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Side-by-side financial comparison of OFG BANCORP (OFG) and Vital Farms, Inc. (VITL). Click either name above to swap in a different company.
Vital Farms, Inc. is the larger business by last-quarter revenue ($213.6M vs $184.3M, roughly 1.2× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 7.6%, a 22.7% gap on every dollar of revenue. On growth, Vital Farms, Inc. posted the faster year-over-year revenue change (28.7% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $-32.1M). Over the past eight quarters, Vital Farms, Inc.'s revenue compounded faster (20.2% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Vital Tomosi Dairy Limited is a dairy processing company in Uganda. The company is a joint venture between Vital Capital Fund, "an impact investing fund primarily focused on Sub-Saharan Africa", and "Tomosi Dairy Farms, a Ugandan producer of dairy products".
OFG vs VITL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $213.6M |
| Net Profit | $55.9M | $16.3M |
| Gross Margin | — | 35.8% |
| Operating Margin | 25.7% | 10.0% |
| Net Margin | 30.3% | 7.6% |
| Revenue YoY | 0.9% | 28.7% |
| Net Profit YoY | 11.0% | 54.3% |
| EPS (diluted) | $1.27 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $213.6M | ||
| Q3 25 | $186.2M | $198.9M | ||
| Q2 25 | $182.4M | $184.8M | ||
| Q1 25 | $178.6M | $162.2M | ||
| Q4 24 | $182.7M | $166.0M | ||
| Q3 24 | $174.7M | $145.0M | ||
| Q2 24 | $179.8M | $147.4M | ||
| Q1 24 | $174.4M | $147.9M |
| Q4 25 | $55.9M | $16.3M | ||
| Q3 25 | $51.8M | $16.4M | ||
| Q2 25 | $51.8M | $16.6M | ||
| Q1 25 | $45.6M | $16.9M | ||
| Q4 24 | $50.3M | $10.6M | ||
| Q3 24 | $47.0M | $7.4M | ||
| Q2 24 | $51.1M | $16.3M | ||
| Q1 24 | $49.7M | $19.0M |
| Q4 25 | — | 35.8% | ||
| Q3 25 | — | 37.7% | ||
| Q2 25 | — | 38.9% | ||
| Q1 25 | — | 38.5% | ||
| Q4 24 | — | 36.1% | ||
| Q3 24 | — | 36.9% | ||
| Q2 24 | — | 39.1% | ||
| Q1 24 | — | 39.8% |
| Q4 25 | 25.7% | 10.0% | ||
| Q3 25 | 33.0% | 10.8% | ||
| Q2 25 | 36.1% | 12.9% | ||
| Q1 25 | 33.3% | 13.4% | ||
| Q4 24 | 28.9% | 7.8% | ||
| Q3 24 | 35.4% | 6.4% | ||
| Q2 24 | 39.6% | 11.6% | ||
| Q1 24 | 38.9% | 16.3% |
| Q4 25 | 30.3% | 7.6% | ||
| Q3 25 | 27.8% | 8.3% | ||
| Q2 25 | 28.4% | 9.0% | ||
| Q1 25 | 25.5% | 10.4% | ||
| Q4 24 | 27.6% | 6.4% | ||
| Q3 24 | 26.9% | 5.1% | ||
| Q2 24 | 28.4% | 11.1% | ||
| Q1 24 | 28.5% | 12.9% |
| Q4 25 | $1.27 | $0.35 | ||
| Q3 25 | $1.16 | $0.36 | ||
| Q2 25 | $1.15 | $0.36 | ||
| Q1 25 | $1.00 | $0.37 | ||
| Q4 24 | $1.10 | $0.23 | ||
| Q3 24 | $1.00 | $0.16 | ||
| Q2 24 | $1.08 | $0.36 | ||
