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Side-by-side financial comparison of OP Bancorp (OPBK) and Village Farms International, Inc. (VFF). Click either name above to swap in a different company.
OP Bancorp is the larger business by last-quarter revenue ($24.3M vs $12.2M, roughly 2.0× Village Farms International, Inc.). On growth, Village Farms International, Inc. posted the faster year-over-year revenue change (31.5% vs 13.7%).
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
Grafton Village Cheese Company is a cheesemaker in the town of Grafton in the U.S. state of Vermont. The company produces hand-crafted aged cheddar cheese.
OPBK vs VFF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $24.3M | $12.2M |
| Net Profit | — | $2.4M |
| Gross Margin | — | — |
| Operating Margin | 39.2% | — |
| Net Margin | — | 19.9% |
| Revenue YoY | 13.7% | 31.5% |
| Net Profit YoY | — | 128.2% |
| EPS (diluted) | $0.48 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $24.3M | $12.2M | ||
| Q3 25 | $24.5M | $66.7M | ||
| Q2 25 | $23.7M | $59.9M | ||
| Q1 25 | $22.2M | $77.1M | ||
| Q4 24 | $21.3M | — | ||
| Q3 24 | $20.7M | $54.9M | ||
| Q2 24 | $20.4M | $53.6M | ||
| Q1 24 | $19.6M | $78.1M |
| Q4 25 | — | $2.4M | ||
| Q3 25 | $6.7M | $10.2M | ||
| Q2 25 | $6.3M | $26.5M | ||
| Q1 25 | $5.6M | $-6.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | $5.4M | $-820.0K | ||
| Q2 24 | $5.4M | $-23.5M | ||
| Q1 24 | $5.2M | $-2.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | 47.9% | ||
| Q2 25 | — | 37.3% | ||
| Q1 25 | — | 14.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 24.8% | ||
| Q2 24 | — | 25.4% | ||
| Q1 24 | — | 19.9% |
| Q4 25 | 39.2% | — | ||
| Q3 25 | 39.5% | 23.3% | ||
| Q2 25 | 35.7% | 20.8% | ||
| Q1 25 | 34.6% | -8.0% | ||
| Q4 24 | 31.2% | — | ||
| Q3 24 | 36.5% | 3.8% | ||
| Q2 24 | 37.2% | -43.5% | ||
| Q1 24 | 37.1% | -3.0% |
| Q4 25 | — | 19.9% | ||
| Q3 25 | 27.4% | 15.3% | ||
| Q2 25 | 26.7% | 44.2% | ||
| Q1 25 | 25.0% | -8.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.2% | -1.5% | ||
| Q2 24 | 26.7% | -43.9% | ||
| Q1 24 | 26.7% | -3.7% |
| Q4 25 | $0.48 | $0.01 | ||
| Q3 25 | $0.45 | $0.08 | ||
| Q2 25 | $0.42 | $0.24 | ||
| Q1 25 | $0.37 | $-0.06 | ||
| Q4 24 | $0.33 | — | ||
| Q3 24 | $0.36 | $-0.01 | ||
| Q2 24 | $0.36 | $-0.21 | ||
| Q1 24 | $0.34 | $-0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $167.3M | $81.2M |
| Total DebtLower is stronger | — | $33.7M |
| Stockholders' EquityBook value | $227.9M | $299.9M |
| Total Assets | $2.7B | $423.1M |
| Debt / EquityLower = less leverage | — | 0.11× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $167.3M | $81.2M | ||
| Q3 25 | $166.7M | $82.6M | ||
| Q2 25 | $205.4M | $60.0M | ||
| Q1 25 | $198.9M | $15.1M | ||
| Q4 24 | $134.9M | — | ||
| Q3 24 | $166.8M | $28.7M | ||
| Q2 24 | $127.7M | $29.7M | ||
| Q1 24 | $139.2M | $26.7M |
| Q4 25 | — | $33.7M | ||
| Q3 25 | — | $34.6M | ||
| Q2 25 | — | $39.1M | ||
| Q1 25 | — | $39.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $43.3M | ||
| Q2 24 | — | $44.4M | ||
| Q1 24 | — | $46.1M |
| Q4 25 | $227.9M | $299.9M | ||
| Q3 25 | $221.5M | $295.4M | ||
| Q2 25 | $213.7M | $284.3M | ||
| Q1 25 | $210.1M | $248.3M | ||
| Q4 24 | $205.0M | — | ||
| Q3 24 | $203.6M | $274.4M | ||
| Q2 24 | $195.9M | $275.2M | ||
| Q1 24 | $194.7M | $296.2M |
| Q4 25 | $2.7B | $423.1M | ||
| Q3 25 | $2.6B | $418.4M | ||
| Q2 25 | $2.6B | $403.7M | ||
| Q1 25 | $2.5B | $377.1M | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.4B | $417.8M | ||
| Q2 24 | $2.3B | $425.4M | ||
| Q1 24 | $2.2B | $458.4M |
| Q4 25 | — | 0.11× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | — | 0.14× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 0.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.2M | — |
| Free Cash FlowOCF − Capex | $23.4M | — |
| FCF MarginFCF / Revenue | 96.2% | — |
| Capex IntensityCapex / Revenue | 11.5% | 90.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $43.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.2M | — | ||
| Q3 25 | $23.9M | $24.4M | ||
| Q2 25 | $-7.0M | — | ||
| Q1 25 | $5.6M | $-6.4M | ||
| Q4 24 | $31.2M | — | ||
| Q3 24 | $13.3M | $4.3M | ||
| Q2 24 | $15.8M | $5.7M | ||
| Q1 24 | $-3.2M | $-50.0K |
| Q4 25 | $23.4M | — | ||
| Q3 25 | $23.4M | $22.6M | ||
| Q2 25 | $-7.7M | — | ||
| Q1 25 | $4.2M | $-8.9M | ||
| Q4 24 | $29.7M | — | ||
| Q3 24 | $12.8M | $1.5M | ||
| Q2 24 | $15.7M | $4.8M | ||
| Q1 24 | $-3.2M | $-1.9M |
| Q4 25 | 96.2% | — | ||
| Q3 25 | 95.6% | 33.9% | ||
| Q2 25 | -32.5% | — | ||
| Q1 25 | 19.0% | -11.6% | ||
| Q4 24 | 139.0% | — | ||
| Q3 24 | 61.5% | 2.7% | ||
| Q2 24 | 77.0% | 9.0% | ||
| Q1 24 | -16.6% | -2.5% |
| Q4 25 | 11.5% | 90.8% | ||
| Q3 25 | 2.3% | 2.7% | ||
| Q2 25 | 3.0% | 4.6% | ||
| Q1 25 | 6.4% | 3.3% | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 2.8% | 5.1% | ||
| Q2 24 | 0.4% | 1.6% | ||
| Q1 24 | 0.5% | 2.4% |
| Q4 25 | — | — | ||
| Q3 25 | 3.57× | 2.39× | ||
| Q2 25 | -1.10× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.45× | — | ||
| Q2 24 | 2.90× | — | ||
| Q1 24 | -0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPBK
Segment breakdown not available.
VFF
| International Sales | $8.7M | 71% |
| Cannabis United States Segment | $3.4M | 27% |
