vs
Side-by-side financial comparison of Metallus Inc. (MTUS) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Metallus Inc. is the larger business by last-quarter revenue ($308.3M vs $247.7M, roughly 1.2× Oportun Financial Corp). Metallus Inc. runs the higher net margin — 1.8% vs 1.4%, a 0.4% gap on every dollar of revenue. On growth, Metallus Inc. posted the faster year-over-year revenue change (9.9% vs -1.3%). Over the past eight quarters, Metallus Inc.'s revenue compounded faster (2.3% CAGR vs -0.5%).
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
MTUS vs OPRT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $308.3M | $247.7M |
| Net Profit | $5.4M | $3.4M |
| Gross Margin | 8.1% | — |
| Operating Margin | — | 2.6% |
| Net Margin | 1.8% | 1.4% |
| Revenue YoY | 9.9% | -1.3% |
| Net Profit YoY | 315.4% | -61.0% |
| EPS (diluted) | $0.13 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $308.3M | — | ||
| Q4 25 | $267.3M | $247.7M | ||
| Q3 25 | $305.9M | $238.7M | ||
| Q2 25 | $304.6M | $234.3M | ||
| Q1 25 | $280.5M | $235.9M | ||
| Q4 24 | $240.5M | $250.9M | ||
| Q3 24 | $227.2M | $250.0M | ||
| Q2 24 | $294.7M | $250.4M |
| Q1 26 | $5.4M | — | ||
| Q4 25 | $-14.3M | $3.4M | ||
| Q3 25 | $8.1M | $5.2M | ||
| Q2 25 | $3.7M | $6.9M | ||
| Q1 25 | $1.3M | $9.8M | ||
| Q4 24 | $-21.4M | $8.7M | ||
| Q3 24 | $-5.9M | $-30.0M | ||
| Q2 24 | $4.6M | $-31.0M |
| Q1 26 | 8.1% | — | ||
| Q4 25 | 2.2% | — | ||
| Q3 25 | 11.4% | — | ||
| Q2 25 | 10.6% | — | ||
| Q1 25 | 7.8% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 5.3% | — | ||
| Q2 24 | 8.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.7% | 2.6% | ||
| Q3 25 | 3.6% | 6.0% | ||
| Q2 25 | 2.8% | 4.3% | ||
| Q1 25 | 1.0% | 5.6% | ||
| Q4 24 | -10.1% | 89.6% | ||
| Q3 24 | -3.1% | -15.8% | ||
| Q2 24 | 2.1% | -19.6% |
| Q1 26 | 1.8% | — | ||
| Q4 25 | -5.3% | 1.4% | ||
| Q3 25 | 2.6% | 2.2% | ||
| Q2 25 | 1.2% | 2.9% | ||
| Q1 25 | 0.5% | 4.1% | ||
| Q4 24 | -8.9% | 200.1% | ||
| Q3 24 | -2.6% | -12.0% | ||
| Q2 24 | 1.6% | -12.4% |
| Q1 26 | $0.13 | — | ||
| Q4 25 | $-0.34 | $0.07 | ||
| Q3 25 | $0.19 | $0.11 | ||
| Q2 25 | $0.09 | $0.14 | ||
| Q1 25 | $0.03 | $0.21 | ||
| Q4 24 | $-0.46 | $0.26 | ||
| Q3 24 | $-0.13 | $-0.75 | ||
| Q2 24 | $0.10 | $-0.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $104.0M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $683.0M | $390.1M |
| Total Assets | $1.1B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $104.0M | — | ||
| Q4 25 | $156.7M | $105.5M | ||
| Q3 25 | $191.5M | $104.6M | ||
| Q2 25 | $190.8M | $96.8M | ||
| Q1 25 | $180.3M | $78.5M | ||
| Q4 24 | $240.7M | $60.0M | ||
| Q3 24 | $254.6M | $71.8M | ||
| Q2 24 | $272.8M | $72.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $5.4M | — | ||
| Q3 24 | $13.2M | — | ||
| Q2 24 | $13.2M | — |
| Q1 26 | $683.0M | — | ||
| Q4 25 | $686.0M | $390.1M | ||
| Q3 25 | $697.7M | $383.9M | ||
| Q2 25 | $690.0M | $376.0M | ||
| Q1 25 | $686.1M | $366.1M | ||
| Q4 24 | $690.5M | $353.8M | ||
| Q3 24 | $712.7M | $327.6M | ||
| Q2 24 | $736.3M | $354.1M |
| Q1 26 | $1.1B | — | ||
| Q4 25 | $1.1B | $3.3B | ||
| Q3 25 | $1.2B | $3.2B | ||
| Q2 25 | $1.1B | $3.2B | ||
| Q1 25 | $1.1B | $3.2B | ||
| Q4 24 | $1.1B | $3.2B | ||
| Q3 24 | $1.1B | $3.3B | ||
| Q2 24 | $1.1B | $3.3B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $413.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-1.9M | $413.4M | ||
| Q3 25 | $22.0M | $99.0M | ||
| Q2 25 | $34.8M | $104.5M | ||
| Q1 25 | $-38.9M | $101.0M | ||
| Q4 24 | $13.9M | $393.5M | ||
| Q3 24 | $-15.3M | $108.5M | ||
| Q2 24 | $8.3M | $107.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-37.2M | — | ||
| Q3 25 | $-6.4M | — | ||
| Q2 25 | $17.0M | — | ||
| Q1 25 | $-66.4M | — | ||
| Q4 24 | $-1.3M | — | ||
| Q3 24 | $-32.9M | — | ||
| Q2 24 | $-5.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | -13.9% | — | ||
| Q3 25 | -2.1% | — | ||
| Q2 25 | 5.6% | — | ||
| Q1 25 | -23.7% | — | ||
| Q4 24 | -0.5% | — | ||
| Q3 24 | -14.5% | — | ||
| Q2 24 | -2.0% | — |
| Q1 26 | 0.0% | — | ||
| Q4 25 | 13.2% | — | ||
| Q3 25 | 9.3% | — | ||
| Q2 25 | 5.8% | — | ||
| Q1 25 | 9.8% | — | ||
| Q4 24 | 6.3% | — | ||
| Q3 24 | 7.7% | — | ||
| Q2 24 | 4.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 121.45× | ||
| Q3 25 | 2.72× | 19.05× | ||
| Q2 25 | 9.41× | 15.20× | ||
| Q1 25 | -29.92× | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.80× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
