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Side-by-side financial comparison of MBIA INC (MBI) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.

MBIA INC is the larger business by last-quarter revenue ($28.0M vs $27.6M, roughly 1.0× Maison Solutions Inc.). Maison Solutions Inc. runs the higher net margin — -18.0% vs -182.1%, a 164.2% gap on every dollar of revenue. On growth, Maison Solutions Inc. posted the faster year-over-year revenue change (-10.9% vs -24.3%). Over the past eight quarters, MBIA INC's revenue compounded faster (46.8% CAGR vs 42.5%).

MBIA Inc. is an American financial services company. It was founded in 1973 as the Municipal Bond Insurance Association. It is headquartered in Purchase, New York, and as of January 1, 2015 had approximately 180 employees. MBIA is the largest bond insurer.

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

MBI vs MSS — Head-to-Head

Bigger by revenue
MBI
MBI
1.0× larger
MBI
$28.0M
$27.6M
MSS
Growing faster (revenue YoY)
MSS
MSS
+13.4% gap
MSS
-10.9%
-24.3%
MBI
Higher net margin
MSS
MSS
164.2% more per $
MSS
-18.0%
-182.1%
MBI
Faster 2-yr revenue CAGR
MBI
MBI
Annualised
MBI
46.8%
42.5%
MSS

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
MBI
MBI
MSS
MSS
Revenue
$28.0M
$27.6M
Net Profit
$-51.0M
$-5.0M
Gross Margin
23.4%
Operating Margin
-200.0%
-4.9%
Net Margin
-182.1%
-18.0%
Revenue YoY
-24.3%
-10.9%
Net Profit YoY
-106.1%
-1840.5%
EPS (diluted)
$-1.01
$-0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MBI
MBI
MSS
MSS
Q4 25
$28.0M
$27.6M
Q3 25
$15.0M
$27.2M
Q2 25
$23.0M
$34.4M
Q1 25
$14.0M
$32.3M
Q4 24
$37.0M
$29.4M
Q3 24
$29.0M
$28.2M
Q2 24
$-37.0M
$16.9M
Q1 24
$13.0M
$13.6M
Net Profit
MBI
MBI
MSS
MSS
Q4 25
$-51.0M
$-5.0M
Q3 25
$-8.0M
$-1.5M
Q2 25
$-56.0M
$-287.4K
Q1 25
$-62.0M
$1.0M
Q4 24
$831.0M
$-256.0K
Q3 24
$-56.0M
$700.9K
Q2 24
$-254.0M
$-2.8M
Q1 24
$-86.0M
$-549.0K
Gross Margin
MBI
MBI
MSS
MSS
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Q1 24
23.4%
Operating Margin
MBI
MBI
MSS
MSS
Q4 25
-200.0%
-4.9%
Q3 25
-46.7%
0.7%
Q2 25
-243.5%
-15.9%
Q1 25
-442.9%
3.7%
Q4 24
-135.1%
3.2%
Q3 24
-175.9%
7.3%
Q2 24
683.8%
-14.4%
Q1 24
-669.2%
-2.3%
Net Margin
MBI
MBI
MSS
MSS
Q4 25
-182.1%
-18.0%
Q3 25
-53.3%
-5.7%
Q2 25
-243.5%
-0.8%
Q1 25
-442.9%
3.1%
Q4 24
2245.9%
-0.9%
Q3 24
-193.1%
2.5%
Q2 24
686.5%
-16.4%
Q1 24
-661.5%
-4.0%
EPS (diluted)
MBI
MBI
MSS
MSS
Q4 25
$-1.01
$-0.23
Q3 25
$-0.17
$-0.08
Q2 25
$-1.12
$-0.02
Q1 25
$-1.28
$0.06
Q4 24
$-1.07
$-0.01
Q3 24
$-1.18
$0.04
Q2 24
$-5.34
$-0.16
Q1 24
$-1.84
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MBI
MBI
MSS
MSS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$2.6M
Stockholders' EquityBook value
$-2.2B
$11.6M
Total Assets
$2.0B
$75.4M
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MBI
MBI
MSS
MSS
Q4 25
Q3 25
$1.1M
Q2 25
$775.4K
Q1 25
$445.4K
Q4 24
$355.7K
Q3 24
$588.9K
Q2 24
$2.1M
Q1 24
$9.4M
Total Debt
MBI
MBI
MSS
MSS
Q4 25
$2.6M
Q3 25
$2.6M
Q2 25
$2.6M
Q1 25
Q4 24
Q3 24
$2.5M
Q2 24
$2.6M
Q1 24
$2.6M
Stockholders' Equity
MBI
MBI
MSS
MSS
Q4 25
$-2.2B
$11.6M
Q3 25
$-2.2B
$10.1M
Q2 25
$-2.2B
$11.7M
Q1 25
$-2.1B
$12.0M
Q4 24
$-2.1B
$10.9M
Q3 24
$-2.0B
$11.2M
Q2 24
$-2.0B
$10.5M
Q1 24
$-1.7B
$13.3M
Total Assets
MBI
MBI
MSS
MSS
Q4 25
$2.0B
$75.4M
Q3 25
$2.1B
$73.3M
Q2 25
$2.1B
$77.4M
Q1 25
$2.1B
$82.7M
Q4 24
$2.2B
$82.7M
Q3 24
$2.2B
$82.1M
Q2 24
$2.3B
$82.4M
Q1 24
$2.5B
$44.2M
Debt / Equity
MBI
MBI
MSS
MSS
Q4 25
0.22×
Q3 25
0.26×
Q2 25
0.22×
Q1 25
Q4 24
Q3 24
0.23×
Q2 24
0.24×
Q1 24
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MBI
MBI
MSS
MSS
Operating Cash FlowLast quarter
$38.0M
$-1.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MBI
MBI
MSS
MSS
Q4 25
$38.0M
$-1.7M
Q3 25
$90.0M
$1.1M
Q2 25
$1.0M
$-1.6M
Q1 25
$-43.0M
$1.7M
Q4 24
$-176.0M
$1.1M
Q3 24
$-139.0M
$3.6M
Q2 24
$-10.0M
$-2.6M
Q1 24
$-30.0M
$-1.4M
Cash Conversion
MBI
MBI
MSS
MSS
Q4 25
Q3 25
Q2 25
Q1 25
1.66×
Q4 24
-0.21×
Q3 24
5.12×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MBI
MBI

US Public Finance Insurance$15.0M54%
Corporate Operations$7.0M25%
International And Structured Finance Insurance$5.0M18%
Other$1.0M4%

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

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