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Side-by-side financial comparison of NSTS Bancorp, Inc. (NSTS) and Twin Vee PowerCats, Co. (VEEE). Click either name above to swap in a different company.
Twin Vee PowerCats, Co. is the larger business by last-quarter revenue ($3.0M vs $2.5M, roughly 1.2× NSTS Bancorp, Inc.). NSTS Bancorp, Inc. runs the higher net margin — 214.3% vs -85.6%, a 299.9% gap on every dollar of revenue. On growth, Twin Vee PowerCats, Co. posted the faster year-over-year revenue change (60.4% vs 3.0%). NSTS Bancorp, Inc. produced more free cash flow last quarter ($3.9M vs $-1.9M). Over the past eight quarters, NSTS Bancorp, Inc.'s revenue compounded faster (11.7% CAGR vs -24.3%).
NSTS Bancorp, Inc. is a U.S.-based bank holding company. It offers a comprehensive suite of retail and commercial banking products and services, including deposit accounts, personal loans, commercial loans, and wealth management solutions, primarily serving individual consumers and small-to-medium enterprises in its regional operating areas.
Twin Vee PowerCats Co. is a leading manufacturer of high-performance recreational power catamaran boats. The company offers a diverse lineup of catamaran models suited for leisure cruising, fishing, water sports, and commercial marine use, serving customers primarily across North America, with a growing distribution network in global coastal markets.
NSTS vs VEEE — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.5M | $3.0M |
| Net Profit | $135.0K | $-2.6M |
| Gross Margin | — | 3.7% |
| Operating Margin | — | -87.7% |
| Net Margin | 214.3% | -85.6% |
| Revenue YoY | 3.0% | 60.4% |
| Net Profit YoY | 393.5% | -119.0% |
| EPS (diluted) | — | $-1.19 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.5M | $3.0M | ||
| Q3 25 | $2.5M | $3.4M | ||
| Q2 25 | $2.5M | $4.8M | ||
| Q1 25 | $2.2M | $3.6M | ||
| Q4 24 | $2.4M | $1.9M | ||
| Q3 24 | $2.3M | $2.9M | ||
| Q2 24 | $2.3M | $4.3M | ||
| Q1 24 | $2.0M | $5.3M |
| Q4 25 | $135.0K | $-2.6M | ||
| Q3 25 | $65.0K | $-2.8M | ||
| Q2 25 | $-258.0K | $-1.7M | ||
| Q1 25 | $-328.0K | $-1.6M | ||
| Q4 24 | $-46.0K | $-1.2M | ||
| Q3 24 | $-171.0K | $-3.0M | ||
| Q2 24 | $-326.0K | $-4.5M | ||
| Q1 24 | $-246.0K | $-2.3M |
| Q4 25 | — | 3.7% | ||
| Q3 25 | — | -1.3% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | 14.9% | ||
| Q4 24 | — | -57.6% | ||
| Q3 24 | — | -5.0% | ||
| Q2 24 | — | 4.7% | ||
| Q1 24 | — | 5.3% |
| Q4 25 | — | -87.7% | ||
| Q3 25 | 2.6% | -81.0% | ||
| Q2 25 | -10.1% | -35.2% | ||
| Q1 25 | -15.2% | -46.5% | ||
| Q4 24 | -71.9% | -224.9% | ||
| Q3 24 | -7.6% | -107.3% | ||
| Q2 24 | -14.2% | -107.7% | ||
| Q1 24 | -12.2% | -48.2% |
| Q4 25 | 214.3% | -85.6% | ||
| Q3 25 | 2.6% | -80.4% | ||
| Q2 25 | -10.1% | -34.8% | ||
| Q1 25 | -15.2% | -44.6% | ||
| Q4 24 | -71.9% | -62.7% | ||
| Q3 24 | -7.6% | -103.7% | ||
| Q2 24 | -14.2% | -104.4% | ||
| Q1 24 | -12.2% | -44.3% |
