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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and TRIMAS CORP (TRS). Click either name above to swap in a different company.
TRIMAS CORP is the larger business by last-quarter revenue ($256.5M vs $247.7M, roughly 1.0× Oportun Financial Corp). TRIMAS CORP runs the higher net margin — 31.9% vs 1.4%, a 30.5% gap on every dollar of revenue. On growth, TRIMAS CORP posted the faster year-over-year revenue change (3.8% vs -1.3%). Over the past eight quarters, TRIMAS CORP's revenue compounded faster (3.3% CAGR vs -0.5%).
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
Trimas Corp is a diversified industrial manufacturing enterprise that designs, produces and distributes a wide portfolio of engineered products, including specialized fasteners, aerospace components, custom packaging solutions, and consumer & industrial hardware. It primarily serves aerospace, automotive, construction, consumer goods and industrial sectors, with core operations across North America and selected global markets.
OPRT vs TRS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $247.7M | $256.5M |
| Net Profit | $3.4M | $81.7M |
| Gross Margin | — | 12.8% |
| Operating Margin | 2.6% | 5.7% |
| Net Margin | 1.4% | 31.9% |
| Revenue YoY | -1.3% | 3.8% |
| Net Profit YoY | -61.0% | 236.9% |
| EPS (diluted) | $0.07 | $2.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $256.5M | ||
| Q4 25 | $247.7M | $-140.0M | ||
| Q3 25 | $238.7M | $269.3M | ||
| Q2 25 | $234.3M | $274.8M | ||
| Q1 25 | $235.9M | $241.7M | ||
| Q4 24 | $250.9M | $-66.2M | ||
| Q3 24 | $250.0M | $229.4M | ||
| Q2 24 | $250.4M | $240.5M |
| Q1 26 | — | $81.7M | ||
| Q4 25 | $3.4M | $81.7M | ||
| Q3 25 | $5.2M | $9.3M | ||
| Q2 25 | $6.9M | $16.7M | ||
| Q1 25 | $9.8M | $12.4M | ||
| Q4 24 | $8.7M | $5.6M | ||
| Q3 24 | $-30.0M | $2.5M | ||
| Q2 24 | $-31.0M | $10.9M |
| Q1 26 | — | 12.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 12.8% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 15.4% | ||
| Q2 24 | — | 14.4% |
| Q1 26 | — | 5.7% | ||
| Q4 25 | 2.6% | — | ||
| Q3 25 | 6.0% | 6.2% | ||
| Q2 25 | 4.3% | 9.9% | ||
| Q1 25 | 5.6% | 9.0% | ||
| Q4 24 | 89.6% | — | ||
| Q3 24 | -15.8% | 3.6% | ||
| Q2 24 | -19.6% | 7.4% |
| Q1 26 | — | 31.9% | ||
| Q4 25 | 1.4% | -58.4% | ||
| Q3 25 | 2.2% | 3.5% | ||
| Q2 25 | 2.9% | 6.1% | ||
| Q1 25 | 4.1% | 5.1% | ||
| Q4 24 | 200.1% | -8.5% | ||
| Q3 24 | -12.0% | 1.1% | ||
| Q2 24 | -12.4% | 4.5% |
| Q1 26 | — | $2.03 | ||
| Q4 25 | $0.07 | $2.01 | ||
| Q3 25 | $0.11 | $0.23 | ||
| Q2 25 | $0.14 | $0.41 | ||
| Q1 25 | $0.21 | $0.30 | ||
| Q4 24 | $0.26 | $0.14 | ||
| Q3 24 | $-0.75 | $0.06 | ||
| Q2 24 | $-0.78 | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $105.5M | $30.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $390.1M | $705.6M |
| Total Assets | $3.3B | $1.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $30.0M | ||
| Q4 25 | $105.5M | $30.0M | ||
| Q3 25 | $104.6M | $33.6M | ||
| Q2 25 | $96.8M | $30.3M | ||
| Q1 25 | $78.5M | $32.7M | ||
| Q4 24 | $60.0M | $23.1M | ||
| Q3 24 | $71.8M | $26.9M | ||
| Q2 24 | $72.9M | $35.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $469.2M | ||
| Q3 25 | — | $407.1M | ||
| Q2 25 | — | $424.5M | ||
| Q1 25 | — | $434.2M | ||
| Q4 24 | — | $398.1M | ||
| Q3 24 | — | $409.9M | ||
| Q2 24 | — | $427.4M |
| Q1 26 | — | $705.6M | ||
| Q4 25 | $390.1M | $705.6M | ||
| Q3 25 | $383.9M | $725.0M | ||
| Q2 25 | $376.0M | $715.3M | ||
| Q1 25 | $366.1M | $686.6M | ||
| Q4 24 | $353.8M | $667.3M | ||
| Q3 24 | $327.6M | $682.8M | ||
| Q2 24 | $354.1M | $675.9M |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $3.3B | $1.5B | ||
| Q3 25 | $3.2B | $1.4B | ||
| Q2 25 | $3.2B | $1.4B | ||
| Q1 25 | $3.2B | $1.4B | ||
| Q4 24 | $3.2B | $1.3B | ||
| Q3 24 | $3.3B | $1.4B | ||
| Q2 24 | $3.3B | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.66× | ||
| Q3 25 | — | 0.56× | ||
| Q2 25 | — | 0.59× | ||
| Q1 25 | — | 0.63× | ||
| Q4 24 | — | 0.60× | ||
| Q3 24 | — | 0.60× | ||
| Q2 24 | — | 0.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $413.4M | $117.5M |
| Free Cash FlowOCF − Capex | — | $36.8M |
| FCF MarginFCF / Revenue | — | 14.4% |
| Capex IntensityCapex / Revenue | — | 18.9% |
| Cash ConversionOCF / Net Profit | 121.45× | 1.44× |
| TTM Free Cash FlowTrailing 4 quarters | — | $109.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $117.5M | ||
| Q4 25 | $413.4M | $41.5M | ||
| Q3 25 | $99.0M | $36.5M | ||
| Q2 25 | $104.5M | $30.3M | ||
| Q1 25 | $101.0M | $9.2M | ||
| Q4 24 | $393.5M | $27.1M | ||
| Q3 24 | $108.5M | $22.0M | ||
| Q2 24 | $107.7M | $18.4M |
| Q1 26 | — | $36.8M | ||
| Q4 25 | — | $36.8M | ||
| Q3 25 | — | $22.8M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $-3.8M | ||
| Q4 24 | — | $12.1M | ||
| Q3 24 | — | $10.2M | ||
| Q2 24 | — | $7.5M |
| Q1 26 | — | 14.4% | ||
| Q4 25 | — | -26.3% | ||
| Q3 25 | — | 8.5% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | -1.6% | ||
| Q4 24 | — | -18.3% | ||
| Q3 24 | — | 4.4% | ||
| Q2 24 | — | 3.1% |
| Q1 26 | — | 18.9% | ||
| Q4 25 | — | -3.4% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | -22.6% | ||
| Q3 24 | — | 5.2% | ||
| Q2 24 | — | 4.5% |
| Q1 26 | — | 1.44× | ||
| Q4 25 | 121.45× | 0.51× | ||
| Q3 25 | 19.05× | 3.92× | ||
| Q2 25 | 15.20× | 1.81× | ||
| Q1 25 | 10.34× | 0.74× | ||
| Q4 24 | 45.04× | 4.80× | ||
| Q3 24 | — | 8.71× | ||
| Q2 24 | — | 1.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
