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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and ON24 INC. (ONTF). Click either name above to swap in a different company.
Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $34.6M, roughly 1.2× ON24 INC.). ON24 INC. runs the higher net margin — -18.8% vs -1545.5%, a 1526.8% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -5.6%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-2.2M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -4.2%).
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
ON24 Inc., a San Francisco-based company, is a cloud-based platform that develops and sells web-based webinar, virtual conferencing, content hub, and landing page applications as a service for marketing and sales teams in B2B organizations. In 2023 it expanded its offerings to include generative AI services.
NFBK vs ONTF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $41.3M | $34.6M |
| Net Profit | $-27.4M | $-6.5M |
| Gross Margin | — | 74.9% |
| Operating Margin | -1263.3% | -23.5% |
| Net Margin | -1545.5% | -18.8% |
| Revenue YoY | 12.7% | -5.6% |
| Net Profit YoY | -343.6% | 26.8% |
| EPS (diluted) | $-0.68 | $-0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $41.3M | $34.6M | ||
| Q3 25 | $39.2M | $34.6M | ||
| Q2 25 | $38.9M | $35.3M | ||
| Q1 25 | $34.8M | $34.7M | ||
| Q4 24 | $36.7M | $36.7M | ||
| Q3 24 | $31.8M | $36.3M | ||
| Q2 24 | $31.5M | $37.3M | ||
| Q1 24 | $31.3M | $37.7M |
| Q4 25 | $-27.4M | $-6.5M | ||
| Q3 25 | $10.8M | $-6.4M | ||
| Q2 25 | $9.6M | $-7.3M | ||
| Q1 25 | $7.9M | $-8.7M | ||
| Q4 24 | $11.3M | $-8.9M | ||
| Q3 24 | $6.5M | $-11.4M | ||
| Q2 24 | $6.0M | $-11.2M | ||
| Q1 24 | $6.2M | $-10.7M |
| Q4 25 | — | 74.9% | ||
| Q3 25 | — | 74.7% | ||
| Q2 25 | — | 75.1% | ||
| Q1 25 | — | 73.8% | ||
| Q4 24 | — | 74.5% | ||
| Q3 24 | — | 74.3% | ||
| Q2 24 | — | 74.5% | ||
| Q1 24 | — | 74.1% |
| Q4 25 | -1263.3% | -23.5% | ||
| Q3 25 | 37.7% | -23.1% | ||
| Q2 25 | 35.6% | -26.0% | ||
| Q1 25 | 31.0% | -30.1% | ||
| Q4 24 | 38.0% | -32.1% | ||
| Q3 24 | 27.9% | -36.7% | ||
| Q2 24 | 29.1% | -35.0% | ||
| Q1 24 | 27.2% | -33.1% |
| Q4 25 | -1545.5% | -18.8% | ||
| Q3 25 | 27.4% | -18.4% | ||
| Q2 25 | 24.6% | -20.6% | ||
| Q1 25 | 22.6% | -25.1% | ||
| Q4 24 | 30.7% | -24.2% | ||
| Q3 24 | 20.5% | -31.4% | ||
| Q2 24 | 18.9% | -29.9% | ||
| Q1 24 | 19.9% | -28.4% |
| Q4 25 | $-0.68 | $-0.15 | ||
| Q3 25 | $0.27 | $-0.15 | ||
| Q2 25 | $0.24 | $-0.17 | ||
| Q1 25 | $0.19 | $-0.21 | ||
| Q4 24 | $0.27 | $-0.21 | ||
| Q3 24 | $0.16 | $-0.27 | ||
| Q2 24 | $0.14 | $-0.27 | ||
| Q1 24 | $0.15 | $-0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $164.0M | $37.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $690.1M | $139.4M |
| Total Assets | $5.8B | $228.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $164.0M | $37.0M | ||
| Q3 25 | $131.7M | $47.2M | ||
| Q2 25 | $97.6M | $37.7M | ||
| Q1 25 | $101.7M | $26.8M | ||
| Q4 24 | $167.7M | $14.9M | ||
| Q3 24 | $232.9M | $11.0M | ||
| Q2 24 | $153.5M | $15.5M | ||
| Q1 24 | $238.8M | $18.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $666.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $690.1M | $139.4M | ||
| Q3 25 | $719.6M | $144.3M | ||
| Q2 25 | $710.3M | $150.0M | ||
| Q1 25 | $711.1M | $153.7M | ||
| Q4 24 | $704.7M | $159.4M | ||
| Q3 24 | $699.6M | $164.9M | ||
| Q2 24 | $693.0M | $170.8M | ||
| Q1 24 | $698.4M | $174.4M |
| Q4 25 | $5.8B | $228.4M | ||
| Q3 25 | $5.7B | $224.8M | ||
| Q2 25 | $5.7B | $235.1M | ||
| Q1 25 | $5.7B | $245.8M | ||
| Q4 24 | $5.7B | $251.0M | ||
| Q3 24 | $5.7B | $250.9M | ||
| Q2 24 | $5.7B | $259.0M | ||
| Q1 24 | $5.9B | $269.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.95× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.7M | $-1.1M |
| Free Cash FlowOCF − Capex | $52.5M | $-2.2M |
| FCF MarginFCF / Revenue | 127.1% | -6.4% |
| Capex IntensityCapex / Revenue | 2.8% | 3.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $89.2M | $4.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.7M | $-1.1M | ||
| Q3 25 | $13.9M | $2.5M | ||
| Q2 25 | $14.1M | $2.6M | ||
| Q1 25 | $9.4M | $3.4M | ||
| Q4 24 | $31.1M | $985.0K | ||
| Q3 24 | $14.0M | $295.0K | ||
| Q2 24 | $6.9M | $1.4M | ||
| Q1 24 | $4.2M | $2.1M |
| Q4 25 | $52.5M | $-2.2M | ||
| Q3 25 | $13.6M | $2.2M | ||
| Q2 25 | $13.9M | $2.1M | ||
| Q1 25 | $9.2M | $1.9M | ||
| Q4 24 | $30.0M | $424.0K | ||
| Q3 24 | $13.7M | $143.0K | ||
| Q2 24 | $6.7M | $898.0K | ||
| Q1 24 | $3.8M | $1.1M |
| Q4 25 | 127.1% | -6.4% | ||
| Q3 25 | 34.6% | 6.2% | ||
| Q2 25 | 35.7% | 5.9% | ||
| Q1 25 | 26.3% | 5.6% | ||
| Q4 24 | 81.6% | 1.2% | ||
| Q3 24 | 43.2% | 0.4% | ||
| Q2 24 | 21.1% | 2.4% | ||
| Q1 24 | 12.1% | 2.9% |
| Q4 25 | 2.8% | 3.3% | ||
| Q3 25 | 0.8% | 1.1% | ||
| Q2 25 | 0.6% | 1.4% | ||
| Q1 25 | 0.7% | 4.2% | ||
| Q4 24 | 3.1% | 1.5% | ||
| Q3 24 | 0.7% | 0.4% | ||
| Q2 24 | 0.8% | 1.3% | ||
| Q1 24 | 1.4% | 2.8% |
| Q4 25 | — | — | ||
| Q3 25 | 1.29× | — | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 2.76× | — | ||
| Q3 24 | 2.14× | — | ||
| Q2 24 | 1.16× | — | ||
| Q1 24 | 0.68× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
