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Side-by-side financial comparison of OFG BANCORP (OFG) and COMSCORE, INC. (SCOR). Click either name above to swap in a different company.

OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $93.5M, roughly 2.0× COMSCORE, INC.). OFG BANCORP runs the higher net margin — 30.3% vs 3.2%, a 27.1% gap on every dollar of revenue. On growth, OFG BANCORP posted the faster year-over-year revenue change (0.9% vs -1.5%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $2.9M). Over the past eight quarters, COMSCORE, INC.'s revenue compounded faster (3.8% CAGR vs 2.8%).

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

Comscore, Inc. is an American-based global media measurement and analytics company providing marketing data and analytics to enterprises, advertising agencies, brand marketers, and publishers.

OFG vs SCOR — Head-to-Head

Bigger by revenue
OFG
OFG
2.0× larger
OFG
$184.3M
$93.5M
SCOR
Growing faster (revenue YoY)
OFG
OFG
+2.4% gap
OFG
0.9%
-1.5%
SCOR
Higher net margin
OFG
OFG
27.1% more per $
OFG
30.3%
3.2%
SCOR
More free cash flow
OFG
OFG
$196.4M more FCF
OFG
$199.3M
$2.9M
SCOR
Faster 2-yr revenue CAGR
SCOR
SCOR
Annualised
SCOR
3.8%
2.8%
OFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OFG
OFG
SCOR
SCOR
Revenue
$184.3M
$93.5M
Net Profit
$55.9M
$3.0M
Gross Margin
41.0%
Operating Margin
25.7%
7.0%
Net Margin
30.3%
3.2%
Revenue YoY
0.9%
-1.5%
Net Profit YoY
11.0%
-3.7%
EPS (diluted)
$1.27
$9.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OFG
OFG
SCOR
SCOR
Q4 25
$184.3M
$93.5M
Q3 25
$186.2M
$88.9M
Q2 25
$182.4M
$89.4M
Q1 25
$178.6M
$85.7M
Q4 24
$182.7M
$94.9M
Q3 24
$174.7M
$88.5M
Q2 24
$179.8M
$85.8M
Q1 24
$174.4M
$86.8M
Net Profit
OFG
OFG
SCOR
SCOR
Q4 25
$55.9M
$3.0M
Q3 25
$51.8M
$453.0K
Q2 25
$51.8M
$-9.5M
Q1 25
$45.6M
$-4.0M
Q4 24
$50.3M
$3.1M
Q3 24
$47.0M
$-60.6M
Q2 24
$51.1M
$-1.7M
Q1 24
$49.7M
$-1.1M
Gross Margin
OFG
OFG
SCOR
SCOR
Q4 25
41.0%
Q3 25
40.6%
Q2 25
40.6%
Q1 25
39.6%
Q4 24
42.4%
Q3 24
41.2%
Q2 24
39.5%
Q1 24
42.3%
Operating Margin
OFG
OFG
SCOR
SCOR
Q4 25
25.7%
7.0%
Q3 25
33.0%
1.9%
Q2 25
36.1%
-1.9%
Q1 25
33.3%
-2.4%
Q4 24
28.9%
4.1%
Q3 24
35.4%
-67.4%
Q2 24
39.6%
-2.2%
Q1 24
38.9%
-2.2%
Net Margin
OFG
OFG
SCOR
SCOR
Q4 25
30.3%
3.2%
Q3 25
27.8%
0.5%
Q2 25
28.4%
-10.6%
Q1 25
25.5%
-4.7%
Q4 24
27.6%
3.3%
Q3 24
26.9%
-68.5%
Q2 24
28.4%
-2.0%
Q1 24
28.5%
-1.2%
EPS (diluted)
OFG
OFG
SCOR
SCOR
Q4 25
$1.27
$9.50
Q3 25
$1.16
$-0.86
Q2 25
$1.15
$-2.73
Q1 25
$1.00
$-1.66
Q4 24
$1.10
$-0.47
Q3 24
$1.00
$-12.79
Q2 24
$1.08
$-1.19
Q1 24
