vs

Side-by-side financial comparison of NU SKIN ENTERPRISES, INC. (NUS) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.

NU SKIN ENTERPRISES, INC. is the larger business by last-quarter revenue ($370.3M vs $194.8M, roughly 1.9× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 3.9%, a 45.5% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -16.9%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $5.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -5.8%).

Nu Skin Enterprises, Inc. is an American multilevel marketing company that develops and sells personal care products and dietary and nutritional supplements. Under the Nu Skin and Pharmanex brands, the company sells its products in 54 markets through a network of approximately 1.2 million independent distributors.

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

NUS vs TMP — Head-to-Head

Bigger by revenue
NUS
NUS
1.9× larger
NUS
$370.3M
$194.8M
TMP
Growing faster (revenue YoY)
TMP
TMP
+169.5% gap
TMP
152.7%
-16.9%
NUS
Higher net margin
TMP
TMP
45.5% more per $
TMP
49.4%
3.9%
NUS
More free cash flow
TMP
TMP
$26.1M more FCF
TMP
$31.9M
$5.9M
NUS
Faster 2-yr revenue CAGR
TMP
TMP
Annualised
TMP
63.6%
-5.8%
NUS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NUS
NUS
TMP
TMP
Revenue
$370.3M
$194.8M
Net Profit
$14.5M
$96.2M
Gross Margin
70.7%
Operating Margin
6.3%
71.7%
Net Margin
3.9%
49.4%
Revenue YoY
-16.9%
152.7%
Net Profit YoY
140.1%
388.9%
EPS (diluted)
$0.27
$6.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NUS
NUS
TMP
TMP
Q4 25
$370.3M
$194.8M
Q3 25
$364.2M
$87.4M
Q2 25
$386.1M
$82.6M
Q1 25
$364.5M
$81.7M
Q4 24
$445.6M
$77.1M
Q3 24
$430.1M
$76.6M
Q2 24
$439.1M
$72.7M
Q1 24
$417.3M
$72.8M
Net Profit
NUS
NUS
TMP
TMP
Q4 25
$14.5M
$96.2M
Q3 25
$17.1M
$23.7M
Q2 25
$21.1M
$21.5M
Q1 25
$107.5M
$19.7M
Q4 24
$-36.1M
$19.7M
Q3 24
$8.3M
$18.6M
Q2 24
$-118.3M
$15.7M
Q1 24
$-533.0K
$16.9M
Gross Margin
NUS
NUS
TMP
TMP
Q4 25
70.7%
Q3 25
70.5%
Q2 25
68.8%
Q1 25
67.8%
Q4 24
62.7%
Q3 24
70.1%
Q2 24
70.0%
Q1 24
70.5%
Operating Margin
NUS
NUS
TMP
TMP
Q4 25
6.3%
71.7%
Q3 25
5.9%
35.6%
Q2 25
8.0%
34.2%
Q1 25
-2.7%
31.6%
Q4 24
-11.9%
33.4%
Q3 24
4.2%
32.0%
Q2 24
-28.6%
28.3%
Q1 24
2.1%
30.4%
Net Margin
NUS
NUS
TMP
TMP
Q4 25
3.9%
49.4%
Q3 25
4.7%
27.1%
Q2 25
5.5%
26.0%
Q1 25
29.5%
24.1%
Q4 24
-8.1%
25.5%
Q3 24
1.9%
24.3%
Q2 24
-26.9%
21.6%
Q1 24
-0.1%
23.2%
EPS (diluted)
NUS
NUS
TMP
TMP
Q4 25
$0.27
$6.72
Q3 25
$0.34
$1.65
Q2 25
$0.43
$1.50
Q1 25
$2.14
$1.37
