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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and SentinelOne, Inc. (S). Click either name above to swap in a different company.

SentinelOne, Inc. is the larger business by last-quarter revenue ($258.9M vs $247.7M, roughly 1.0× Oportun Financial Corp). Oportun Financial Corp runs the higher net margin — 1.4% vs -23.3%, a 24.7% gap on every dollar of revenue. On growth, SentinelOne, Inc. posted the faster year-over-year revenue change (22.9% vs -1.3%).

Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.

SentinelOne, Inc. is an American cybersecurity company listed on NYSE based in Mountain View, California. The company was founded in 2013 by Tomer Weingarten, Almog Cohen and Ehud ("Udi") Shamir. Weingarten acts as the company's CEO. The company has approximately 2,800 employees and offices in Mountain View, Boston, Prague, Tokyo, and Tel Aviv. The company uses machine learning for monitoring personal computers, IoT devices, and cloud workloads. The company's platform utilizes a heuristic mod...

OPRT vs S — Head-to-Head

Bigger by revenue
S
S
1.0× larger
S
$258.9M
$247.7M
OPRT
Growing faster (revenue YoY)
S
S
+24.2% gap
S
22.9%
-1.3%
OPRT
Higher net margin
OPRT
OPRT
24.7% more per $
OPRT
1.4%
-23.3%
S

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
OPRT
OPRT
S
S
Revenue
$247.7M
$258.9M
Net Profit
$3.4M
$-60.3M
Gross Margin
73.8%
Operating Margin
2.6%
-28.3%
Net Margin
1.4%
-23.3%
Revenue YoY
-1.3%
22.9%
Net Profit YoY
-61.0%
23.1%
EPS (diluted)
$0.07
$-0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPRT
OPRT
S
S
Q4 25
$247.7M
$258.9M
Q3 25
$238.7M
$242.2M
Q2 25
$234.3M
$229.0M
Q1 25
$235.9M
Q4 24
$250.9M
Q3 24
$250.0M
Q2 24
$250.4M
Q1 24
$250.5M
Net Profit
OPRT
OPRT
S
S
Q4 25
$3.4M
$-60.3M
Q3 25
$5.2M
$-72.0M
Q2 25
$6.9M
$-208.2M
Q1 25
$9.8M
Q4 24
$8.7M
Q3 24
$-30.0M
Q2 24
$-31.0M
Q1 24
$-26.4M
Gross Margin
OPRT
OPRT
S
S
Q4 25
73.8%
Q3 25
75.0%
Q2 25
75.3%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
OPRT
OPRT
S
S
Q4 25
2.6%
-28.3%
Q3 25
6.0%
-33.3%
Q2 25
4.3%
-38.2%
Q1 25
5.6%
Q4 24
89.6%
Q3 24
-15.8%
Q2 24
-19.6%
Q1 24
-12.2%
Net Margin
OPRT
OPRT
S
S
Q4 25
1.4%
-23.3%
Q3 25
2.2%
-29.7%
Q2 25
2.9%
-90.9%
Q1 25
4.1%
Q4 24
200.1%
Q3 24
-12.0%
Q2 24
-12.4%
Q1 24
-10.6%
EPS (diluted)
OPRT
OPRT
S
S
Q4 25
$0.07
$-0.18
Q3 25
$0.11
$-0.22
Q2 25
$0.14
$-0.63
Q1 25
$0.21
Q4 24
$0.26
Q3 24
$-0.75
Q2 24
$-0.78
Q1 24
$-0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPRT
OPRT
S
S
Cash + ST InvestmentsLiquidity on hand
$105.5M
$649.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$390.1M
$1.5B
Total Assets
$3.3B
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPRT
OPRT
S
S
Q4 25
$105.5M
$649.8M
Q3 25
$104.6M
$810.8M
Q2 25
$96.8M
$766.9M
Q1 25
$78.5M
Q4 24
$60.0M
Q3 24
$71.8M
Q2 24
$72.9M
Q1 24
$69.2M
Stockholders' Equity
OPRT
OPRT
S
S
Q4 25
$390.1M
$1.5B
Q3 25
$383.9M
$1.5B
Q2 25
$376.0M
$1.5B
Q1 25
$366.1M
Q4 24
$353.8M
Q3 24
$327.6M
Q2 24
$354.1M
Q1 24
$382.0M
Total Assets
OPRT
OPRT
S
S
Q4 25
$3.3B
$2.4B
Q3 25
$3.2B
$2.4B
Q2 25
$3.2B
$2.4B
Q1 25
$3.2B
Q4 24
$3.2B
Q3 24
$3.3B
Q2 24
$3.3B
Q1 24
$3.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPRT
OPRT
S
S
Operating Cash FlowLast quarter
$413.4M
$21.0M
Free Cash FlowOCF − Capex
$20.9M
FCF MarginFCF / Revenue
8.1%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
121.45×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPRT
OPRT
S
S
Q4 25
$413.4M
$21.0M
Q3 25
$99.0M
$-1.0M
Q2 25
$104.5M
$52.3M
Q1 25
$101.0M
Q4 24
$393.5M
Q3 24
$108.5M
Q2 24
$107.7M
Q1 24
$85.9M
Free Cash Flow
OPRT
OPRT
S
S
Q4 25
$20.9M
Q3 25
$-1.3M
Q2 25
$52.1M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
OPRT
OPRT
S
S
Q4 25
8.1%
Q3 25
-0.5%
Q2 25
22.8%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
OPRT
OPRT
S
S
Q4 25
0.0%
Q3 25
0.1%
Q2 25
0.1%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
OPRT
OPRT
S
S
Q4 25
121.45×
Q3 25
19.05×
Q2 25
15.20×
Q1 25
10.34×
Q4 24
45.04×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPRT
OPRT

Segment breakdown not available.

S
S

US$154.8M60%
Non Us$104.1M40%

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