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Side-by-side financial comparison of MOVADO GROUP INC (MOV) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $186.1M, roughly 1.3× MOVADO GROUP INC). MOVADO GROUP INC runs the higher net margin — 5.1% vs 1.4%, a 3.8% gap on every dollar of revenue. On growth, MOVADO GROUP INC posted the faster year-over-year revenue change (1.9% vs -1.3%). Over the past eight quarters, MOVADO GROUP INC's revenue compounded faster (2.9% CAGR vs -0.5%).
Movado is a luxury American watch brand originally founded in 1881 in Switzerland. Movado means "movement" in Esperanto. The watches are known for their signature metallic dot at 12 o'clock and minimalist style; the company is best known for its Museum Watch.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
MOV vs OPRT — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $186.1M | $247.7M |
| Net Profit | $9.6M | $3.4M |
| Gross Margin | 54.3% | — |
| Operating Margin | 6.3% | 2.6% |
| Net Margin | 5.1% | 1.4% |
| Revenue YoY | 1.9% | -1.3% |
| Net Profit YoY | 89.8% | -61.0% |
| EPS (diluted) | $0.42 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $186.1M | $247.7M | ||
| Q3 25 | $161.8M | $238.7M | ||
| Q2 25 | $131.8M | $234.3M | ||
| Q1 25 | $181.5M | $235.9M | ||
| Q4 24 | $180.5M | $250.9M | ||
| Q3 24 | $157.0M | $250.0M | ||
| Q2 24 | $134.4M | $250.4M | ||
| Q1 24 | $175.8M | $250.5M |
| Q4 25 | $9.6M | $3.4M | ||
| Q3 25 | $3.0M | $5.2M | ||
| Q2 25 | $1.4M | $6.9M | ||
| Q1 25 | $8.1M | $9.8M | ||
| Q4 24 | $4.8M | $8.7M | ||
| Q3 24 | $3.5M | $-30.0M | ||
| Q2 24 | $2.0M | $-31.0M | ||
| Q1 24 | $9.8M | $-26.4M |
| Q4 25 | 54.3% | — | ||
| Q3 25 | 54.1% | — | ||
| Q2 25 | 54.1% | — | ||
| Q1 25 | 54.2% | — | ||
| Q4 24 | 53.5% | — | ||
| Q3 24 | 54.3% | — | ||
| Q2 24 | 54.3% | — | ||
| Q1 24 | 53.5% | — |
| Q4 25 | 6.3% | 2.6% | ||
| Q3 25 | 2.5% | 6.0% | ||
| Q2 25 | 0.2% | 4.3% | ||
| Q1 25 | 5.1% | 5.6% | ||
| Q4 24 | 3.3% | 89.6% | ||
| Q3 24 | 1.7% | -15.8% | ||
| Q2 24 | 1.6% | -19.6% | ||
| Q1 24 | 6.1% | -12.2% |
| Q4 25 | 5.1% | 1.4% | ||
| Q3 25 | 1.8% | 2.2% | ||
| Q2 25 | 1.1% | 2.9% | ||
| Q1 25 | 4.4% | 4.1% | ||
| Q4 24 | 2.7% | 200.1% | ||
| Q3 24 | 2.2% | -12.0% | ||
| Q2 24 | 1.5% | -12.4% | ||
| Q1 24 | 5.6% | -10.6% |
| Q4 25 | $0.42 | $0.07 | ||
| Q3 25 | $0.13 | $0.11 | ||
| Q2 25 | $0.06 | $0.14 | ||
| Q1 25 | $0.36 | $0.21 | ||
| Q4 24 | $0.21 | $0.26 | ||
| Q3 24 | $0.15 | $-0.75 | ||
| Q2 24 | $0.09 | $-0.78 | ||
| Q1 24 | $0.44 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $183.9M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $497.5M | $390.1M |
| Total Assets | $751.9M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $183.9M | $105.5M | ||
| Q3 25 | $180.5M | $104.6M | ||
| Q2 25 | $203.1M | $96.8M | ||
| Q1 25 | $208.5M | $78.5M | ||
| Q4 24 | $181.5M | $60.0M | ||
| Q3 24 | $198.3M | $71.8M | ||
| Q2 24 | $225.4M | $72.9M | ||
| Q1 24 | $262.1M | $69.2M |
| Q4 25 | $497.5M | $390.1M | ||
| Q3 25 | $489.9M | $383.9M | ||
| Q2 25 | $493.2M | $376.0M | ||
| Q1 25 | $481.3M | $366.1M | ||
| Q4 24 | $491.3M | $353.8M | ||
| Q3 24 | $492.0M | $327.6M | ||
| Q2 24 | $489.6M | $354.1M | ||
| Q1 24 | $505.9M | $382.0M |
| Q4 25 | $751.9M | $3.3B | ||
| Q3 25 | $748.7M | $3.2B | ||
| Q2 25 | $747.2M | $3.2B | ||
| Q1 25 | $729.2M | $3.2B | ||
| Q4 24 | $747.2M | $3.2B | ||
| Q3 24 | $742.5M | $3.3B | ||
| Q2 24 | $736.0M | $3.3B | ||
| Q1 24 | $756.5M | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.3M | $413.4M |
| Free Cash FlowOCF − Capex | $11.6M | — |
| FCF MarginFCF / Revenue | 6.2% | — |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | 1.28× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $35.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.3M | $413.4M | ||
| Q3 25 | $-3.8M | $99.0M | ||
| Q2 25 | $-7.2M | $104.5M | ||
| Q1 25 | $39.1M | $101.0M | ||
| Q4 24 | $-4.7M | $393.5M | ||
| Q3 24 | $-17.8M | $108.5M | ||
| Q2 24 | $-18.1M | $107.7M | ||
| Q1 24 | $69.4M | $85.9M |
| Q4 25 | $11.6M | — | ||
| Q3 25 | $-5.1M | — | ||
| Q2 25 | $-8.7M | — | ||
| Q1 25 | $37.5M | — | ||
| Q4 24 | $-7.2M | — | ||
| Q3 24 | $-20.1M | — | ||
| Q2 24 | $-19.7M | — | ||
| Q1 24 | $67.8M | — |
| Q4 25 | 6.2% | — | ||
| Q3 25 | -3.1% | — | ||
| Q2 25 | -6.6% | — | ||
| Q1 25 | 20.7% | — | ||
| Q4 24 | -4.0% | — | ||
| Q3 24 | -12.8% | — | ||
| Q2 24 | -14.7% | — | ||
| Q1 24 | 38.6% | — |
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 1.4% | — | ||
| Q3 24 | 1.5% | — | ||
| Q2 24 | 1.2% | — | ||
| Q1 24 | 0.9% | — |
| Q4 25 | 1.28× | 121.45× | ||
| Q3 25 | -1.27× | 19.05× | ||
| Q2 25 | -5.08× | 15.20× | ||
| Q1 25 | 4.86× | 10.34× | ||
| Q4 24 | -0.98× | 45.04× | ||
| Q3 24 | -5.14× | — | ||
| Q2 24 | -8.97× | — | ||
| Q1 24 | 7.06× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MOV
| Other | $81.4M | 44% |
| Owned Brands Category | $46.0M | 25% |
| Sales Channel Directly To Consumer | $35.3M | 19% |
| Company Stores | $23.4M | 13% |
OPRT
Segment breakdown not available.
