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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and STRATASYS LTD. (SSYS). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $137.0M, roughly 1.8× STRATASYS LTD.). Oportun Financial Corp runs the higher net margin — 1.4% vs -40.6%, a 42.0% gap on every dollar of revenue. On growth, Oportun Financial Corp posted the faster year-over-year revenue change (-1.3% vs -2.2%). Over the past eight quarters, Oportun Financial Corp's revenue compounded faster (-0.5% CAGR vs -7.4%).
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
Stratasys, Ltd. is an American-Israeli manufacturer of 3D printers, software, and materials for polymer additive manufacturing as well as 3D-printed parts on-demand. The company is incorporated in Israel. Engineers use Stratasys systems to model complex geometries in a wide range of polymer materials, including: ABS, polyphenylsulfone (PPSF), polycarbonate (PC), polyetherimide and Nylon 12.
OPRT vs SSYS — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $247.7M | $137.0M |
| Net Profit | $3.4M | $-55.6M |
| Gross Margin | — | 41.0% |
| Operating Margin | 2.6% | -16.6% |
| Net Margin | 1.4% | -40.6% |
| Revenue YoY | -1.3% | -2.2% |
| Net Profit YoY | -61.0% | -109.0% |
| EPS (diluted) | $0.07 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $247.7M | — | ||
| Q3 25 | $238.7M | $137.0M | ||
| Q2 25 | $234.3M | $138.1M | ||
| Q1 25 | $235.9M | $136.0M | ||
| Q4 24 | $250.9M | — | ||
| Q3 24 | $250.0M | $140.0M | ||
| Q2 24 | $250.4M | $138.0M | ||
| Q1 24 | $250.5M | $144.1M |
| Q4 25 | $3.4M | — | ||
| Q3 25 | $5.2M | $-55.6M | ||
| Q2 25 | $6.9M | $-16.7M | ||
| Q1 25 | $9.8M | $-13.1M | ||
| Q4 24 | $8.7M | — | ||
| Q3 24 | $-30.0M | $-26.6M | ||
| Q2 24 | $-31.0M | $-25.7M | ||
| Q1 24 | $-26.4M | $-26.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 41.0% | ||
| Q2 25 | — | 43.1% | ||
| Q1 25 | — | 44.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 44.8% | ||
| Q2 24 | — | 43.8% | ||
| Q1 24 | — | 44.4% |
| Q4 25 | 2.6% | — | ||
| Q3 25 | 6.0% | -16.6% | ||
| Q2 25 | 4.3% | -12.0% | ||
| Q1 25 | 5.6% | -9.1% | ||
| Q4 24 | 89.6% | — | ||
| Q3 24 | -15.8% | -18.2% | ||
| Q2 24 | -19.6% | -18.9% | ||
| Q1 24 | -12.2% | -17.0% |
| Q4 25 | 1.4% | — | ||
| Q3 25 | 2.2% | -40.6% | ||
| Q2 25 | 2.9% | -12.1% | ||
| Q1 25 | 4.1% | -9.6% | ||
| Q4 24 | 200.1% | — | ||
| Q3 24 | -12.0% | -19.0% | ||
| Q2 24 | -12.4% | -18.6% | ||
| Q1 24 | -10.6% | -18.0% |
| Q4 25 | $0.07 | — | ||
| Q3 25 | $0.11 | — | ||
| Q2 25 | $0.14 | — | ||
| Q1 25 | $0.21 | — | ||
| Q4 24 | $0.26 | — | ||
| Q3 24 | $-0.75 | — | ||
| Q2 24 | $-0.78 | — | ||
| Q1 24 | $-0.68 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $105.5M | $71.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $390.1M | $852.5M |
| Total Assets | $3.3B | $1.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $105.5M | — | ||
| Q3 25 | $104.6M | $71.5M | ||
| Q2 25 | $96.8M | $71.1M | ||
| Q1 25 | $78.5M | $70.1M | ||
| Q4 24 | $60.0M | — | ||
| Q3 24 | $71.8M | $64.0M | ||
| Q2 24 | $72.9M | $70.9M | ||
| Q1 24 | $69.2M | $91.1M |
| Q4 25 | $390.1M | — | ||
| Q3 25 | $383.9M | $852.5M | ||
| Q2 25 | $376.0M | $902.4M | ||
| Q1 25 | $366.1M | $784.8M | ||
| Q4 24 | $353.8M | — | ||
| Q3 24 | $327.6M | $831.8M | ||
| Q2 24 | $354.1M | $850.5M | ||
| Q1 24 | $382.0M | $866.1M |
| Q4 25 | $3.3B | — | ||
| Q3 25 | $3.2B | $1.1B | ||
| Q2 25 | $3.2B | $1.1B | ||
| Q1 25 | $3.2B | $1.0B | ||
| Q4 24 | $3.2B | — | ||
| Q3 24 | $3.3B | $1.1B | ||
| Q2 24 | $3.3B | $1.1B | ||
| Q1 24 | $3.3B | $1.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $413.4M | $6.9M |
| Free Cash FlowOCF − Capex | — | $2.5M |
| FCF MarginFCF / Revenue | — | 1.8% |
| Capex IntensityCapex / Revenue | — | 3.2% |
| Cash ConversionOCF / Net Profit | 121.45× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-11.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $413.4M | — | ||
| Q3 25 | $99.0M | $6.9M | ||
| Q2 25 | $104.5M | $-1.1M | ||
| Q1 25 | $101.0M | $4.5M | ||
| Q4 24 | $393.5M | — | ||
| Q3 24 | $108.5M | $-4.5M | ||
| Q2 24 | $107.7M | $-2.4M | ||
| Q1 24 | $85.9M | $7.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | $2.5M | ||
| Q2 25 | — | $-8.4M | ||
| Q1 25 | — | $789.0K | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-6.3M | ||
| Q2 24 | — | $-4.9M | ||
| Q1 24 | — | $5.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | -6.1% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -4.5% | ||
| Q2 24 | — | -3.6% | ||
| Q1 24 | — | 3.5% |
| Q4 25 | — | — | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 5.3% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.3% | ||
| Q2 24 | — | 1.8% | ||
| Q1 24 | — | 1.6% |
| Q4 25 | 121.45× | — | ||
| Q3 25 | 19.05× | — | ||
| Q2 25 | 15.20× | — | ||
| Q1 25 | 10.34× | — | ||
| Q4 24 | 45.04× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
