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Side-by-side financial comparison of OFG BANCORP (OFG) and SMITH & WESSON BRANDS, INC. (SWBI). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $124.7M, roughly 1.5× SMITH & WESSON BRANDS, INC.). OFG BANCORP runs the higher net margin — 30.3% vs 1.5%, a 28.8% gap on every dollar of revenue. On growth, OFG BANCORP posted the faster year-over-year revenue change (0.9% vs -3.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $16.3M). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs -4.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
OFG vs SWBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $124.7M |
| Net Profit | $55.9M | $1.9M |
| Gross Margin | — | 24.3% |
| Operating Margin | 25.7% | 3.3% |
| Net Margin | 30.3% | 1.5% |
| Revenue YoY | 0.9% | -3.9% |
| Net Profit YoY | 11.0% | -53.6% |
| EPS (diluted) | $1.27 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $124.7M | ||
| Q3 25 | $186.2M | $85.1M | ||
| Q2 25 | $182.4M | $140.8M | ||
| Q1 25 | $178.6M | $115.9M | ||
| Q4 24 | $182.7M | $129.7M | ||
| Q3 24 | $174.7M | $88.3M | ||
| Q2 24 | $179.8M | $159.1M | ||
| Q1 24 | $174.4M | $137.5M |
| Q4 25 | $55.9M | $1.9M | ||
| Q3 25 | $51.8M | $-3.4M | ||
| Q2 25 | $51.8M | $8.6M | ||
| Q1 25 | $45.6M | $2.1M | ||
| Q4 24 | $50.3M | $4.5M | ||
| Q3 24 | $47.0M | $-1.9M | ||
| Q2 24 | $51.1M | $27.9M | ||
| Q1 24 | $49.7M | $7.9M |
| Q4 25 | — | 24.3% | ||
| Q3 25 | — | 25.9% | ||
| Q2 25 | — | 28.8% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 26.6% | ||
| Q3 24 | — | 27.4% | ||
| Q2 24 | — | 35.5% | ||
| Q1 24 | — | 28.7% |
| Q4 25 | 25.7% | 3.3% | ||
| Q3 25 | 33.0% | -3.5% | ||
| Q2 25 | 36.1% | 9.3% | ||
| Q1 25 | 33.3% | 4.1% | ||
| Q4 24 | 28.9% | 5.8% | ||
| Q3 24 | 35.4% | -1.7% | ||
| Q2 24 | 39.6% | 17.4% | ||
| Q1 24 | 38.9% | 8.2% |
| Q4 25 | 30.3% | 1.5% | ||
| Q3 25 | 27.8% | -4.0% | ||
| Q2 25 | 28.4% | 6.1% | ||
| Q1 25 | 25.5% | 1.8% | ||
| Q4 24 | 27.6% | 3.5% | ||
| Q3 24 | 26.9% | -2.1% | ||
| Q2 24 | 28.4% | 17.5% | ||
| Q1 24 | 28.5% | 5.7% |
| Q4 25 | $1.27 | $0.04 | ||
| Q3 25 | $1.16 | $-0.08 | ||
| Q2 25 | $1.15 | $0.19 | ||
| Q1 25 | $1.00 | $0.05 | ||
| Q4 24 | $1.10 | $0.10 | ||
| Q3 24 | $1.00 | $-0.04 | ||
| Q2 24 | $1.08 | $0.60 | ||
| Q1 24 | $1.05 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $22.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $363.2M |
| Total Assets | $12.5B | $548.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $22.4M | ||
| Q3 25 | $740.3M | $18.0M | ||
| Q2 25 | $851.8M | $25.2M | ||
| Q1 25 | $710.6M | $26.7M | ||
| Q4 24 | $591.1M | $39.1M | ||
| Q3 24 | $680.6M | $35.5M | ||
| Q2 24 | $740.4M | $60.8M | ||
| Q1 24 | $754.4M | $47.4M |
| Q4 25 | $1.4B | $363.2M | ||
| Q3 25 | $1.4B | $364.4M | ||
| Q2 25 | $1.3B | $372.5M | ||
| Q1 25 | $1.3B | $366.9M | ||
| Q4 24 | $1.3B | $371.5M | ||
| Q3 24 | $1.3B | $380.0M | ||
| Q2 24 | $1.2B | $399.9M | ||
| Q1 24 | $1.2B | $376.4M |
| Q4 25 | $12.5B | $548.6M | ||
| Q3 25 | $12.2B | $554.6M | ||
| Q2 25 | $12.2B | $559.6M | ||
| Q1 25 | $11.7B | $578.9M | ||
| Q4 24 | $11.5B | $587.4M | ||
| Q3 24 | $11.5B | $571.3M | ||
| Q2 24 | $11.3B | $577.4M | ||
| Q1 24 | $11.2B | $570.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $27.3M |
| Free Cash FlowOCF − Capex | $199.3M | $16.3M |
| FCF MarginFCF / Revenue | 108.1% | 13.1% |
| Capex IntensityCapex / Revenue | 10.0% | 8.8% |
| Cash ConversionOCF / Net Profit | 3.90× | 14.22× |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $21.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $27.3M | ||
| Q3 25 | $39.5M | $-8.1M | ||
| Q2 25 | $35.9M | $40.8M | ||
| Q1 25 | $83.1M | $-9.8M | ||
| Q4 24 | $252.5M | $-7.4M | ||
| Q3 24 | $58.1M | $-30.8M | ||
| Q2 24 | $95.1M | $43.7M | ||
| Q1 24 | $61.0M | $25.2M |
| Q4 25 | $199.3M | $16.3M | ||
| Q3 25 | $35.5M | $-12.4M | ||
| Q2 25 | $31.8M | $33.5M | ||
| Q1 25 | $78.7M | $-16.1M | ||
| Q4 24 | $231.2M | $-10.7M | ||
| Q3 24 | $51.8M | $-35.5M | ||
| Q2 24 | $90.4M | $38.2M | ||
| Q1 24 | $54.8M | $7.0M |
| Q4 25 | 108.1% | 13.1% | ||
| Q3 25 | 19.1% | -14.6% | ||
| Q2 25 | 17.4% | 23.8% | ||
| Q1 25 | 44.1% | -13.9% | ||
| Q4 24 | 126.5% | -8.3% | ||
| Q3 24 | 29.6% | -40.2% | ||
| Q2 24 | 50.3% | 24.0% | ||
| Q1 24 | 31.4% | 5.1% |
| Q4 25 | 10.0% | 8.8% | ||
| Q3 25 | 2.1% | 5.0% | ||
| Q2 25 | 2.3% | 5.2% | ||
| Q1 25 | 2.4% | 5.4% | ||
| Q4 24 | 11.7% | 2.5% | ||
| Q3 24 | 3.6% | 5.3% | ||
| Q2 24 | 2.6% | 3.5% | ||
| Q1 24 | 3.5% | 13.2% |
| Q4 25 | 3.90× | 14.22× | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | 4.73× | ||
| Q1 25 | 1.82× | -4.68× | ||
| Q4 24 | 5.02× | -1.63× | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | 1.57× | ||
| Q1 24 | 1.23× | 3.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
