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Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and REGIS CORP (RGS). Click either name above to swap in a different company.
Origin Bancorp, Inc. is the larger business by last-quarter revenue ($104.0M vs $57.1M, roughly 1.8× REGIS CORP). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 0.8%, a 25.8% gap on every dollar of revenue. Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 3.9%).
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
OBK vs RGS — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $104.0M | $57.1M |
| Net Profit | $27.7M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | — | 10.8% |
| Net Margin | 26.6% | 0.8% |
| Revenue YoY | — | 22.3% |
| Net Profit YoY | — | -94.0% |
| EPS (diluted) | $0.89 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $104.0M | — | ||
| Q4 25 | $103.4M | $57.1M | ||
| Q3 25 | $109.8M | $59.0M | ||
| Q2 25 | $83.5M | $60.4M | ||
| Q1 25 | $94.1M | $57.0M | ||
| Q4 24 | $78.3M | $46.7M | ||
| Q3 24 | $90.8M | $46.1M | ||
| Q2 24 | $96.4M | $49.4M |
| Q1 26 | $27.7M | — | ||
| Q4 25 | $29.5M | $456.0K | ||
| Q3 25 | $8.6M | $1.4M | ||
| Q2 25 | $14.6M | $116.5M | ||
| Q1 25 | $22.4M | $250.0K | ||
| Q4 24 | $14.3M | $7.6M | ||
| Q3 24 | $18.6M | $-853.0K | ||
| Q2 24 | $21.0M | $91.2M |
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | 10.8% | ||
| Q3 25 | 10.0% | 10.0% | ||
| Q2 25 | 22.3% | 12.1% | ||
| Q1 25 | 30.4% | 8.8% | ||
| Q4 24 | 23.0% | 11.8% | ||
| Q3 24 | 26.1% | 4.6% | ||
| Q2 24 | 27.7% | — |
| Q1 26 | 26.6% | — | ||
| Q4 25 | 28.5% | 0.8% | ||
| Q3 25 | 7.9% | 2.3% | ||
| Q2 25 | 17.5% | 192.9% | ||
| Q1 25 | 23.8% | 0.4% | ||
| Q4 24 | 18.2% | 16.4% | ||
| Q3 24 | 20.5% | -1.9% | ||
| Q2 24 | 21.8% | 184.7% |
| Q1 26 | $0.89 | — | ||
| Q4 25 | $0.95 | $0.16 | ||
| Q3 25 | $0.27 | $0.49 | ||
| Q2 25 | $0.47 | $43.67 | ||
| Q1 25 | $0.71 | $0.08 | ||
| Q4 24 | $0.45 | $2.71 | ||
| Q3 24 | $0.60 | $-0.36 | ||
| Q2 24 | $0.67 | $38.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $1.3B | $188.7M |
| Total Assets | $10.2B | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $424.2M | $18.4M | ||
| Q3 25 | $626.9M | $16.6M | ||
| Q2 25 | $334.1M | $17.0M | ||
| Q1 25 | $486.2M | $13.3M | ||
| Q4 24 | $470.2M | $10.2M | ||
| Q3 24 | $321.2M | $6.3M | ||
| Q2 24 | $288.1M | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $188.7M | ||
| Q3 25 | $1.2B | $187.6M | ||
| Q2 25 | $1.2B | $185.6M | ||
| Q1 25 | $1.2B | $68.6M | ||
| Q4 24 | $1.1B | $66.7M | ||
| Q3 24 | $1.1B | $56.4M | ||
| Q2 24 | $1.1B | $56.8M |
| Q1 26 | $10.2B | — | ||
| Q4 25 | $9.7B | $588.3M | ||
| Q3 25 | $9.8B | $592.1M | ||
| Q2 25 | $9.7B | $599.0M | ||
| Q1 25 | $9.8B | $511.2M | ||
| Q4 24 | $9.7B | $530.1M | ||
| Q3 24 | $10.0B | $508.9M | ||
| Q2 24 | $9.9B | $530.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.7M |
| Free Cash FlowOCF − Capex | — | $891.0K |
| FCF MarginFCF / Revenue | — | 1.6% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $158.9M | $1.7M | ||
| Q3 25 | $59.3M | $2.3M | ||
| Q2 25 | $20.6M | $6.8M | ||
| Q1 25 | $35.6M | $6.2M | ||
| Q4 24 | $108.5M | $2.1M | ||
| Q3 24 | $39.6M | $-1.3M | ||
| Q2 24 | $11.9M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | $151.1M | $891.0K | ||
| Q3 25 | $56.8M | $1.9M | ||
| Q2 25 | $19.6M | $6.2M | ||
| Q1 25 | $34.8M | $5.9M | ||
| Q4 24 | $86.4M | $1.7M | ||
| Q3 24 | $32.2M | $-1.4M | ||
| Q2 24 | $6.5M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | 146.0% | 1.6% | ||
| Q3 25 | 51.7% | 3.2% | ||
| Q2 25 | 23.5% | 10.3% | ||
| Q1 25 | 37.0% | 10.3% | ||
| Q4 24 | 110.3% | 3.6% | ||
| Q3 24 | 35.5% | -3.0% | ||
| Q2 24 | 6.8% | 10.3% |
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 1.4% | ||
| Q3 25 | 2.3% | 0.7% | ||
| Q2 25 | 1.2% | 0.9% | ||
| Q1 25 | 0.8% | 0.6% | ||
| Q4 24 | 28.1% | 0.9% | ||
| Q3 24 | 8.1% | 0.0% | ||
| Q2 24 | 5.6% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 5.38× | 3.65× | ||
| Q3 25 | 6.88× | 1.68× | ||
| Q2 25 | 1.41× | 0.06× | ||
| Q1 25 | 1.59× | 24.80× | ||
| Q4 24 | 7.60× | 0.28× | ||
| Q3 24 | 2.13× | — | ||
| Q2 24 | 0.57× | 0.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
