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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and Belpointe PREP, LLC (OZ). Click either name above to swap in a different company.
Belpointe PREP, LLC is the larger business by last-quarter revenue ($3.1M vs $1.8M, roughly 1.7× OLB GROUP, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -380.8%, a 297.1% gap on every dollar of revenue. On growth, Belpointe PREP, LLC posted the faster year-over-year revenue change (180.1% vs -35.2%). Over the past eight quarters, Belpointe PREP, LLC's revenue compounded faster (201.5% CAGR vs -28.7%).
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
OLB vs OZ — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8M | $3.1M |
| Net Profit | $-1.5M | $-11.7M |
| Gross Margin | — | — |
| Operating Margin | -83.7% | — |
| Net Margin | -83.7% | -380.8% |
| Revenue YoY | -35.2% | 180.1% |
| Net Profit YoY | 67.5% | -41.8% |
| EPS (diluted) | $-0.48 | $-3.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8M | $3.1M | ||
| Q3 25 | $2.3M | $2.4M | ||
| Q2 25 | $2.3M | $2.0M | ||
| Q1 25 | $2.3M | $1.7M | ||
| Q4 24 | $2.7M | $1.1M | ||
| Q3 24 | $3.1M | $860.0K | ||
| Q2 24 | $3.5M | $384.0K | ||
| Q1 24 | $3.5M | $337.0K |
| Q4 25 | $-1.5M | $-11.7M | ||
| Q3 25 | $-1.2M | $-12.1M | ||
| Q2 25 | $-2.1M | $-7.6M | ||
| Q1 25 | $-1.1M | $-8.6M | ||
| Q4 24 | $-4.6M | $-8.2M | ||
| Q3 24 | $-1.6M | $-6.9M | ||
| Q2 24 | $-2.6M | $-4.7M | ||
| Q1 24 | $-2.4M | $-4.0M |
| Q4 25 | -83.7% | — | ||
| Q3 25 | -49.1% | — | ||
| Q2 25 | -74.8% | — | ||
| Q1 25 | -36.6% | — | ||
| Q4 24 | -166.0% | — | ||
| Q3 24 | -52.9% | — | ||
| Q2 24 | -74.3% | — | ||
| Q1 24 | -82.6% | — |
| Q4 25 | -83.7% | -380.8% | ||
| Q3 25 | -50.8% | -509.3% | ||
| Q2 25 | -93.7% | -381.0% | ||
| Q1 25 | -46.9% | -495.6% | ||
| Q4 24 | -167.1% | -752.0% | ||
| Q3 24 | -52.9% | -805.6% | ||
| Q2 24 | -75.2% | -1229.2% | ||
| Q1 24 | -67.8% | -1181.3% |
| Q4 25 | $-0.48 | $-3.10 | ||
| Q3 25 | $-0.13 | $-3.21 | ||
| Q2 25 | $-0.66 | $-2.06 | ||
| Q1 25 | $-0.47 | $-2.35 | ||
| Q4 24 | $-3.55 | $-2.26 | ||
| Q3 24 | $-0.92 | $-1.90 | ||
| Q2 24 | $-1.49 | $-1.30 | ||
| Q1 24 | $-0.14 | $-1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $24.3M |
| Total DebtLower is stronger | — | $260.6M |
| Stockholders' EquityBook value | $4.6M | — |
| Total Assets | $12.3M | $564.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $24.3M | ||
| Q3 25 | — | $29.6M | ||
| Q2 25 | — | $25.0M | ||
| Q1 25 | $29.3K | $23.0M | ||
| Q4 24 | $27.4K | $24.7M | ||
| Q3 24 | $41.3K | $24.0M | ||
| Q2 24 | $53.3K | $24.7M | ||
| Q1 24 | $3.3K | $29.2M |
| Q4 25 | — | $260.6M | ||
| Q3 25 | — | $251.4M | ||
| Q2 25 | — | $228.4M | ||
| Q1 25 | — | $203.3M | ||
| Q4 24 | — | $177.0M | ||
| Q3 24 | — | $144.1M | ||
| Q2 24 | — | $119.9M | ||
| Q1 24 | — | $86.9M |
| Q4 25 | $4.6M | — | ||
| Q3 25 | $5.3M | — | ||
| Q2 25 | $6.4M | — | ||
| Q1 25 | $2.3M | — | ||
| Q4 24 | $3.2M | — | ||
| Q3 24 | $6.7M | — | ||
| Q2 24 | $8.3M | — | ||
| Q1 24 | $11.0M | — |
| Q4 25 | $12.3M | $564.2M | ||
| Q3 25 | $12.2M | $570.8M | ||
| Q2 25 | $12.4M | $556.8M | ||
| Q1 25 | $12.5M | $537.4M | ||
| Q4 24 | $12.7M | $517.6M | ||
| Q3 24 | $15.9M | $495.7M | ||
| Q2 24 | $16.6M | $476.2M | ||
| Q1 24 | $18.3M | $450.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $-25.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3M | $-25.2M | ||
| Q3 25 | $-115.5K | $-6.0M | ||
| Q2 25 | $-1.0M | $-2.4M | ||
| Q1 25 | $-155.8K | $-6.6M | ||
| Q4 24 | $-2.6M | $-13.7M | ||
| Q3 24 | $-376.7K | $-3.3M | ||
| Q2 24 | $-785.5K | $1.2M | ||
| Q1 24 | $-424.7K | $-6.6M |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
OZ
Segment breakdown not available.