| Q4 25 | — | $-1.19 | ||
| Q3 25 | $0.01 | $-1.23 | ||
| Q2 25 | — | $-0.87 | ||
| Q1 25 | — | $-1.08 | ||
| Q4 24 | — | $-3.51 | ||
| Q3 24 | $-0.03 | $-2.64 | ||
| Q2 24 | — | $-3.09 | ||
| Q1 24 | — | $-1.77 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.0M | $1.4M |
| Total DebtLower is stronger | — | $499.9K |
| Stockholders' EquityBook value | $80.0M | $13.5M |
| Total Assets | $266.6M | $16.2M |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $34.0M | $1.4M | ||
| Q3 25 | $34.1M | $2.7M | ||
| Q2 25 | $47.5M | $6.0M | ||
| Q1 25 | $57.5M | $4.9M | ||
| Q4 24 | $53.5M | $7.5M | ||
| Q3 24 | $34.6M | $11.1M | ||
| Q2 24 | $32.4M | $14.9M | ||
| Q1 24 | $36.4M | $17.1M |
| Q4 25 | — | $499.9K | ||
| Q3 25 | — | $499.9K | ||
| Q2 25 | — | $499.9K | ||
| Q1 25 | — | $499.9K | ||
| Q4 24 | — | $499.9K | ||
| Q3 24 | — | $499.9K | ||
| Q2 24 | — | $499.9K | ||
| Q1 24 | — | $499.9K |
| Q4 25 | $80.0M | $13.5M | ||
| Q3 25 | $78.9M | $15.9M | ||
| Q2 25 | $77.8M | $18.6M | ||
| Q1 25 | $77.5M | $17.7M | ||
| Q4 24 | $76.5M | $19.2M | ||
| Q3 24 | $78.4M | $17.4M | ||
| Q2 24 | $76.5M | $19.6M | ||
| Q1 24 | $77.0M | $22.3M |
| Q4 25 | $266.6M | $16.2M | ||
| Q3 25 | $269.8M | $18.9M | ||
| Q2 25 | $276.0M | $22.4M | ||
| Q1 25 | $282.7M | $23.6M | ||
| Q4 24 | $278.7M | $25.9M | ||
| Q3 24 | $268.4M | $30.1M | ||
| Q2 24 | $265.9M | $33.8M | ||
| Q1 24 | $265.6M | $36.5M |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.03× | ||
| Q3 24 | — | 0.03× | ||
| Q2 24 | — | 0.03× | ||
| Q1 24 | — | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.1M | $-1.7M |
| Free Cash FlowOCF − Capex | $3.9M | $-1.9M |
| FCF MarginFCF / Revenue | 156.9% | -62.5% |
| Capex IntensityCapex / Revenue | 4.1% | 4.6% |
| Cash ConversionOCF / Net Profit | 30.01× | — |
| TTM Free Cash FlowTrailing 4 quarters | $4.7M | $-9.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.1M | $-1.7M | ||
| Q3 25 | $2.9M | $-2.6M | ||
| Q2 25 | $655.0K | $-745.6K | ||
| Q1 25 | $-2.7M | $-1.7M | ||
| Q4 24 | $9.4M | $-2.3M | ||
| Q3 24 | $1.6M | $-2.4M | ||
| Q2 24 | $-1.6M | $-482.1K | ||
| Q1 24 | $92.0K | $-1.7M |
| Q4 25 | $3.9M | $-1.9M | ||
| Q3 25 | $2.9M | $-3.1M | ||
| Q2 25 | $616.0K | $-1.5M | ||
| Q1 25 | $-2.7M | $-2.6M | ||
| Q4 24 | $9.1M | $-3.6M | ||
| Q3 24 | $1.6M | $-3.7M | ||
| Q2 24 | $-1.7M | $-2.2M | ||
| Q1 24 | $76.0K | $-3.7M |
| Q4 25 | 156.9% | -62.5% | ||
| Q3 25 | 113.9% | -91.2% | ||
| Q2 25 | 24.2% | -30.6% | ||
| Q1 25 | -126.1% | -71.0% | ||
| Q4 24 | 373.1% | -192.8% | ||
| Q3 24 | 69.3% | -128.8% | ||
| Q2 24 | -76.4% | -51.0% | ||
| Q1 24 | 3.8% | -70.9% |
| Q4 25 | 4.1% | 4.6% | ||
| Q3 25 | 0.1% | 14.0% | ||
| Q2 25 | 1.5% | 14.9% | ||
| Q1 25 | 2.5% | 22.9% | ||
| Q4 24 | 13.1% | 68.8% | ||
| Q3 24 | 2.3% | 45.8% | ||
| Q2 24 | 5.1% | 39.9% | ||
| Q1 24 | 0.8% | 37.7% |
| Q4 25 | 30.01× | — | ||
| Q3 25 | 44.03× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