| Q1 24 | $1.05 | $0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $48.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $351.3M |
| Total Assets | $12.5B | $518.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $48.8M | ||
| Q3 25 | $740.3M | $93.8M | ||
| Q2 25 | $851.8M | $108.2M | ||
| Q1 25 | $710.6M | $156.3M | ||
| Q4 24 | $591.1M | $150.6M | ||
| Q3 24 | $680.6M | $149.5M | ||
| Q2 24 | $740.4M | $133.2M | ||
| Q1 24 | $754.4M | $113.8M |
| Q4 25 | $1.4B | $351.3M | ||
| Q3 25 | $1.4B | $331.2M | ||
| Q2 25 | $1.3B | $309.8M | ||
| Q1 25 | $1.3B | $288.9M | ||
| Q4 24 | $1.3B | $269.3M | ||
| Q3 24 | $1.3B | $253.4M | ||
| Q2 24 | $1.2B | $238.4M | ||
| Q1 24 | $1.2B | $213.3M |
| Q4 25 | $12.5B | $518.7M | ||
| Q3 25 | $12.2B | $481.5M | ||
| Q2 25 | $12.2B | $430.8M | ||
| Q1 25 | $11.7B | $376.9M | ||
| Q4 24 | $11.5B | $359.3M | ||
| Q3 24 | $11.5B | $344.7M | ||
| Q2 24 | $11.3B | $320.5M | ||
| Q1 24 | $11.2B | $300.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $5.8M |
| Free Cash FlowOCF − Capex | $199.3M | $-32.1M |
| FCF MarginFCF / Revenue | 108.1% | -15.1% |
| Capex IntensityCapex / Revenue | 10.0% | 17.8% |
| Cash ConversionOCF / Net Profit | 3.90× | 0.35× |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $-48.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $5.8M | ||
| Q3 25 | $39.5M | $23.4M | ||
| Q2 25 | $35.9M | $-761.0K | ||
| Q1 25 | $83.1M | $5.3M | ||
| Q4 24 | $252.5M | $14.8M | ||
| Q3 24 | $58.1M | $10.0M | ||
| Q2 24 | $95.1M | $16.1M | ||
| Q1 24 | $61.0M | $23.9M |
| Q4 25 | $199.3M | $-32.1M | ||
| Q3 25 | $35.5M | $-10.6M | ||
| Q2 25 | $31.8M | $-7.6M | ||
| Q1 25 | $78.7M | $2.1M | ||
| Q4 24 | $231.2M | $-3.4M | ||
| Q3 24 | $51.8M | $6.4M | ||
| Q2 24 | $90.4M | $10.5M | ||
| Q1 24 | $54.8M | $22.6M |
| Q4 25 | 108.1% | -15.1% | ||
| Q3 25 | 19.1% | -5.3% | ||
| Q2 25 | 17.4% | -4.1% | ||
| Q1 25 | 44.1% | 1.3% | ||
| Q4 24 | 126.5% | -2.0% | ||
| Q3 24 | 29.6% | 4.4% | ||
| Q2 24 | 50.3% | 7.2% | ||
| Q1 24 | 31.4% | 15.3% |
| Q4 25 | 10.0% | 17.8% | ||
| Q3 25 | 2.1% | 17.1% | ||
| Q2 25 | 2.3% | 3.7% | ||
| Q1 25 | 2.4% | 1.9% | ||
| Q4 24 | 11.7% | 10.9% | ||
| Q3 24 | 3.6% | 2.5% | ||
| Q2 24 | 2.6% | 3.8% | ||
| Q1 24 | 3.5% | 0.9% |
| Q4 25 | 3.90× | 0.35× | ||
| Q3 25 | 0.76× | 1.43× | ||
| Q2 25 | 0.69× | -0.05× | ||
| Q1 25 | 1.82× | 0.31× | ||
| Q4 24 | 5.02× | 1.40× | ||
| Q3 24 | 1.24× | 1.34× | ||
| Q2 24 | 1.86× | 0.99× | ||
| Q1 24 | 1.23× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
VITL
| Eggs And Egg Related Products | $205.8M | 96% |
| Butter And Butter Related Products | $7.7M | 4% |
