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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and TransMedics Group, Inc. (TMDX). Click either name above to swap in a different company.

Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $160.8M, roughly 1.5× TransMedics Group, Inc.). TransMedics Group, Inc. runs the higher net margin — 65.6% vs 1.4%, a 64.2% gap on every dollar of revenue. On growth, TransMedics Group, Inc. posted the faster year-over-year revenue change (32.2% vs -1.3%). Over the past eight quarters, TransMedics Group, Inc.'s revenue compounded faster (28.8% CAGR vs -0.5%).

Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.

TransMedics Group, Inc. develops and commercializes innovative medical technologies for organ transplantation. Its flagship Organ Care System keeps donor organs viable during transport, improving transplant outcomes for heart, lung, liver and kidney recipients. It serves transplant centers and organ procurement organizations across North America, Europe and Asia-Pacific.

OPRT vs TMDX — Head-to-Head

Bigger by revenue
OPRT
OPRT
1.5× larger
OPRT
$247.7M
$160.8M
TMDX
Growing faster (revenue YoY)
TMDX
TMDX
+33.5% gap
TMDX
32.2%
-1.3%
OPRT
Higher net margin
TMDX
TMDX
64.2% more per $
TMDX
65.6%
1.4%
OPRT
Faster 2-yr revenue CAGR
TMDX
TMDX
Annualised
TMDX
28.8%
-0.5%
OPRT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OPRT
OPRT
TMDX
TMDX
Revenue
$247.7M
$160.8M
Net Profit
$3.4M
$105.4M
Gross Margin
58.1%
Operating Margin
2.6%
13.2%
Net Margin
1.4%
65.6%
Revenue YoY
-1.3%
32.2%
Net Profit YoY
-61.0%
1436.9%
EPS (diluted)
$0.07
$2.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPRT
OPRT
TMDX
TMDX
Q4 25
$247.7M
$160.8M
Q3 25
$238.7M
$143.8M
Q2 25
$234.3M
$157.4M
Q1 25
$235.9M
$143.5M
Q4 24
$250.9M
$121.6M
Q3 24
$250.0M
$108.8M
Q2 24
$250.4M
$114.3M
Q1 24
$250.5M
$96.8M
Net Profit
OPRT
OPRT
TMDX
TMDX
Q4 25
$3.4M
$105.4M
Q3 25
$5.2M
$24.3M
Q2 25
$6.9M
$34.9M
Q1 25
$9.8M
$25.7M
Q4 24
$8.7M
$6.9M
Q3 24
$-30.0M
$4.2M
Q2 24
$-31.0M
$12.2M
Q1 24
$-26.4M
$12.2M
Gross Margin
OPRT
OPRT
TMDX
TMDX
Q4 25
58.1%
Q3 25
58.8%
Q2 25
61.4%
Q1 25
61.5%
Q4 24
59.2%
Q3 24
55.9%
Q2 24
60.6%
Q1 24
61.9%
Operating Margin
OPRT
OPRT
TMDX
TMDX
Q4 25
2.6%
13.2%
Q3 25
6.0%
16.2%
Q2 25
4.3%
23.2%
Q1 25
5.6%
19.1%
Q4 24
89.6%
7.1%
Q3 24
-15.8%
3.6%
Q2 24
-19.6%
10.9%
Q1 24
-12.2%
12.8%
Net Margin
OPRT
OPRT
TMDX
TMDX
Q4 25
1.4%
65.6%
Q3 25
2.2%
16.9%
Q2 25
2.9%
