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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and RADIANT LOGISTICS, INC (RLGT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $232.1M, roughly 1.1× RADIANT LOGISTICS, INC). RADIANT LOGISTICS, INC runs the higher net margin — 2.3% vs 1.4%, a 0.9% gap on every dollar of revenue. On growth, Oportun Financial Corp posted the faster year-over-year revenue change (-1.3% vs -12.3%). Over the past eight quarters, RADIANT LOGISTICS, INC's revenue compounded faster (12.1% CAGR vs -0.5%).
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
Radiant Logistics, Inc. is a leading third-party logistics provider offering end-to-end supply chain solutions, domestic and international freight forwarding, warehousing, and last-mile delivery services. It primarily serves North American markets, with key client segments including retail, manufacturing, e-commerce, and industrial sectors, helping businesses optimize logistics workflows and cut operational costs.
OPRT vs RLGT — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $247.7M | $232.1M |
| Net Profit | $3.4M | $5.3M |
| Gross Margin | — | — |
| Operating Margin | 2.6% | 3.2% |
| Net Margin | 1.4% | 2.3% |
| Revenue YoY | -1.3% | -12.3% |
| Net Profit YoY | -61.0% | -18.0% |
| EPS (diluted) | $0.07 | $0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $247.7M | $232.1M | ||
| Q3 25 | $238.7M | $226.7M | ||
| Q2 25 | $234.3M | $220.6M | ||
| Q1 25 | $235.9M | $214.0M | ||
| Q4 24 | $250.9M | $264.5M | ||
| Q3 24 | $250.0M | $203.6M | ||
| Q2 24 | $250.4M | $206.0M | ||
| Q1 24 | $250.5M | $184.6M |
| Q4 25 | $3.4M | $5.3M | ||
| Q3 25 | $5.2M | $1.3M | ||
| Q2 25 | $6.9M | $4.9M | ||
| Q1 25 | $9.8M | $2.5M | ||
| Q4 24 | $8.7M | $6.5M | ||
| Q3 24 | $-30.0M | $3.4M | ||
| Q2 24 | $-31.0M | $4.8M | ||
| Q1 24 | $-26.4M | $-703.0K |
| Q4 25 | 2.6% | 3.2% | ||
| Q3 25 | 6.0% | 0.9% | ||
| Q2 25 | 4.3% | 2.4% | ||
| Q1 25 | 5.6% | 1.6% | ||
| Q4 24 | 89.6% | 3.3% | ||
| Q3 24 | -15.8% | 1.9% | ||
| Q2 24 | -19.6% | 2.4% | ||
| Q1 24 | -12.2% | -0.5% |
| Q4 25 | 1.4% | 2.3% | ||
| Q3 25 | 2.2% | 0.6% | ||
| Q2 25 | 2.9% | 2.2% | ||
| Q1 25 | 4.1% | 1.2% | ||
| Q4 24 | 200.1% | 2.4% | ||
| Q3 24 | -12.0% | 1.7% | ||
| Q2 24 | -12.4% | 2.3% | ||
| Q1 24 | -10.6% | -0.4% |
| Q4 25 | $0.07 | $0.11 | ||
| Q3 25 | $0.11 | $0.03 | ||
| Q2 25 | $0.14 | $0.10 | ||
| Q1 25 | $0.21 | $0.05 | ||
| Q4 24 | $0.26 | $0.13 | ||
| Q3 24 | $-0.75 | $0.07 | ||
| Q2 24 | $-0.78 | $0.11 | ||
| Q1 24 | $-0.68 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $105.5M | $31.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $390.1M | $229.8M |
| Total Assets | $3.3B | $439.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $105.5M | $31.9M | ||
| Q3 25 | $104.6M | $28.1M | ||
| Q2 25 | $96.8M | $22.9M | ||
| Q1 25 | $78.5M | $19.0M | ||
| Q4 24 | $60.0M | $19.9M | ||
| Q3 24 | $71.8M | $10.4M | ||
| Q2 24 | $72.9M | $24.9M | ||
| Q1 24 | $69.2M | $31.2M |
| Q4 25 | $390.1M | $229.8M | ||
| Q3 25 | $383.9M | $225.7M | ||
| Q2 25 | $376.0M | $226.0M | ||
| Q1 25 | $366.1M | $218.2M | ||
| Q4 24 | $353.8M | $214.4M | ||
| Q3 24 | $327.6M | $212.4M | ||
| Q2 24 | $354.1M | $209.4M | ||
| Q1 24 | $382.0M | $206.0M |
| Q4 25 | $3.3B | $439.4M | ||
| Q3 25 | $3.2B | $445.3M | ||
| Q2 25 | $3.2B | $426.8M | ||
| Q1 25 | $3.2B | $414.5M | ||
| Q4 24 | $3.2B | $386.8M | ||
| Q3 24 | $3.3B | $375.3M | ||
| Q2 24 | $3.3B | $371.2M | ||
| Q1 24 | $3.3B | $364.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $413.4M | $12.4M |
| Free Cash FlowOCF − Capex | — | $11.6M |
| FCF MarginFCF / Revenue | — | 5.0% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | 121.45× | 2.33× |
| TTM Free Cash FlowTrailing 4 quarters | — | $8.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $413.4M | $12.4M | ||
| Q3 25 | $99.0M | $2.5M | ||
| Q2 25 | $104.5M | $3.1M | ||
| Q1 25 | $101.0M | $-5.7M | ||
| Q4 24 | $393.5M | $15.7M | ||
| Q3 24 | $108.5M | $205.0K | ||
| Q2 24 | $107.7M | $1.3M | ||
| Q1 24 | $85.9M | $3.9M |
| Q4 25 | — | $11.6M | ||
| Q3 25 | — | $977.0K | ||
| Q2 25 | — | $2.2M | ||
| Q1 25 | — | $-6.4M | ||
| Q4 24 | — | $14.1M | ||
| Q3 24 | — | $-1.9M | ||
| Q2 24 | — | $-185.0K | ||
| Q1 24 | — | $1.8M |
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | -3.0% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | — | -0.9% | ||
| Q2 24 | — | -0.1% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 1.2% |
| Q4 25 | 121.45× | 2.33× | ||
| Q3 25 | 19.05× | 1.90× | ||
| Q2 25 | 15.20× | 0.63× | ||
| Q1 25 | 10.34× | -2.26× | ||
| Q4 24 | 45.04× | 2.43× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.26× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPRT
Segment breakdown not available.
RLGT
| Transferred Over Time | $201.2M | 87% |
| Other | $25.0M | 11% |
| Value Added Services | $4.2M | 2% |
| Transferred At Point In Time | $1.8M | 1% |