Q4 24
$-0.73
$1.39
Q3 24
$0.17
$1.30
Q2 24
$-2.38
$1.10
Q1 24
$-0.01
$1.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NUS
NUS
TMP
TMP
Cash + ST InvestmentsLiquidity on hand
$239.8M
$132.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$805.2M
$938.4M
Total Assets
$1.4B
$8.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NUS
NUS
TMP
TMP
Q4 25
$239.8M
$132.8M
Q3 25
$253.0M
$193.5M
Q2 25
$265.4M
$212.6M
Q1 25
$213.6M
$193.1M
Q4 24
$198.0M
$134.4M
Q3 24
$237.8M
$132.3M
Q2 24
$232.9M
$70.9M
Q1 24
$221.2M
$57.1M
Stockholders' Equity
NUS
NUS
TMP
TMP
Q4 25
$805.2M
$938.4M
Q3 25
$799.8M
$788.8M
Q2 25
$787.8M
$761.8M
Q1 25
$754.0M
$741.4M
Q4 24
$651.5M
$713.4M
Q3 24
$706.9M
$719.9M
Q2 24
$686.2M
$674.6M
Q1 24
$810.2M
$667.9M
Total Assets
NUS
NUS
TMP
TMP
Q4 25
$1.4B
$8.7B
Q3 25
$1.4B
$8.5B
Q2 25
$1.4B
$8.4B
Q1 25
$1.4B
$8.2B
Q4 24
$1.5B
$8.1B
Q3 24
$1.6B
$8.0B
Q2 24
$1.6B
$7.9B
Q1 24
$1.7B
$7.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NUS
NUS
TMP
TMP
Operating Cash FlowLast quarter
$16.6M
$38.9M
Free Cash FlowOCF − Capex
$5.9M
$31.9M
FCF MarginFCF / Revenue
1.6%
16.4%
Capex IntensityCapex / Revenue
2.9%
3.6%
Cash ConversionOCF / Net Profit
1.15×
0.40×
TTM Free Cash FlowTrailing 4 quarters
$46.0M
$105.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NUS
NUS
TMP
TMP
Q4 25
$16.6M
$38.9M
Q3 25
$27.5M
$34.9M
Q2 25
$35.8M
$18.9M
Q1 25
$389.0K
$22.2M
Q4 24
$25.8M
$95.0M
Q3 24
$31.4M
$21.2M
Q2 24
$51.2M
$27.3M
Q1 24
$3.3M
$23.2M
Free Cash Flow
NUS
NUS
TMP
TMP
Q4 25
$5.9M
$31.9M
Q3 25
$17.6M
$33.9M
Q2 25
$35.8M
$18.3M
Q1 25
$-13.2M
$20.9M
Q4 24
$13.2M
$88.8M
Q3 24
$22.8M
$18.9M
Q2 24
$43.1M
$26.3M
Q1 24
$-9.0M
$21.9M
FCF Margin
NUS
NUS
TMP
TMP
Q4 25
1.6%
16.4%
Q3 25
4.8%
38.8%
Q2 25
9.3%
22.1%
Q1 25
-3.6%
25.5%
Q4 24
3.0%
115.1%
Q3 24
5.3%
24.7%
Q2 24
9.8%
36.2%
Q1 24
-2.1%
30.0%
Capex Intensity
NUS
NUS
TMP
TMP
Q4 25
2.9%
3.6%
Q3 25
2.7%
1.1%
Q2 25
0.0%
0.8%
Q1 25
3.7%
1.7%
Q4 24
2.8%
8.1%
Q3 24
2.0%
2.9%
Q2 24
1.9%
1.3%
Q1 24
2.9%
1.9%
Cash Conversion
NUS
NUS
TMP
TMP
Q4 25
1.15×
0.40×
Q3 25
1.61×
1.47×
Q2 25
1.69×
0.88×
Q1 25
0.00×
1.13×
Q4 24
4.82×
Q3 24
3.79×
1.14×
Q2 24
1.74×
Q1 24
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NUS
NUS

Other$161.9M44%
Mainland China Segment$52.0M14%
Southeast Asia Pacific Segment$50.5M14%
Europe And Africa Segment$41.8M11%
Hong Kong Taiwan Segment$29.6M8%
South Korea Segment$28.4M8%
Rhyz Other Segment$6.1M2%

TMP
TMP

Segment breakdown not available.

Related Comparisons