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Side-by-side financial comparison of Maison Solutions Inc. (MSS) and Neptune Insurance Holdings Inc. (NP). Click either name above to swap in a different company.
Neptune Insurance Holdings Inc. is the larger business by last-quarter revenue ($37.8M vs $27.6M, roughly 1.4× Maison Solutions Inc.). Neptune Insurance Holdings Inc. runs the higher net margin — 0.1% vs -18.0%, a 18.1% gap on every dollar of revenue. On growth, Neptune Insurance Holdings Inc. posted the faster year-over-year revenue change (28.8% vs -10.9%).
Maison Solutions Inc.MSSEarnings & Financial Report
Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.
Neptune Insurance Holdings Inc. is a specialty insurance holding company that offers a broad portfolio of property and casualty insurance products, with a core focus on residential and commercial flood insurance for customers across the United States. It serves both individual consumers and small to mid-sized business clients, using advanced data analytics to support accurate policy pricing and robust risk management.
MSS vs NP — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $27.6M | $37.8M |
| Net Profit | $-5.0M | $50.0K |
| Gross Margin | 23.4% | — |
| Operating Margin | -4.9% | — |
| Net Margin | -18.0% | 0.1% |
| Revenue YoY | -10.9% | 28.8% |
| Net Profit YoY | -1840.5% | 0.0% |
| EPS (diluted) | $-0.23 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $37.8M | ||
| Q4 25 | $27.6M | — | ||
| Q3 25 | $27.2M | $44.4M | ||
| Q2 25 | $34.4M | — | ||
| Q1 25 | $32.3M | — | ||
| Q4 24 | $29.4M | — | ||
| Q3 24 | $28.2M | $33.8M | ||
| Q2 24 | $16.9M | — |
| Q1 26 | — | $50.0K | ||
| Q4 25 | $-5.0M | — | ||
| Q3 25 | $-1.5M | $11.5M | ||
| Q2 25 | $-287.4K | — | ||
| Q1 25 | $1.0M | — | ||
| Q4 24 | $-256.0K | — | ||
| Q3 24 | $700.9K | $12.1M | ||
| Q2 24 | $-2.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | 23.4% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | 21.8% | — | ||
| Q4 24 | 26.9% | — | ||
| Q3 24 | 28.9% | — | ||
| Q2 24 | 13.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | -4.9% | — | ||
| Q3 25 | 0.7% | 46.7% | ||
| Q2 25 | -15.9% | — | ||
| Q1 25 | 3.7% | — | ||
| Q4 24 | 3.2% | — | ||
| Q3 24 | 7.3% | 58.6% | ||
| Q2 24 | -14.4% | — |
| Q1 26 | — | 0.1% | ||
| Q4 25 | -18.0% | — | ||
| Q3 25 | -5.7% | 25.9% | ||
| Q2 25 | -0.8% | — | ||
| Q1 25 | 3.1% | — | ||
| Q4 24 | -0.9% | — | ||
| Q3 24 | 2.5% | 35.8% | ||
| Q2 24 | -16.4% | — |
| Q1 26 | — | $0.05 | ||
| Q4 25 | $-0.23 | — | ||
| Q3 25 | $-0.08 | $0.06 | ||
| Q2 25 | $-0.02 | — | ||
| Q1 25 | $0.06 | — | ||
| Q4 24 | $-0.01 | — | ||
| Q3 24 | $0.04 | $0.06 | ||
| Q2 24 | $-0.16 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $2.6M | — |
| Stockholders' EquityBook value | $11.6M | — |
| Total Assets | $75.4M | — |
| Debt / EquityLower = less leverage | 0.22× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $1.1M | $12.2M | ||
| Q2 25 | $775.4K | — | ||
| Q1 25 | $445.4K | — | ||
| Q4 24 | $355.7K | — | ||
| Q3 24 | $588.9K | — | ||
| Q2 24 | $2.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | $2.6M | — | ||
| Q3 25 | $2.6M | $247.6M | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.5M | — | ||
| Q2 24 | $2.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | $11.6M | — | ||
| Q3 25 | $10.1M | $-509.5M | ||
| Q2 25 | $11.7M | — | ||
| Q1 25 | $12.0M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $11.2M | $-374.3M | ||
| Q2 24 | $10.5M | — |
| Q1 26 | — | — | ||
| Q4 25 | $75.4M | — | ||
| Q3 25 | $73.3M | $89.6M | ||
| Q2 25 | $77.4M | — | ||
| Q1 25 | $82.7M | — | ||
| Q4 24 | $82.7M | — | ||
| Q3 24 | $82.1M | — | ||
| Q2 24 | $82.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.26× | — | ||
| Q2 25 | 0.22× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.24× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.7M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-1.7M | — | ||
| Q3 25 | $1.1M | $38.9M | ||
| Q2 25 | $-1.6M | — | ||
| Q1 25 | $1.7M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $3.6M | — | ||
| Q2 24 | $-2.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.38× | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.66× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 5.12× | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
NP
Segment breakdown not available.
