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Side-by-side financial comparison of OFG BANCORP (OFG) and RADIANT LOGISTICS, INC (RLGT). Click either name above to swap in a different company.
RADIANT LOGISTICS, INC is the larger business by last-quarter revenue ($232.1M vs $184.3M, roughly 1.3× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 2.3%, a 28.0% gap on every dollar of revenue. On growth, OFG BANCORP posted the faster year-over-year revenue change (0.9% vs -12.3%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $11.6M). Over the past eight quarters, RADIANT LOGISTICS, INC's revenue compounded faster (12.1% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Radiant Logistics, Inc. is a leading third-party logistics provider offering end-to-end supply chain solutions, domestic and international freight forwarding, warehousing, and last-mile delivery services. It primarily serves North American markets, with key client segments including retail, manufacturing, e-commerce, and industrial sectors, helping businesses optimize logistics workflows and cut operational costs.
OFG vs RLGT — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $232.1M |
| Net Profit | $55.9M | $5.3M |
| Gross Margin | — | — |
| Operating Margin | 25.7% | 3.2% |
| Net Margin | 30.3% | 2.3% |
| Revenue YoY | 0.9% | -12.3% |
| Net Profit YoY | 11.0% | -18.0% |
| EPS (diluted) | $1.27 | $0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $232.1M | ||
| Q3 25 | $186.2M | $226.7M | ||
| Q2 25 | $182.4M | $220.6M | ||
| Q1 25 | $178.6M | $214.0M | ||
| Q4 24 | $182.7M | $264.5M | ||
| Q3 24 | $174.7M | $203.6M | ||
| Q2 24 | $179.8M | $206.0M | ||
| Q1 24 | $174.4M | $184.6M |
| Q4 25 | $55.9M | $5.3M | ||
| Q3 25 | $51.8M | $1.3M | ||
| Q2 25 | $51.8M | $4.9M | ||
| Q1 25 | $45.6M | $2.5M | ||
| Q4 24 | $50.3M | $6.5M | ||
| Q3 24 | $47.0M | $3.4M | ||
| Q2 24 | $51.1M | $4.8M | ||
| Q1 24 | $49.7M | $-703.0K |
| Q4 25 | 25.7% | 3.2% | ||
| Q3 25 | 33.0% | 0.9% | ||
| Q2 25 | 36.1% | 2.4% | ||
| Q1 25 | 33.3% | 1.6% | ||
| Q4 24 | 28.9% | 3.3% | ||
| Q3 24 | 35.4% | 1.9% | ||
| Q2 24 | 39.6% | 2.4% | ||
| Q1 24 | 38.9% | -0.5% |
| Q4 25 | 30.3% | 2.3% | ||
| Q3 25 | 27.8% | 0.6% | ||
| Q2 25 | 28.4% | 2.2% | ||
| Q1 25 | 25.5% | 1.2% | ||
| Q4 24 | 27.6% | 2.4% | ||
| Q3 24 | 26.9% | 1.7% | ||
| Q2 24 | 28.4% | 2.3% | ||
| Q1 24 | 28.5% | -0.4% |
| Q4 25 | $1.27 | $0.11 | ||
| Q3 25 | $1.16 | $0.03 | ||
| Q2 25 | $1.15 | $0.10 | ||
| Q1 25 | $1.00 | $0.05 | ||
| Q4 24 | $1.10 | $0.13 | ||
| Q3 24 | $1.00 | $0.07 | ||
| Q2 24 | $1.08 | $0.11 | ||
| Q1 24 | $1.05 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $31.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $229.8M |
| Total Assets | $12.5B | $439.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $31.9M | ||
| Q3 25 | $740.3M | $28.1M | ||
| Q2 25 | $851.8M | $22.9M | ||
| Q1 25 | $710.6M | $19.0M | ||
| Q4 24 | $591.1M | $19.9M | ||
| Q3 24 | $680.6M | $10.4M | ||
| Q2 24 | $740.4M | $24.9M | ||
| Q1 24 | $754.4M | $31.2M |
| Q4 25 | $1.4B | $229.8M | ||
| Q3 25 | $1.4B | $225.7M | ||
| Q2 25 | $1.3B | $226.0M | ||
| Q1 25 | $1.3B | $218.2M | ||
| Q4 24 | $1.3B | $214.4M | ||
| Q3 24 | $1.3B | $212.4M | ||
| Q2 24 | $1.2B | $209.4M | ||
| Q1 24 | $1.2B | $206.0M |
| Q4 25 | $12.5B | $439.4M | ||
| Q3 25 | $12.2B | $445.3M | ||
| Q2 25 | $12.2B | $426.8M | ||
| Q1 25 | $11.7B | $414.5M | ||
| Q4 24 | $11.5B | $386.8M | ||
| Q3 24 | $11.5B | $375.3M | ||
| Q2 24 | $11.3B | $371.2M | ||
| Q1 24 | $11.2B | $364.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $12.4M |
| Free Cash FlowOCF − Capex | $199.3M | $11.6M |
| FCF MarginFCF / Revenue | 108.1% | 5.0% |
| Capex IntensityCapex / Revenue | 10.0% | 0.3% |
| Cash ConversionOCF / Net Profit | 3.90× | 2.33× |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $8.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $12.4M | ||
| Q3 25 | $39.5M | $2.5M | ||
| Q2 25 | $35.9M | $3.1M | ||
| Q1 25 | $83.1M | $-5.7M | ||
| Q4 24 | $252.5M | $15.7M | ||
| Q3 24 | $58.1M | $205.0K | ||
| Q2 24 | $95.1M | $1.3M | ||
| Q1 24 | $61.0M | $3.9M |
| Q4 25 | $199.3M | $11.6M | ||
| Q3 25 | $35.5M | $977.0K | ||
| Q2 25 | $31.8M | $2.2M | ||
| Q1 25 | $78.7M | $-6.4M | ||
| Q4 24 | $231.2M | $14.1M | ||
| Q3 24 | $51.8M | $-1.9M | ||
| Q2 24 | $90.4M | $-185.0K | ||
| Q1 24 | $54.8M | $1.8M |
| Q4 25 | 108.1% | 5.0% | ||
| Q3 25 | 19.1% | 0.4% | ||
| Q2 25 | 17.4% | 1.0% | ||
| Q1 25 | 44.1% | -3.0% | ||
| Q4 24 | 126.5% | 5.3% | ||
| Q3 24 | 29.6% | -0.9% | ||
| Q2 24 | 50.3% | -0.1% | ||
| Q1 24 | 31.4% | 1.0% |
| Q4 25 | 10.0% | 0.3% | ||
| Q3 25 | 2.1% | 0.7% | ||
| Q2 25 | 2.3% | 0.4% | ||
| Q1 25 | 2.4% | 0.3% | ||
| Q4 24 | 11.7% | 0.6% | ||
| Q3 24 | 3.6% | 1.0% | ||
| Q2 24 | 2.6% | 0.7% | ||
| Q1 24 | 3.5% | 1.2% |
| Q4 25 | 3.90× | 2.33× | ||
| Q3 25 | 0.76× | 1.90× | ||
| Q2 25 | 0.69× | 0.63× | ||
| Q1 25 | 1.82× | -2.26× | ||
| Q4 24 | 5.02× | 2.43× | ||
| Q3 24 | 1.24× | 0.06× | ||
| Q2 24 | 1.86× | 0.26× | ||
| Q1 24 | 1.23× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
RLGT
| Transferred Over Time | $201.2M | 87% |
| Other | $25.0M | 11% |
| Value Added Services | $4.2M | 2% |
| Transferred At Point In Time | $1.8M | 1% |