$1.05
$-1.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OFG
OFG
SCOR
SCOR
Cash + ST InvestmentsLiquidity on hand
$1.0B
$23.6M
Total DebtLower is stronger
$41.5M
Stockholders' EquityBook value
$1.4B
$111.4M
Total Assets
$12.5B
$407.7M
Debt / EquityLower = less leverage
0.37×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OFG
OFG
SCOR
SCOR
Q4 25
$1.0B
$23.6M
Q3 25
$740.3M
$26.7M
Q2 25
$851.8M
$26.0M
Q1 25
$710.6M
$31.0M
Q4 24
$591.1M
$29.9M
Q3 24
$680.6M
$20.0M
Q2 24
$740.4M
$14.7M
Q1 24
$754.4M
$18.7M
Total Debt
OFG
OFG
SCOR
SCOR
Q4 25
$41.5M
Q3 25
$41.4M
Q2 25
$41.3M
Q1 25
$41.3M
Q4 24
$41.2M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OFG
OFG
SCOR
SCOR
Q4 25
$1.4B
$111.4M
Q3 25
$1.4B
$-26.3M
Q2 25
$1.3B
$-21.7M
Q1 25
$1.3B
$-13.5M
Q4 24
$1.3B
$-8.3M
Q3 24
$1.3B
$-2.7M
Q2 24
$1.2B
$45.8M
Q1 24
$1.2B
$51.4M
Total Assets
OFG
OFG
SCOR
SCOR
Q4 25
$12.5B
$407.7M
Q3 25
$12.2B
$406.9M
Q2 25
$12.2B
$415.9M
Q1 25
$11.7B
$421.5M
Q4 24
$11.5B
$430.2M
Q3 24
$11.5B
$412.5M
Q2 24
$11.3B
$474.1M
Q1 24
$11.2B
$477.7M
Debt / Equity
OFG
OFG
SCOR
SCOR
Q4 25
0.37×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OFG
OFG
SCOR
SCOR
Operating Cash FlowLast quarter
$217.7M
$3.2M
Free Cash FlowOCF − Capex
$199.3M
$2.9M
FCF MarginFCF / Revenue
108.1%
3.1%
Capex IntensityCapex / Revenue
10.0%
0.3%
Cash ConversionOCF / Net Profit
3.90×
1.07×
TTM Free Cash FlowTrailing 4 quarters
$345.4M
$21.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OFG
OFG
SCOR
SCOR
Q4 25
$217.7M
$3.2M
Q3 25
$39.5M
$9.5M
Q2 25
$35.9M
$932.0K
Q1 25
$83.1M
$9.1M
Q4 24
$252.5M
$-10.0M
Q3 24
$58.1M
$12.5M
Q2 24
$95.1M
$8.7M
Q1 24
$61.0M
$6.9M
Free Cash Flow
OFG
OFG
SCOR
SCOR
Q4 25
$199.3M
$2.9M
Q3 25
$35.5M
$9.4M
Q2 25
$31.8M
$787.0K
Q1 25
$78.7M
$8.7M
Q4 24
$231.2M
$-10.3M
Q3 24
$51.8M
$12.4M
Q2 24
$90.4M
$8.5M
Q1 24
$54.8M
$6.6M
FCF Margin
OFG
OFG
SCOR
SCOR
Q4 25
108.1%
3.1%
Q3 25
19.1%
10.5%
Q2 25
17.4%
0.9%
Q1 25
44.1%
10.1%
Q4 24
126.5%
-10.8%
Q3 24
29.6%
14.0%
Q2 24
50.3%
10.0%
Q1 24
31.4%
7.6%
Capex Intensity
OFG
OFG
SCOR
SCOR
Q4 25
10.0%
0.3%
Q3 25
2.1%
0.1%
Q2 25
2.3%
0.2%
Q1 25
2.4%
0.4%
Q4 24
11.7%
0.2%
Q3 24
3.6%
0.1%
Q2 24
2.6%
0.2%
Q1 24
3.5%
0.3%
Cash Conversion
OFG
OFG
SCOR
SCOR
Q4 25
3.90×
1.07×
Q3 25
0.76×
20.96×
Q2 25
0.69×
Q1 25
1.82×
Q4 24
5.02×
-3.19×
Q3 24
1.24×
Q2 24
1.86×
Q1 24
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OFG
OFG

Segment breakdown not available.

SCOR
SCOR

Transferred Over Time$77.1M83%
Research Insight Solutions$14.6M16%
Related Party$2.5M3%

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