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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and Purple Innovation, Inc. (PRPL). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $140.7M, roughly 1.8× Purple Innovation, Inc.). Oportun Financial Corp runs the higher net margin — 1.4% vs -2.3%, a 3.7% gap on every dollar of revenue. On growth, Purple Innovation, Inc. posted the faster year-over-year revenue change (9.1% vs -1.3%). Over the past eight quarters, Purple Innovation, Inc.'s revenue compounded faster (8.3% CAGR vs -0.5%).
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
Purple Carrot is a Needham, Massachusetts-based, and 100% plant-based meal kit company. Founded by Andy Levitt, it offers both prepared meals as well as meal kits to subscribers weekly. As stated in a 2022 article in Cosmopolitan, “each Purple Carrot meal kit results in 72% less carbon being released into the atmosphere as compared to the standard American meal.”
OPRT vs PRPL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $247.7M | $140.7M |
| Net Profit | $3.4M | $-3.2M |
| Gross Margin | — | 41.9% |
| Operating Margin | 2.6% | -1.6% |
| Net Margin | 1.4% | -2.3% |
| Revenue YoY | -1.3% | 9.1% |
| Net Profit YoY | -61.0% | 62.1% |
| EPS (diluted) | $0.07 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $247.7M | $140.7M | ||
| Q3 25 | $238.7M | $118.8M | ||
| Q2 25 | $234.3M | $105.1M | ||
| Q1 25 | $235.9M | $104.2M | ||
| Q4 24 | $250.9M | $129.0M | ||
| Q3 24 | $250.0M | $118.6M | ||
| Q2 24 | $250.4M | $120.3M | ||
| Q1 24 | $250.5M | $120.0M |
| Q4 25 | $3.4M | $-3.2M | ||
| Q3 25 | $5.2M | $-11.7M | ||
| Q2 25 | $6.9M | $-17.3M | ||
| Q1 25 | $9.8M | $-19.1M | ||
| Q4 24 | $8.7M | $-8.5M | ||
| Q3 24 | $-30.0M | $-39.2M | ||
| Q2 24 | $-31.0M | $27.0K | ||
| Q1 24 | $-26.4M | $-50.2M |
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 34.8% |
| Q4 25 | 2.6% | -1.6% | ||
| Q3 25 | 6.0% | -10.2% | ||
| Q2 25 | 4.3% | -13.5% | ||
| Q1 25 | 5.6% | -13.9% | ||
| Q4 24 | 89.6% | -6.0% | ||
| Q3 24 | -15.8% | -39.5% | ||
| Q2 24 | -19.6% | -12.1% | ||
| Q1 24 | -12.2% | -19.3% |
| Q4 25 | 1.4% | -2.3% | ||
| Q3 25 | 2.2% | -9.9% | ||
| Q2 25 | 2.9% | -16.5% | ||
| Q1 25 | 4.1% | -18.4% | ||
| Q4 24 | 200.1% | -6.6% | ||
| Q3 24 | -12.0% | -33.1% | ||
| Q2 24 | -12.4% | 0.0% | ||
| Q1 24 | -10.6% | -41.8% |
| Q4 25 | $0.07 | $0.03 | ||
| Q3 25 | $0.11 | $0.11 | ||
| Q2 25 | $0.14 | $0.16 | ||
| Q1 25 | $0.21 | $0.18 | ||
| Q4 24 | $0.26 | $0.08 | ||
| Q3 24 | $-0.75 | $0.36 | ||
| Q2 24 | $-0.78 | $0.00 | ||
| Q1 24 | $-0.68 | $0.47 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $105.5M | $24.3M |
| Total DebtLower is stronger | — | $126.7M |
| Stockholders' EquityBook value | $390.1M | $-29.7M |
| Total Assets | $3.3B | $296.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $105.5M | $24.3M | ||
| Q3 25 | $104.6M | $32.4M | ||
| Q2 25 | $96.8M | $34.2M | ||
| Q1 25 | $78.5M | $21.6M | ||
| Q4 24 | $60.0M | $29.0M | ||
| Q3 24 | $71.8M | $23.4M | ||
| Q2 24 | $72.9M | $23.4M | ||
| Q1 24 | $69.2M | $34.5M |
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $390.1M | $-29.7M | ||
| Q3 25 | $383.9M | $-26.9M | ||
| Q2 25 | $376.0M | $-15.6M | ||
| Q1 25 | $366.1M | $1.3M | ||
| Q4 24 | $353.8M | $20.2M | ||
| Q3 24 | $327.6M | $28.0M | ||
| Q2 24 | $354.1M | $66.4M | ||
| Q1 24 | $382.0M | $65.5M |
| Q4 25 | $3.3B | $296.3M | ||
| Q3 25 | $3.2B | $302.1M | ||
| Q2 25 | $3.2B | $303.8M | ||
| Q1 25 | $3.2B | $293.8M | ||
| Q4 24 | $3.2B | $307.8M | ||
| Q3 24 | $3.3B | $309.3M | ||
| Q2 24 | $3.3B | $362.1M | ||
| Q1 24 | $3.3B | $382.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $413.4M | $-5.8M |
| Free Cash FlowOCF − Capex | — | $-7.8M |
| FCF MarginFCF / Revenue | — | -5.5% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | 121.45× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-41.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $413.4M | $-5.8M | ||
| Q3 25 | $99.0M | $-968.0K | ||
| Q2 25 | $104.5M | $-4.0M | ||
| Q1 25 | $101.0M | $-23.1M | ||
| Q4 24 | $393.5M | $6.8M | ||
| Q3 24 | $108.5M | $1.1M | ||
| Q2 24 | $107.7M | $-8.9M | ||
| Q1 24 | $85.9M | $-16.8M |
| Q4 25 | — | $-7.8M | ||
| Q3 25 | — | $-1.8M | ||
| Q2 25 | — | $-7.0M | ||
| Q1 25 | — | $-25.3M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $101.0K | ||
| Q2 24 | — | $-11.0M | ||
| Q1 24 | — | $-19.9M |
| Q4 25 | — | -5.5% | ||
| Q3 25 | — | -1.5% | ||
| Q2 25 | — | -6.6% | ||
| Q1 25 | — | -24.3% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | -9.2% | ||
| Q1 24 | — | -16.5% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | 1.7% | ||
| Q1 24 | — | 2.5% |
| Q4 25 | 121.45× | — | ||
| Q3 25 | 19.05× | — | ||
| Q2 25 | 15.20× | — | ||
| Q1 25 | 10.34× | — | ||
| Q4 24 | 45.04× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -330.22× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPRT
Segment breakdown not available.
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
