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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and Twin Hospitality Group Inc. (TWNP). Click either name above to swap in a different company.
Twin Hospitality Group Inc. is the larger business by last-quarter revenue ($82.3M vs $41.3M, roughly 2.0× Northfield Bancorp, Inc.). Twin Hospitality Group Inc. runs the higher net margin — -29.7% vs -1545.5%, a 1515.8% gap on every dollar of revenue. Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-7.4M).
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.
NFBK vs TWNP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $41.3M | $82.3M |
| Net Profit | $-27.4M | $-24.5M |
| Gross Margin | — | — |
| Operating Margin | -1263.3% | -16.2% |
| Net Margin | -1545.5% | -29.7% |
| Revenue YoY | 12.7% | — |
| Net Profit YoY | -343.6% | — |
| EPS (diluted) | $-0.68 | $-0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $41.3M | — | ||
| Q3 25 | $39.2M | $82.3M | ||
| Q2 25 | $38.9M | $87.8M | ||
| Q1 25 | $34.8M | $87.1M | ||
| Q4 24 | $36.7M | — | ||
| Q3 24 | $31.8M | — | ||
| Q2 24 | $31.5M | — | ||
| Q1 24 | $31.3M | — |
| Q4 25 | $-27.4M | — | ||
| Q3 25 | $10.8M | $-24.5M | ||
| Q2 25 | $9.6M | $-20.8M | ||
| Q1 25 | $7.9M | $-12.1M | ||
| Q4 24 | $11.3M | — | ||
| Q3 24 | $6.5M | — | ||
| Q2 24 | $6.0M | — | ||
| Q1 24 | $6.2M | — |
| Q4 25 | -1263.3% | — | ||
| Q3 25 | 37.7% | -16.2% | ||
| Q2 25 | 35.6% | -13.2% | ||
| Q1 25 | 31.0% | -1.2% | ||
| Q4 24 | 38.0% | — | ||
| Q3 24 | 27.9% | — | ||
| Q2 24 | 29.1% | — | ||
| Q1 24 | 27.2% | — |
| Q4 25 | -1545.5% | — | ||
| Q3 25 | 27.4% | -29.7% | ||
| Q2 25 | 24.6% | -23.7% | ||
| Q1 25 | 22.6% | -13.9% | ||
| Q4 24 | 30.7% | — | ||
| Q3 24 | 20.5% | — | ||
| Q2 24 | 18.9% | — | ||
| Q1 24 | 19.9% | — |
| Q4 25 | $-0.68 | — | ||
| Q3 25 | $0.27 | $-0.43 | ||
| Q2 25 | $0.24 | $-0.38 | ||
| Q1 25 | $0.19 | $-0.26 | ||
| Q4 24 | $0.27 | — | ||
| Q3 24 | $0.16 | — | ||
| Q2 24 | $0.14 | — | ||
| Q1 24 | $0.15 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $164.0M | — |
| Total DebtLower is stronger | — | $402.8M |
| Stockholders' EquityBook value | $690.1M | $-92.1M |
| Total Assets | $5.8B | $516.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $164.0M | — | ||
| Q3 25 | $131.7M | — | ||
| Q2 25 | $97.6M | — | ||
| Q1 25 | $101.7M | — | ||
| Q4 24 | $167.7M | — | ||
| Q3 24 | $232.9M | — | ||
| Q2 24 | $153.5M | — | ||
| Q1 24 | $238.8M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | $402.8M | ||
| Q2 25 | — | $411.3M | ||
| Q1 25 | — | $413.0M | ||
| Q4 24 | $666.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $690.1M | — | ||
| Q3 25 | $719.6M | $-92.1M | ||
| Q2 25 | $710.3M | $-78.6M | ||
| Q1 25 | $711.1M | $-101.9M | ||
| Q4 24 | $704.7M | — | ||
| Q3 24 | $699.6M | — | ||
| Q2 24 | $693.0M | — | ||
| Q1 24 | $698.4M | — |
| Q4 25 | $5.8B | — | ||
| Q3 25 | $5.7B | $516.8M | ||
| Q2 25 | $5.7B | $535.1M | ||
| Q1 25 | $5.7B | $544.2M | ||
| Q4 24 | $5.7B | — | ||
| Q3 24 | $5.7B | — | ||
| Q2 24 | $5.7B | — | ||
| Q1 24 | $5.9B | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.95× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.7M | $-5.9M |
| Free Cash FlowOCF − Capex | $52.5M | $-7.4M |
| FCF MarginFCF / Revenue | 127.1% | -9.0% |
| Capex IntensityCapex / Revenue | 2.8% | 1.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $89.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.7M | — | ||
| Q3 25 | $13.9M | $-5.9M | ||
| Q2 25 | $14.1M | $-8.8M | ||
| Q1 25 | $9.4M | $-5.7M | ||
| Q4 24 | $31.1M | — | ||
| Q3 24 | $14.0M | — | ||
| Q2 24 | $6.9M | — | ||
| Q1 24 | $4.2M | — |
| Q4 25 | $52.5M | — | ||
| Q3 25 | $13.6M | $-7.4M | ||
| Q2 25 | $13.9M | $-10.6M | ||
| Q1 25 | $9.2M | $-9.7M | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $13.7M | — | ||
| Q2 24 | $6.7M | — | ||
| Q1 24 | $3.8M | — |
| Q4 25 | 127.1% | — | ||
| Q3 25 | 34.6% | -9.0% | ||
| Q2 25 | 35.7% | -12.1% | ||
| Q1 25 | 26.3% | -11.2% | ||
| Q4 24 | 81.6% | — | ||
| Q3 24 | 43.2% | — | ||
| Q2 24 | 21.1% | — | ||
| Q1 24 | 12.1% | — |
| Q4 25 | 2.8% | — | ||
| Q3 25 | 0.8% | 1.9% | ||
| Q2 25 | 0.6% | 2.1% | ||
| Q1 25 | 0.7% | 4.6% | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.8% | — | ||
| Q1 24 | 1.4% | — |
| Q4 25 | — | — | ||
| Q3 25 | 1.29× | — | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 2.76× | — | ||
| Q3 24 | 2.14× | — | ||
| Q2 24 | 1.16× | — | ||
| Q1 24 | 0.68× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
