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Side-by-side financial comparison of EVERSPIN TECHNOLOGIES INC. (MRAM) and OptimumBank Holdings, Inc. (OPHC). Click either name above to swap in a different company.

EVERSPIN TECHNOLOGIES INC. is the larger business by last-quarter revenue ($14.9M vs $13.6M, roughly 1.1× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -2.0%, a 37.7% gap on every dollar of revenue. On growth, OptimumBank Holdings, Inc. posted the faster year-over-year revenue change (32.0% vs 13.2%). Over the past eight quarters, OptimumBank Holdings, Inc.'s revenue compounded faster (23.0% CAGR vs 18.2%).

Everspin Technologies, Inc. is a publicly traded semiconductor company headquartered in Chandler, Arizona, United States. It develops and manufactures discrete magnetoresistive RAM or magnetoresistive random-access memory (MRAM) products, including Toggle MRAM and Spin-Transfer Torque MRAM (STT-MRAM) product families. It also licenses its technology for use in embedded MRAM (eMRAM) applications, magnetic sensor applications as well as performs backend foundry services for eMRAM.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

MRAM vs OPHC — Head-to-Head

Bigger by revenue
MRAM
MRAM
1.1× larger
MRAM
$14.9M
$13.6M
OPHC
Growing faster (revenue YoY)
OPHC
OPHC
+18.8% gap
OPHC
32.0%
13.2%
MRAM
Higher net margin
OPHC
OPHC
37.7% more per $
OPHC
35.7%
-2.0%
MRAM
Faster 2-yr revenue CAGR
OPHC
OPHC
Annualised
OPHC
23.0%
18.2%
MRAM

