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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $39.4M, roughly 1.0× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs -1545.5%, a 1600.4% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs 1.1%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $14.4M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs 14.1%).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

NFBK vs SD — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.0× larger
NFBK
$41.3M
$39.4M
SD
Growing faster (revenue YoY)
NFBK
NFBK
+11.6% gap
NFBK
12.7%
1.1%
SD
Higher net margin
SD
SD
1600.4% more per $
SD
54.9%
-1545.5%
NFBK
More free cash flow
NFBK
NFBK
$38.1M more FCF
NFBK
$52.5M
$14.4M
SD
Faster 2-yr revenue CAGR
NFBK
NFBK
Annualised
NFBK
15.0%
14.1%
SD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
SD
SD
Revenue
$41.3M
$39.4M
Net Profit
$-27.4M
$21.6M
Gross Margin
Operating Margin
-1263.3%
38.5%
Net Margin
-1545.5%
54.9%
Revenue YoY
12.7%
1.1%
Net Profit YoY
-343.6%
23.1%
EPS (diluted)
$-0.68
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
SD
SD
Q4 25
$41.3M
$39.4M
Q3 25
$39.2M
$39.8M
Q2 25
$38.9M
$34.5M
Q1 25
$34.8M
$42.6M
Q4 24
$36.7M
$39.0M
Q3 24
$31.8M
$30.1M
Q2 24
$31.5M
$26.0M
Q1 24
$31.3M
$30.3M
Net Profit
NFBK
NFBK
SD
SD
Q4 25
$-27.4M
$21.6M
Q3 25
$10.8M
$16.0M
Q2 25
$9.6M
$19.6M
Q1 25
$7.9M
$13.0M
Q4 24
$11.3M
$17.6M
Q3 24
$6.5M
$25.5M
Q2 24
$6.0M
$8.8M
Q1 24
$6.2M
$11.1M
Operating Margin
NFBK
NFBK
SD
SD
Q4 25
-1263.3%
38.5%
Q3 25
37.7%
37.8%
Q2 25
35.6%
53.7%
Q1 25
31.0%
28.6%
Q4 24
38.0%
25.9%
Q3 24
27.9%
28.3%
Q2 24
29.1%
23.9%
Q1 24
27.2%
27.8%
Net Margin
NFBK
NFBK
SD
SD
Q4 25
-1545.5%
54.9%
Q3 25
27.4%
40.1%
Q2 25
24.6%
56.6%
Q1 25
22.6%
30.6%
Q4 24
30.7%
45.1%
Q3 24
20.5%
84.8%
Q2 24
18.9%
33.9%
Q1 24
19.9%
36.7%
EPS (diluted)
NFBK
NFBK
SD
SD
Q4 25
$-0.68
$0.59
Q3 25
$0.27
$0.43
Q2 25
$0.24
$0.53
Q1 25
$0.19
$0.35
Q4 24
$0.27
$0.46
Q3 24
$0.16
$0.69
Q2 24
$0.14
$0.24
Q1 24
$0.15
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
SD
SD
Cash + ST InvestmentsLiquidity on hand
$164.0M
$111.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$690.1M
$510.9M
Total Assets
$5.8B
$644.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
SD
SD
Q4 25
$164.0M
$111.0M
Q3 25
$131.7M
$101.2M
Q2 25
$97.6M
$102.8M
Q1 25
$101.7M
$99.7M
Q4 24
$167.7M
$98.1M
Q3 24
$232.9M
$92.7M
Q2 24
$153.5M
$209.9M
Q1 24
$238.8M
$207.0M
Total Debt
NFBK
NFBK
SD
SD
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
NFBK
NFBK
SD
SD
Q4 25
$690.1M
$510.9M
Q3 25
$719.6M
$492.4M
Q2 25
$710.3M
$480.2M
Q1 25
$711.1M
$464.9M
Q4 24
$704.7M
$460.5M
Q3 24
$699.6M
$446.8M
Q2 24
$693.0M
$424.8M
Q1 24
$698.4M
$419.7M
Total Assets
NFBK
NFBK
SD
SD
Q4 25
$5.8B
$644.0M
Q3 25
$5.7B
$619.0M
Q2 25
$5.7B
$602.3M
Q1 25
$5.7B
$588.3M
Q4 24
$5.7B
$581.5M
Q3 24
$5.7B
$565.2M
Q2 24
$5.7B
$529.6M
Q1 24
$5.9B
$527.4M
Debt / Equity
NFBK
NFBK
SD
SD
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
SD
SD
Operating Cash FlowLast quarter
$53.7M
$31.7M
Free Cash FlowOCF − Capex
$52.5M
$14.4M
FCF MarginFCF / Revenue
127.1%
36.6%
Capex IntensityCapex / Revenue
2.8%
43.8%
Cash ConversionOCF / Net Profit
1.46×
TTM Free Cash FlowTrailing 4 quarters
$89.2M
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
SD
SD
Q4 25
$53.7M
$31.7M
Q3 25
$13.9M
$25.3M
Q2 25
$14.1M
$22.9M
Q1 25
$9.4M
$20.3M
Q4 24
$31.1M
$26.0M
Q3 24
$14.0M
$20.8M
Q2 24
$6.9M
$11.4M
Q1 24
$4.2M
$15.7M
Free Cash Flow
NFBK
NFBK
SD
SD
Q4 25
$52.5M
$14.4M
Q3 25
$13.6M
$5.9M
Q2 25
$13.9M
$7.3M
Q1 25
$9.2M
$13.9M
Q4 24
$30.0M
$13.2M
Q3 24
$13.7M
$10.8M
Q2 24
$6.7M
$9.0M
Q1 24
$3.8M
$14.6M
FCF Margin
NFBK
NFBK
SD
SD
Q4 25
127.1%
36.6%
Q3 25
34.6%
14.9%
Q2 25
35.7%
21.0%
Q1 25
26.3%
32.7%
Q4 24
81.6%
33.8%
Q3 24
43.2%
36.1%
Q2 24
21.1%
34.5%
Q1 24
12.1%
48.1%
Capex Intensity
NFBK
NFBK
SD
SD
Q4 25
2.8%
43.8%
Q3 25
0.8%
48.6%
Q2 25
0.6%
45.2%
Q1 25
0.7%
15.0%
Q4 24
3.1%
32.9%
Q3 24
0.7%
33.3%
Q2 24
0.8%
9.4%
Q1 24
1.4%
3.7%
Cash Conversion
NFBK
NFBK
SD
SD
Q4 25
1.46×
Q3 25
1.29×
1.58×
Q2 25
1.48×
1.17×
Q1 25
1.20×
1.56×
Q4 24
2.76×
1.48×
Q3 24
2.14×
0.82×
Q2 24
1.16×
1.30×
Q1 24
0.68×
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NFBK
NFBK

Segment breakdown not available.

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

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