22.2%
Q1 25
4.1%
17.9%
Q4 24
200.1%
5.6%
Q3 24
-12.0%
3.9%
Q2 24
-12.4%
10.7%
Q1 24
-10.6%
12.6%
EPS (diluted)
OPRT
OPRT
TMDX
TMDX
Q4 25
$0.07
$2.59
Q3 25
$0.11
$0.66
Q2 25
$0.14
$0.92
Q1 25
$0.21
$0.70
Q4 24
$0.26
$0.19
Q3 24
$-0.75
$0.12
Q2 24
$-0.78
$0.35
Q1 24
$-0.68
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPRT
OPRT
TMDX
TMDX
Cash + ST InvestmentsLiquidity on hand
$105.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$390.1M
$473.1M
Total Assets
$3.3B
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPRT
OPRT
TMDX
TMDX
Q4 25
$105.5M
Q3 25
$104.6M
Q2 25
$96.8M
Q1 25
$78.5M
Q4 24
$60.0M
Q3 24
$71.8M
$330.1M
Q2 24
$72.9M
$362.8M
Q1 24
$69.2M
$350.2M
Stockholders' Equity
OPRT
OPRT
TMDX
TMDX
Q4 25
$390.1M
$473.1M
Q3 25
$383.9M
$355.2M
Q2 25
$376.0M
$318.1M
Q1 25
$366.1M
$266.3M
Q4 24
$353.8M
$228.6M
Q3 24
$327.6M
$209.9M
Q2 24
$354.1M
$189.9M
Q1 24
$382.0M
$159.5M
Total Assets
OPRT
OPRT
TMDX
TMDX
Q4 25
$3.3B
$1.1B
Q3 25
$3.2B
$946.0M
Q2 25
$3.2B
$890.5M
Q1 25
$3.2B
$837.5M
Q4 24
$3.2B
$804.1M
Q3 24
$3.3B
$785.6M
Q2 24
$3.3B
$758.6M
Q1 24
$3.3B
$723.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPRT
OPRT
TMDX
TMDX
Operating Cash FlowLast quarter
$413.4M
$34.5M
Free Cash FlowOCF − Capex
$19.0M
FCF MarginFCF / Revenue
11.8%
Capex IntensityCapex / Revenue
9.7%
Cash ConversionOCF / Net Profit
121.45×
0.33×
TTM Free Cash FlowTrailing 4 quarters
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPRT
OPRT
TMDX
TMDX
Q4 25
$413.4M
$34.5M
Q3 25
$99.0M
$69.6M
Q2 25
$104.5M
$91.6M
Q1 25
$101.0M
$-2.9M
Q4 24
$393.5M
$19.7M
Q3 24
$108.5M
$6.9M
Q2 24
$107.7M
$25.7M
Q1 24
$85.9M
$-3.4M
Free Cash Flow
OPRT
OPRT
TMDX
TMDX
Q4 25
$19.0M
Q3 25
$61.9M
Q2 25
$82.5M
Q1 25
$-29.9M
Q4 24
$6.1M
Q3 24
$-41.3M
Q2 24
$2.0M
Q1 24
$-47.6M
FCF Margin
OPRT
OPRT
TMDX
TMDX
Q4 25
11.8%
Q3 25
43.1%
Q2 25
52.4%
Q1 25
-20.8%
Q4 24
5.0%
Q3 24
-38.0%
Q2 24
1.7%
Q1 24
-49.2%
Capex Intensity
OPRT
OPRT
TMDX
TMDX
Q4 25
9.7%
Q3 25
5.3%
Q2 25
5.8%
Q1 25
18.8%
Q4 24
11.2%
Q3 24
44.3%
Q2 24
20.8%
Q1 24
45.6%
Cash Conversion
OPRT
OPRT
TMDX
TMDX
Q4 25
121.45×
0.33×
Q3 25
19.05×
2.86×
Q2 25
15.20×
2.62×
Q1 25
10.34×
-0.11×
Q4 24
45.04×
2.87×
Q3 24
1.63×
Q2 24
2.11×
Q1 24
-0.28×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPRT
OPRT

Segment breakdown not available.

TMDX
TMDX

Liver Product$127.0M79%
Heart Product$26.0M16%
Other$5.9M4%
Lung Product$1.9M1%

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