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MRAM
MRAM
OPHC
OPHC
Revenue
$14.9M
$13.6M
Net Profit
$-296.0K
$4.9M
Gross Margin
52.7%
Operating Margin
29.0%
47.5%
Net Margin
-2.0%
35.7%
Revenue YoY
13.2%
32.0%
Net Profit YoY
22.9%
EPS (diluted)
$-0.01
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MRAM
MRAM
OPHC
OPHC
Q1 26
$14.9M
Q4 25
$14.8M
$13.6M
Q3 25
$14.1M
$13.0M
Q2 25
$13.2M
$12.1M
Q1 25
$13.1M
$10.7M
Q4 24
$13.2M
$10.3M
Q3 24
$12.1M
$10.1M
Q2 24
$10.6M
$9.9M
Net Profit
MRAM
MRAM
OPHC
OPHC
Q1 26
$-296.0K
Q4 25
$1.2M
$4.9M
Q3 25
$54.0K
$4.3M
Q2 25
$-670.0K
$3.6M
Q1 25
$-1.2M
$3.9M
Q4 24
$1.2M
$3.9M
Q3 24
$2.3M
$3.3M
Q2 24
$-2.5M
$3.5M
Gross Margin
MRAM
MRAM
OPHC
OPHC
Q1 26
52.7%
Q4 25
50.8%
Q3 25
51.3%
Q2 25
51.3%
Q1 25
51.4%
Q4 24
51.3%
Q3 24
49.2%
Q2 24
49.0%
Operating Margin
MRAM
MRAM
OPHC
OPHC
Q1 26
29.0%
Q4 25
-7.2%
47.5%
Q3 25
-11.0%
43.5%
Q2 25
-14.9%
40.2%
Q1 25
-14.7%
48.8%
Q4 24
-11.8%
51.5%
Q3 24
-17.5%
44.0%
Q2 24
-26.5%
46.9%
Net Margin
MRAM
MRAM
OPHC
OPHC
Q1 26
-2.0%
Q4 25
8.1%
35.7%
Q3 25
0.4%
33.2%
Q2 25
-5.1%
29.8%
Q1 25
-8.9%
36.3%
Q4 24
9.2%
38.3%
Q3 24
18.8%
32.8%
Q2 24
-23.5%
35.2%
EPS (diluted)
MRAM
MRAM
OPHC
OPHC
Q1 26
$-0.01
Q4 25
$0.05
$-0.08
Q3 25
$0.00
$0.18
Q2 25
$-0.03
$0.29
Q1 25
$-0.05
$0.32
Q4 24
$0.07
$-0.17
Q3 24
$0.10
$0.15
Q2 24
$-0.12
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MRAM
MRAM
OPHC
OPHC
Cash + ST InvestmentsLiquidity on hand
$40.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$70.2M
$121.9M
Total Assets
$83.2M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MRAM
MRAM
OPHC
OPHC
Q1 26
$40.5M
Q4 25
$44.5M
Q3 25
$45.3M
Q2 25
$45.0M
Q1 25
$42.2M
Q4 24
$42.1M
Q3 24
$39.6M
Q2 24
$36.8M
Stockholders' Equity
MRAM
MRAM
OPHC
OPHC
Q1 26
$70.2M
Q4 25
$68.9M
$121.9M
Q3 25
$65.8M
$116.9M
Q2 25
$64.1M
$111.3M
Q1 25
$63.0M
$108.0M
Q4 24
$62.6M
$103.2M
Q3 24
$59.3M
$92.7M
Q2 24
$55.4M
$87.0M
Total Assets
MRAM
MRAM
OPHC
OPHC
Q1 26
$83.2M
Q4 25
$84.6M
$1.1B
Q3 25
$80.3M
$1.1B
Q2 25
$78.9M
$999.1M
Q1 25
$80.2M
$977.5M
Q4 24
$77.8M
$932.9M
Q3 24
$72.6M
$945.2M
Q2 24
$64.6M
$899.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MRAM
MRAM
OPHC
OPHC
Operating Cash FlowLast quarter
$570.0K
$17.8M
Free Cash FlowOCF − Capex
$16.9M
FCF MarginFCF / Revenue
124.6%
Capex IntensityCapex / Revenue
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MRAM
MRAM
OPHC
OPHC
Q1 26
$570.0K
Q4 25
$2.6M
$17.8M
Q3 25
$881.0K
$1.9M
Q2 25
$5.0M
$6.2M
Q1 25
$1.4M
$3.1M
Q4 24
$3.8M
$15.6M
Q3 24
$2.8M
$4.0M
Q2 24
$1.7M
$3.1M
Free Cash Flow
MRAM
MRAM
OPHC
OPHC
Q1 26
Q4 25
$-975.0K
$16.9M
Q3 25
$543.0K
$1.9M
Q2 25
$3.0M
$5.9M
Q1 25
$527.0K
$2.9M
Q4 24
$2.1M
$14.6M
Q3 24
$2.8M
$3.9M
Q2 24
$1.7M
$2.7M
FCF Margin
MRAM
MRAM
OPHC
OPHC
Q1 26
Q4 25
-6.6%
124.6%
Q3 25
3.9%
14.7%
Q2 25
22.9%
48.5%
Q1 25
4.0%
26.8%
Q4 24
15.8%
141.9%
Q3 24
22.9%
38.3%
Q2 24
15.9%
27.5%
Capex Intensity
MRAM
MRAM
OPHC
OPHC
Q1 26
Q4 25
24.3%
6.6%
Q3 25
2.4%
0.0%
Q2 25
15.1%
2.5%
Q1 25
6.9%
2.7%
Q4 24
13.2%
9.6%
Q3 24
0.5%
1.5%
Q2 24
0.3%
3.6%
Cash Conversion
MRAM
MRAM
OPHC
OPHC
Q1 26
Q4 25
2.19×
3.68×
Q3 25
16.31×
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.16×
3.95×
Q3 24
1.25×
1.21×
Q2 24
0.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MRAM
MRAM

Product sales$14.1M95%
Licensing, royalty, patent, engineering services and other revenue$772.0K5%

OPHC
OPHC

Segment breakdown not available.

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