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Side-by-side financial comparison of Neptune Insurance Holdings Inc. (NP) and Seaport Entertainment Group Inc. (SEG). Click either name above to swap in a different company.
Neptune Insurance Holdings Inc. is the larger business by last-quarter revenue ($37.8M vs $29.5M, roughly 1.3× Seaport Entertainment Group Inc.). Neptune Insurance Holdings Inc. runs the higher net margin — 0.1% vs -125.0%, a 125.2% gap on every dollar of revenue.
Neptune Insurance Holdings Inc. is a specialty insurance holding company that offers a broad portfolio of property and casualty insurance products, with a core focus on residential and commercial flood insurance for customers across the United States. It serves both individual consumers and small to mid-sized business clients, using advanced data analytics to support accurate policy pricing and robust risk management.
NP vs SEG — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $37.8M | $29.5M |
| Net Profit | $50.0K | $-36.9M |
| Gross Margin | — | — |
| Operating Margin | — | -120.5% |
| Net Margin | 0.1% | -125.0% |
| Revenue YoY | 28.8% | — |
| Net Profit YoY | 0.0% | — |
| EPS (diluted) | $0.05 | $-2.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | $29.5M | ||
| Q3 25 | $44.4M | $45.0M | ||
| Q2 25 | — | $39.8M | ||
| Q1 25 | — | $16.1M | ||
| Q3 24 | $33.8M | $39.4M | ||
| Q2 24 | — | $33.7M |
| Q1 26 | $50.0K | — | ||
| Q4 25 | — | $-36.9M | ||
| Q3 25 | $11.5M | $-33.2M | ||
| Q2 25 | — | $-14.8M | ||
| Q1 25 | — | $-31.9M | ||
| Q3 24 | $12.1M | $-32.5M | ||
| Q2 24 | — | $-35.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -120.5% | ||
| Q3 25 | 46.7% | -75.2% | ||
| Q2 25 | — | -40.2% | ||
| Q1 25 | — | -203.5% | ||
| Q3 24 | 58.6% | -51.0% | ||
| Q2 24 | — | -75.3% |
| Q1 26 | 0.1% | — | ||
| Q4 25 | — | -125.0% | ||
| Q3 25 | 25.9% | -73.7% | ||
| Q2 25 | — | -37.1% | ||
| Q1 25 | — | -198.4% | ||
| Q3 24 | 35.8% | -82.5% | ||
| Q2 24 | — | -103.9% |
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $-2.90 | ||
| Q3 25 | $0.06 | $-2.61 | ||
| Q2 25 | — | $-1.16 | ||
| Q1 25 | — | $-2.51 | ||
| Q3 24 | $0.06 | $-5.89 | ||
| Q2 24 | — | $-6.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $77.8M |
| Total DebtLower is stronger | — | $38.3M |
| Stockholders' EquityBook value | — | $456.5M |
| Total Assets | — | $650.1M |
| Debt / EquityLower = less leverage | — | 0.08× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $77.8M | ||
| Q3 25 | $12.2M | $106.2M | ||
| Q2 25 | — | $123.3M | ||
| Q1 25 | — | $129.9M | ||
| Q3 24 | — | $23.7M | ||
| Q2 24 | — | $3.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $38.3M | ||
| Q3 25 | $247.6M | $39.3M | ||
| Q2 25 | — | $100.6M | ||
| Q1 25 | — | $101.6M | ||
| Q3 24 | — | $103.3M | ||
| Q2 24 | — | $157.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $456.5M | ||
| Q3 25 | $-509.5M | $485.8M | ||
| Q2 25 | — | $517.9M | ||
| Q1 25 | — | $531.2M | ||
| Q3 24 | $-374.3M | $433.8M | ||
| Q2 24 | — | $380.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | $650.1M | ||
| Q3 25 | $89.6M | $699.1M | ||
| Q2 25 | — | $717.2M | ||
| Q1 25 | — | $718.4M | ||
| Q3 24 | — | $622.8M | ||
| Q2 24 | — | $610.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.08× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.19× | ||
| Q3 24 | — | 0.24× | ||
| Q2 24 | — | 0.41× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-23.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $-23.1M | ||
| Q3 25 | $38.9M | $-5.3M | ||
| Q2 25 | — | $-754.0K | ||
| Q1 25 | — | $-20.5M | ||
| Q3 24 | — | $-8.8M | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 3.38× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NP
Segment breakdown not available.
SEG
| Sponsorships Events And Entertainment | $12.5M | 43% |
| Hospitality | $12.2M | 41% |
| Rental | $4.1M | 14% |
| Other | $631.0K | 2% |
