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Side-by-side financial comparison of New Gold Inc. (NGD) and Exzeo Group, Inc. (XZO). Click either name above to swap in a different company.
Exzeo Group, Inc. is the larger business by last-quarter revenue ($55.5M vs $44.1M, roughly 1.3× New Gold Inc.).
JB Hi-Fi Limited is an Australian consumer electronics retail company. It is publicly listed on the Australian Securities Exchange. Its headquarters are located in Southbank, Melbourne, Victoria.
Exzeo Group, Inc. is a global technology firm specializing in cloud-native SaaS solutions for the insurance industry. Its core product portfolio includes claims processing platforms, policy administration tools, and underwriting automation systems, serving insurance carriers, third-party administrators, and independent adjusters across North America and European markets.
NGD vs XZO — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $44.1M | $55.5M |
| Net Profit | — | $20.4M |
| Gross Margin | — | 59.0% |
| Operating Margin | — | 45.2% |
| Net Margin | — | 36.7% |
| Revenue YoY | — | 6.0% |
| Net Profit YoY | — | 13.7% |
| EPS (diluted) | — | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $55.5M | ||
| Q4 25 | — | $53.3M | ||
| Q3 25 | $44.1M | $55.2M |
| Q1 26 | — | $20.4M | ||
| Q4 25 | — | $22.0M | ||
| Q3 25 | — | $21.2M |
| Q1 26 | — | 59.0% | ||
| Q4 25 | — | 65.4% | ||
| Q3 25 | — | 61.2% |
| Q1 26 | — | 45.2% | ||
| Q4 25 | — | 50.3% | ||
| Q3 25 | — | 49.4% |
| Q1 26 | — | 36.7% | ||
| Q4 25 | — | 41.2% | ||
| Q3 25 | — | 38.3% |
| Q1 26 | — | $0.22 | ||
| Q4 25 | — | $0.25 | ||
| Q3 25 | — | $0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $231.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | — | $274.9M |
| Total Assets | — | $379.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $231.4M | ||
| Q4 25 | — | $305.4M | ||
| Q3 25 | — | $140.9M |
| Q1 26 | — | $274.9M | ||
| Q4 25 | — | $254.2M | ||
| Q3 25 | — | $78.4M |
| Q1 26 | — | $379.8M | ||
| Q4 25 | — | $347.7M | ||
| Q3 25 | — | $182.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | — | $25.1M |
| FCF MarginFCF / Revenue | — | 45.3% |
| Capex IntensityCapex / Revenue | — | 0.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $89.0M |
| Q1 26 | — | $25.1M | ||
| Q4 25 | — | $97.5M | ||
| Q3 25 | — | $86.6M |
| Q1 26 | — | 45.3% | ||
| Q4 25 | — | 182.8% | ||
| Q3 25 | — | 156.9% |
| Q1 26 | — | 0.6% | ||
| Q4 25 | — | 5.3% | ||
| Q3 25 | — | 4.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 4.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
