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Side-by-side financial comparison of New Gold Inc. (NGD) and PEOPLES FINANCIAL SERVICES CORP. (PFIS). Click either name above to swap in a different company.

PEOPLES FINANCIAL SERVICES CORP. is the larger business by last-quarter revenue ($46.8M vs $44.1M, roughly 1.1× New Gold Inc.).

JB Hi-Fi Limited is an Australian consumer electronics retail company. It is publicly listed on the Australian Securities Exchange. Its headquarters are located in Southbank, Melbourne, Victoria.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

NGD vs PFIS — Head-to-Head

Bigger by revenue
PFIS
PFIS
1.1× larger
PFIS
$46.8M
$44.1M
NGD

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
NGD
NGD
PFIS
PFIS
Revenue
$44.1M
$46.8M
Net Profit
$12.0M
Gross Margin
Operating Margin
31.5%
Net Margin
27.8%
Revenue YoY
5.8%
Net Profit YoY
96.7%
EPS (diluted)
$1.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NGD
NGD
PFIS
PFIS
Q4 25
$46.8M
Q3 25
$44.1M
$46.7M
Q2 25
$48.4M
Q1 25
$45.8M
Q4 24
$44.2M
Q3 24
$45.0M
Q2 24
$22.5M
Q1 24
$22.7M
Net Profit
NGD
NGD
PFIS
PFIS
Q4 25
$12.0M
Q3 25
$15.2M
Q2 25
$17.0M
Q1 25
$15.0M
Q4 24
$6.1M
Q3 24
$-4.3M
Q2 24
$3.3M
Q1 24
$3.5M
Operating Margin
NGD
NGD
PFIS
PFIS
Q4 25
31.5%
Q3 25
40.4%
Q2 25
42.2%
Q1 25
39.8%
Q4 24
13.2%
Q3 24
-11.1%
Q2 24
16.5%
Q1 24
17.4%
Net Margin
NGD
NGD
PFIS
PFIS
Q4 25
27.8%
Q3 25
32.7%
Q2 25
35.0%
Q1 25
32.8%
Q4 24
15.8%
Q3 24
-9.6%
Q2 24
14.6%
Q1 24
15.3%
EPS (diluted)
NGD
NGD
PFIS
PFIS
Q4 25
$1.20
Q3 25
$1.51
Q2 25
$1.68
Q1 25
$1.49
Q4 24
$0.47
Q3 24
$-0.43
Q2 24
$0.46
Q1 24
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NGD
NGD
PFIS
PFIS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$519.8M
Total Assets
$5.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
NGD
NGD
PFIS
PFIS
Q4 25
$519.8M
Q3 25
$509.3M
Q2 25
$494.1M
Q1 25
$481.9M
Q4 24
$468.9M
Q3 24
$475.1M
Q2 24
$340.8M
Q1 24
$340.0M
Total Assets
NGD
NGD
PFIS
PFIS
Q4 25
$5.3B
Q3 25
$5.2B
Q2 25
$5.1B
Q1 25
$5.0B
Q4 24
$5.1B
Q3 24
$5.4B
Q2 24
$3.6B
Q1 24
$3.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NGD
NGD
PFIS
PFIS
Operating Cash FlowLast quarter
$54.3M
Free Cash FlowOCF − Capex
$43.3M
FCF MarginFCF / Revenue
92.7%
Capex IntensityCapex / Revenue
23.4%
Cash ConversionOCF / Net Profit
4.53×
TTM Free Cash FlowTrailing 4 quarters
$73.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NGD
NGD
PFIS
PFIS
Q4 25
$54.3M
Q3 25
$15.2M
Q2 25
$13.9M
Q1 25
$9.1M
Q4 24
$34.7M
Q3 24
$21.9M
Q2 24
$1.7M
Q1 24
$3.2M
Free Cash Flow
NGD
NGD
PFIS
PFIS
Q4 25
$43.3M
Q3 25
$13.0M
Q2 25
$8.5M
Q1 25
$8.6M
Q4 24
$32.1M
Q3 24
$17.6M
Q2 24
$1.3M
Q1 24
$3.0M
FCF Margin
NGD
NGD
PFIS
PFIS
Q4 25
92.7%
Q3 25
27.9%
Q2 25
17.6%
Q1 25
18.7%
Q4 24
72.8%
Q3 24
39.1%
Q2 24
6.0%
Q1 24
13.3%
Capex Intensity
NGD
NGD
PFIS
PFIS
Q4 25
23.4%
Q3 25
4.7%
Q2 25
11.1%
Q1 25
1.1%
Q4 24
5.8%
Q3 24
9.6%
Q2 24
1.8%
Q1 24
1.0%
Cash Conversion
NGD
NGD
PFIS
PFIS
Q4 25
4.53×
Q3 25
1.00×
Q2 25
0.82×
Q1 25
0.60×
Q4 24
5.70×
Q3 24
Q2 24
0.53×
Q1 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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