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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and SOMNIGROUP INTERNATIONAL INC. (SGI). Click either name above to swap in a different company.

OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $1.8B, roughly 1.3× SOMNIGROUP INTERNATIONAL INC.). OLD REPUBLIC INTERNATIONAL CORP runs the higher net margin — 13.8% vs 5.8%, a 8.0% gap on every dollar of revenue. On growth, SOMNIGROUP INTERNATIONAL INC. posted the faster year-over-year revenue change (12.3% vs 6.7%). Over the past eight quarters, SOMNIGROUP INTERNATIONAL INC.'s revenue compounded faster (20.8% CAGR vs 13.2%).

Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.

Somnigroup International Inc. is an American manufacturer of mattresses and bedding products.

ORI vs SGI — Head-to-Head

Bigger by revenue
ORI
ORI
1.3× larger
ORI
$2.4B
$1.8B
SGI
Growing faster (revenue YoY)
SGI
SGI
+5.6% gap
SGI
12.3%
6.7%
ORI
Higher net margin
ORI
ORI
8.0% more per $
ORI
13.8%
5.8%
SGI
Faster 2-yr revenue CAGR
SGI
SGI
Annualised
SGI
20.8%
13.2%
ORI

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ORI
ORI
SGI
SGI
Revenue
$2.4B
$1.8B
Net Profit
$330.0M
$104.2M
Gross Margin
43.1%
Operating Margin
10.4%
Net Margin
13.8%
5.8%
Revenue YoY
6.7%
12.3%
Net Profit YoY
414.8%
EPS (diluted)
$0.49

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ORI
ORI
SGI
SGI
Q1 26
$2.4B
$1.8B
Q4 25
$2.4B
$1.9B
Q3 25
$2.4B
$2.1B
Q2 25
$2.2B
$1.9B
Q1 25
$2.1B
$1.6B
Q4 24
$2.0B
$1.2B
Q3 24
$2.3B
$1.3B
Q2 24
$1.9B
$1.2B
Net Profit
ORI
ORI
SGI
SGI
Q1 26
$330.0M
$104.2M
Q4 25
$206.5M
$140.8M
Q3 25
$279.5M
$177.4M
Q2 25
$204.4M
$99.0M
Q1 25
$245.0M
$-33.1M
Q4 24
$105.3M
$71.9M
Q3 24
$338.9M
$130.0M
Q2 24
$91.8M
$106.1M
Gross Margin
ORI
ORI
SGI
SGI
Q1 26
43.1%
Q4 25
44.0%
Q3 25
44.9%
Q2 25
44.0%
Q1 25
36.2%
Q4 24
43.3%
Q3 24
45.4%
Q2 24
44.9%
Operating Margin
ORI
ORI
SGI
SGI
Q1 26
10.4%
Q4 25
13.2%
Q3 25
14.6%
14.8%
Q2 25
11.8%
9.6%
Q1 25
14.6%
0.8%
Q4 24
10.6%
Q3 24
18.2%
15.5%
Q2 24
6.1%
14.0%
Net Margin
ORI
ORI
SGI
SGI
Q1 26
13.8%
5.8%
Q4 25
8.6%
7.5%
Q3 25
11.5%
8.4%
Q2 25
9.3%
5.3%
Q1 25
11.6%
-2.1%
Q4 24
5.3%
6.0%
Q3 24
14.5%
10.0%
Q2 24
4.9%
8.6%
EPS (diluted)
ORI
ORI
SGI
SGI
Q1 26
$0.49
Q4 25
$0.82
$0.71
Q3 25
$1.11
$0.83
Q2 25
$0.81
$0.47
Q1 25
$0.98
$-0.17
Q4 24
$0.42
$0.40
Q3 24
$1.32
$0.73
Q2 24
$0.35
$0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ORI
ORI
SGI
SGI
Cash + ST InvestmentsLiquidity on hand
$110.8M
Total DebtLower is stronger
$112.1M
Stockholders' EquityBook value
$5.9M
$3.1B
Total Assets
$29.6M
$11.5B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ORI
ORI
SGI
SGI
Q1 26
$110.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
ORI
ORI
SGI
SGI
Q1 26
$112.1M
Q4 25
$4.6B
Q3 25
$4.5B
Q2 25
$4.8B
Q1 25
$4.9B
Q4 24
$3.7B
Q3 24
$2.2B
Q2 24
$2.4B
Stockholders' Equity
ORI
ORI
SGI
SGI
Q1 26
$5.9M
$3.1B
Q4 25
$5.9B
$3.1B
Q3 25
$6.4B
$3.0B
Q2 25
$6.2B
$2.8B
Q1 25
$5.9B
$2.7B
Q4 24
$5.6B
$559.0M
Q3 24
$6.4B
$564.5M
Q2 24
$6.0B
$411.8M
Total Assets
ORI
ORI
SGI
SGI
Q1 26
$29.6M
$11.5B
Q4 25
$29.9B
$11.6B
Q3 25
$30.3B
$11.4B
Q2 25
$29.3B
$11.4B
Q1 25
$28.0B
$11.3B
Q4 24
$27.8B
$6.0B
Q3 24
$28.8B
$4.6B
Q2 24
$27.5B
$4.6B
Debt / Equity
ORI
ORI
SGI
SGI
Q1 26
0.04×
Q4 25
1.47×
Q3 25
1.51×
Q2 25
1.69×
Q1 25
1.79×
Q4 24
6.69×
Q3 24
3.95×
Q2 24
5.92×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ORI
ORI
SGI
SGI
Operating Cash FlowLast quarter
$246.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.37×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ORI
ORI
SGI
SGI
Q1 26
$246.5M
Q4 25
$234.9M
$99.4M
Q3 25
$563.9M
$408.2M
Q2 25
$133.8M
$186.1M
Q1 25
$231.7M
$106.4M
Q4 24
$361.7M
$129.1M
Q3 24
$474.8M
$256.6M
Q2 24
$236.5M
$150.6M
Free Cash Flow
ORI
ORI
SGI
SGI
Q1 26
Q4 25
$41.1M
Q3 25
$360.3M
Q2 25
$149.4M
Q1 25
$82.4M
Q4 24
$108.2M
Q3 24
$240.2M
Q2 24
$122.1M
FCF Margin
ORI
ORI
SGI
SGI
Q1 26
Q4 25
2.2%
Q3 25
17.0%
Q2 25
7.9%
Q1 25
5.1%
Q4 24
9.0%
Q3 24
18.5%
Q2 24
9.9%
Capex Intensity
ORI
ORI
SGI
SGI
Q1 26
Q4 25
3.1%
Q3 25
2.3%
Q2 25
2.0%
Q1 25
1.5%
Q4 24
1.7%
Q3 24
1.3%
Q2 24
2.3%
Cash Conversion
ORI
ORI
SGI
SGI
Q1 26
2.37×
Q4 25
1.14×
0.71×
Q3 25
2.02×
2.30×
Q2 25
0.65×
1.88×
Q1 25
0.95×
Q4 24
3.43×
1.80×
Q3 24
1.40×
1.97×
Q2 24
2.58×
1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ORI
ORI

operating$2.2B92%
net investment gains$201.8M8%

SGI
SGI

Segment breakdown not available.

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