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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and QUINSTREET, INC (QNST). Click either name above to swap in a different company.
QUINSTREET, INC is the larger business by last-quarter revenue ($287.8M vs $247.7M, roughly 1.2× Oportun Financial Corp). QUINSTREET, INC runs the higher net margin — 17.4% vs 1.4%, a 16.1% gap on every dollar of revenue. On growth, QUINSTREET, INC posted the faster year-over-year revenue change (1.9% vs -1.3%). Over the past eight quarters, QUINSTREET, INC's revenue compounded faster (53.2% CAGR vs -0.5%).
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
QUINSTREET, INCQNSTEarnings & Financial Report
QuinStreet, Inc. is a publicly traded online marketing company based in Foster City, California. The company helps generate web traffic for clients by acquiring popular domain names.
OPRT vs QNST — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $247.7M | $287.8M |
| Net Profit | $3.4M | $50.2M |
| Gross Margin | — | 9.6% |
| Operating Margin | 2.6% | 0.4% |
| Net Margin | 1.4% | 17.4% |
| Revenue YoY | -1.3% | 1.9% |
| Net Profit YoY | -61.0% | 3342.5% |
| EPS (diluted) | $0.07 | $0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $247.7M | $287.8M | ||
| Q3 25 | $238.7M | $285.9M | ||
| Q2 25 | $234.3M | — | ||
| Q1 25 | $235.9M | $269.8M | ||
| Q4 24 | $250.9M | $282.6M | ||
| Q3 24 | $250.0M | $279.2M | ||
| Q2 24 | $250.4M | $198.3M | ||
| Q1 24 | $250.5M | $168.6M |
| Q4 25 | $3.4M | $50.2M | ||
| Q3 25 | $5.2M | $4.5M | ||
| Q2 25 | $6.9M | — | ||
| Q1 25 | $9.8M | $4.4M | ||
| Q4 24 | $8.7M | $-1.5M | ||
| Q3 24 | $-30.0M | $-1.4M | ||
| Q2 24 | $-31.0M | $-2.2M | ||
| Q1 24 | $-26.4M | $-7.0M |
| Q4 25 | — | 9.6% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | 8.5% |
| Q4 25 | 2.6% | 0.4% | ||
| Q3 25 | 6.0% | 1.7% | ||
| Q2 25 | 4.3% | — | ||
| Q1 25 | 5.6% | 1.8% | ||
| Q4 24 | 89.6% | -0.5% | ||
| Q3 24 | -15.8% | -0.4% | ||
| Q2 24 | -19.6% | -0.7% | ||
| Q1 24 | -12.2% | -3.2% |
| Q4 25 | 1.4% | 17.4% | ||
| Q3 25 | 2.2% | 1.6% | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 4.1% | 1.6% | ||
| Q4 24 | 200.1% | -0.5% | ||
| Q3 24 | -12.0% | -0.5% | ||
| Q2 24 | -12.4% | -1.1% | ||
| Q1 24 | -10.6% | -4.2% |
| Q4 25 | $0.07 | $0.87 | ||
| Q3 25 | $0.11 | $0.08 | ||
| Q2 25 | $0.14 | — | ||
| Q1 25 | $0.21 | $0.08 | ||
| Q4 24 | $0.26 | $-0.03 | ||
| Q3 24 | $-0.75 | $-0.02 | ||
| Q2 24 | $-0.78 | $-0.04 | ||
| Q1 24 | $-0.68 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $105.5M | $107.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $390.1M | $294.4M |
| Total Assets | $3.3B | $493.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $105.5M | $107.0M | ||
| Q3 25 | $104.6M | $101.3M | ||
| Q2 25 | $96.8M | — | ||
| Q1 25 | $78.5M | $81.8M | ||
| Q4 24 | $60.0M | $57.8M | ||
| Q3 24 | $71.8M | $25.0M | ||
| Q2 24 | $72.9M | $50.5M | ||
| Q1 24 | $69.2M | $39.6M |
| Q4 25 | $390.1M | $294.4M | ||
| Q3 25 | $383.9M | $246.7M | ||
| Q2 25 | $376.0M | — | ||
| Q1 25 | $366.1M | $235.5M | ||
| Q4 24 | $353.8M | $224.3M | ||
| Q3 24 | $327.6M | $219.8M | ||
| Q2 24 | $354.1M | $216.8M | ||
| Q1 24 | $382.0M | $215.0M |
| Q4 25 | $3.3B | $493.0M | ||
| Q3 25 | $3.2B | $442.6M | ||
| Q2 25 | $3.2B | — | ||
| Q1 25 | $3.2B | $417.2M | ||
| Q4 24 | $3.2B | $409.6M | ||
| Q3 24 | $3.3B | $401.2M | ||
| Q2 24 | $3.3B | $368.5M | ||
| Q1 24 | $3.3B | $349.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $413.4M | $21.6M |
| Free Cash FlowOCF − Capex | — | $20.7M |
| FCF MarginFCF / Revenue | — | 7.2% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | 121.45× | 0.43× |
| TTM Free Cash FlowTrailing 4 quarters | — | $106.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $413.4M | $21.6M | ||
| Q3 25 | $99.0M | $19.6M | ||
| Q2 25 | $104.5M | — | ||
| Q1 25 | $101.0M | $30.1M | ||
| Q4 24 | $393.5M | $38.7M | ||
| Q3 24 | $108.5M | $-13.7M | ||
| Q2 24 | $107.7M | $16.6M | ||
| Q1 24 | $85.9M | $4.1M |
| Q4 25 | — | $20.7M | ||
| Q3 25 | — | $18.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $29.5M | ||
| Q4 24 | — | $38.2M | ||
| Q3 24 | — | $-14.1M | ||
| Q2 24 | — | $15.4M | ||
| Q1 24 | — | $2.9M |
| Q4 25 | — | 7.2% | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 10.9% | ||
| Q4 24 | — | 13.5% | ||
| Q3 24 | — | -5.1% | ||
| Q2 24 | — | 7.8% | ||
| Q1 24 | — | 1.7% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 0.7% |
| Q4 25 | 121.45× | 0.43× | ||
| Q3 25 | 19.05× | 4.32× | ||
| Q2 25 | 15.20× | — | ||
| Q1 25 | 10.34× | 6.82× | ||
| Q4 24 | 45.04× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPRT
Segment breakdown not available.
QNST
| Financial Service | $216.8M | 75% |
| Home Services And Other Revenue | $71.0M | 25% |
