M
$-424.7K

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LUCD
LUCD

Segment breakdown not available.

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

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