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Side-by-side financial comparison of Millrose Properties, Inc. (MRP) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $189.5M, roughly 1.3× Millrose Properties, Inc.). Millrose Properties, Inc. runs the higher net margin — 64.5% vs 1.4%, a 63.1% gap on every dollar of revenue.
Millrose Properties, Inc. is a U.S.-based real estate enterprise primarily focused on the acquisition, ownership, operation, and management of income-generating multi-family residential assets. Its core markets span the U.S. Mid-Atlantic and Southeast regions, and it also offers professional property management services to select third-party property owners.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
MRP vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $189.5M | $247.7M |
| Net Profit | $122.2M | $3.4M |
| Gross Margin | — | — |
| Operating Margin | 84.8% | 2.6% |
| Net Margin | 64.5% | 1.4% |
| Revenue YoY | — | -1.3% |
| Net Profit YoY | 285.8% | -61.0% |
| EPS (diluted) | $0.74 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $189.5M | $247.7M | ||
| Q3 25 | $179.3M | $238.7M | ||
| Q2 25 | $149.0M | $234.3M | ||
| Q1 25 | $82.7M | $235.9M | ||
| Q4 24 | — | $250.9M | ||
| Q3 24 | — | $250.0M | ||
| Q2 24 | — | $250.4M | ||
| Q1 24 | — | $250.5M |
| Q4 25 | $122.2M | $3.4M | ||
| Q3 25 | $105.1M | $5.2M | ||
| Q2 25 | $112.8M | $6.9M | ||
| Q1 25 | $39.8M | $9.8M | ||
| Q4 24 | — | $8.7M | ||
| Q3 24 | — | $-30.0M | ||
| Q2 24 | — | $-31.0M | ||
| Q1 24 | — | $-26.4M |
| Q4 25 | 84.8% | 2.6% | ||
| Q3 25 | 85.3% | 6.0% | ||
| Q2 25 | 85.1% | 4.3% | ||
| Q1 25 | 55.2% | 5.6% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | -15.8% | ||
| Q2 24 | — | -19.6% | ||
| Q1 24 | — | -12.2% |
| Q4 25 | 64.5% | 1.4% | ||
| Q3 25 | 58.6% | 2.2% | ||
| Q2 25 | 75.7% | 2.9% | ||
| Q1 25 | 48.1% | 4.1% | ||
| Q4 24 | — | 200.1% | ||
| Q3 24 | — | -12.0% | ||
| Q2 24 | — | -12.4% | ||
| Q1 24 | — | -10.6% |
| Q4 25 | $0.74 | $0.07 | ||
| Q3 25 | $0.63 | $0.11 | ||
| Q2 25 | $0.68 | $0.14 | ||
| Q1 25 | $0.39 | $0.21 | ||
| Q4 24 | — | $0.26 | ||
| Q3 24 | — | $-0.75 | ||
| Q2 24 | — | $-0.78 | ||
| Q1 24 | — | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $35.0M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.9B | $390.1M |
| Total Assets | $9.3B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $35.0M | $105.5M | ||
| Q3 25 | $242.6M | $104.6M | ||
| Q2 25 | $66.6M | $96.8M | ||
| Q1 25 | $89.5M | $78.5M | ||
| Q4 24 | — | $60.0M | ||
| Q3 24 | — | $71.8M | ||
| Q2 24 | — | $72.9M | ||
| Q1 24 | — | $69.2M |
| Q4 25 | $5.9B | $390.1M | ||
| Q3 25 | $5.9B | $383.9M | ||
| Q2 25 | $5.9B | $376.0M | ||
| Q1 25 | $5.9B | $366.1M | ||
| Q4 24 | — | $353.8M | ||
| Q3 24 | — | $327.6M | ||
| Q2 24 | — | $354.1M | ||
| Q1 24 | — | $382.0M |
| Q4 25 | $9.3B | $3.3B | ||
| Q3 25 | $9.0B | $3.2B | ||
| Q2 25 | $8.0B | $3.2B | ||
| Q1 25 | $7.2B | $3.2B | ||
| Q4 24 | — | $3.2B | ||
| Q3 24 | — | $3.3B | ||
| Q2 24 | — | $3.3B | ||
| Q1 24 | — | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.7B | $413.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 30.05× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.7B | $413.4M | ||
| Q3 25 | $123.1M | $99.0M | ||
| Q2 25 | $109.1M | $104.5M | ||
| Q1 25 | $21.3M | $101.0M | ||
| Q4 24 | — | $393.5M | ||
| Q3 24 | — | $108.5M | ||
| Q2 24 | — | $107.7M | ||
| Q1 24 | — | $85.9M |
| Q4 25 | 30.05× | 121.45× | ||
| Q3 25 | 1.17× | 19.05× | ||
| Q2 25 | 0.97× | 15.20× | ||
| Q1 25 | 0.53× | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
