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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and V F CORP (VFC). Click either name above to swap in a different company.
V F CORP is the larger business by last-quarter revenue ($2.9B vs $2.4B, roughly 1.2× OLD REPUBLIC INTERNATIONAL CORP). OLD REPUBLIC INTERNATIONAL CORP runs the higher net margin — 13.8% vs 10.5%, a 3.3% gap on every dollar of revenue. On growth, OLD REPUBLIC INTERNATIONAL CORP posted the faster year-over-year revenue change (6.7% vs 1.5%). Over the past eight quarters, OLD REPUBLIC INTERNATIONAL CORP's revenue compounded faster (13.2% CAGR vs 10.1%).
Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.
The F. W. Woolworth Company was a retail company and one of the pioneers of the five-and-dime store. It was among the most successful American and international five-and-dime businesses, setting trends and creating the modern retail model that stores worldwide follow today.
ORI vs VFC — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.4B | $2.9B |
| Net Profit | $330.0M | $300.8M |
| Gross Margin | — | 56.6% |
| Operating Margin | — | 10.1% |
| Net Margin | 13.8% | 10.5% |
| Revenue YoY | 6.7% | 1.5% |
| Net Profit YoY | -145.5% | 79.3% |
| EPS (diluted) | — | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $2.9B | ||
| Q3 25 | $2.4B | $2.8B | ||
| Q2 25 | $2.2B | $1.8B | ||
| Q1 25 | $2.1B | $2.0B | ||
| Q4 24 | $2.0B | $2.8B | ||
| Q3 24 | $2.3B | $2.8B | ||
| Q2 24 | $1.9B | $1.9B |
| Q1 26 | $330.0M | — | ||
| Q4 25 | $206.5M | $300.8M | ||
| Q3 25 | $279.5M | $189.8M | ||
| Q2 25 | $204.4M | $-116.4M | ||
| Q1 25 | $245.0M | $-150.8M | ||
| Q4 24 | $105.3M | $167.8M | ||
| Q3 24 | $338.9M | $52.2M | ||
| Q2 24 | $91.8M | $-258.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 56.6% | ||
| Q3 25 | — | 52.2% | ||
| Q2 25 | — | 53.9% | ||
| Q1 25 | — | 52.7% | ||
| Q4 24 | — | 56.3% | ||
| Q3 24 | — | 52.2% | ||
| Q2 24 | — | 52.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 10.1% | ||
| Q3 25 | 14.6% | 11.2% | ||
| Q2 25 | 11.8% | -4.9% | ||
| Q1 25 | 14.6% | 2.2% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | 18.2% | 9.9% | ||
| Q2 24 | 6.1% | -12.6% |
| Q1 26 | 13.8% | — | ||
| Q4 25 | 8.6% | 10.5% | ||
| Q3 25 | 11.5% | 6.8% | ||
| Q2 25 | 9.3% | -6.6% | ||
| Q1 25 | 11.6% | -7.5% | ||
| Q4 24 | 5.3% | 5.9% | ||
| Q3 24 | 14.5% | 1.9% | ||
| Q2 24 | 4.9% | -13.6% |
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $0.76 | ||
| Q3 25 | $1.11 | $0.48 | ||
| Q2 25 | $0.81 | $-0.30 | ||
| Q1 25 | $0.98 | $-0.37 | ||
| Q4 24 | $0.42 | $0.43 | ||
| Q3 24 | $1.32 | $0.13 | ||
| Q2 24 | $0.35 | $-0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.5B |
| Total DebtLower is stronger | — | $3.6B |
| Stockholders' EquityBook value | $5.9M | $1.8B |
| Total Assets | $29.6M | $10.4B |
| Debt / EquityLower = less leverage | — | 1.99× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $419.1M | ||
| Q2 25 | — | $642.4M | ||
| Q1 25 | — | $429.4M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $492.2M | ||
| Q2 24 | — | $637.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | $3.6B | ||
| Q3 25 | — | $3.5B | ||
| Q2 25 | — | $3.6B | ||
| Q1 25 | — | $3.4B | ||
| Q4 24 | — | $3.9B | ||
| Q3 24 | — | $4.0B | ||
| Q2 24 | — | $3.9B |
| Q1 26 | $5.9M | — | ||
| Q4 25 | $5.9B | $1.8B | ||
| Q3 25 | $6.4B | $1.5B | ||
| Q2 25 | $6.2B | $1.3B | ||
| Q1 25 | $5.9B | $1.5B | ||
| Q4 24 | $5.6B | $1.7B | ||
| Q3 24 | $6.4B | $1.4B | ||
| Q2 24 | $6.0B | $1.4B |
| Q1 26 | $29.6M | — | ||
| Q4 25 | $29.9B | $10.4B | ||
| Q3 25 | $30.3B | $10.6B | ||
| Q2 25 | $29.3B | $10.2B | ||
| Q1 25 | $28.0B | $9.4B | ||
| Q4 24 | $27.8B | $10.6B | ||
| Q3 24 | $28.8B | $12.2B | ||
| Q2 24 | $27.5B | $11.5B |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.99× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.76× | ||
| Q1 25 | — | 2.30× | ||
| Q4 24 | — | 2.31× | ||
| Q3 24 | — | 2.86× | ||
| Q2 24 | — | 2.84× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.0B |
| Free Cash FlowOCF − Capex | — | $977.9M |
| FCF MarginFCF / Revenue | — | 34.0% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | — | 3.36× |
| TTM Free Cash FlowTrailing 4 quarters | — | $357.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $234.9M | $1.0B | ||
| Q3 25 | $563.9M | $-227.0M | ||
| Q2 25 | $133.8M | $-145.5M | ||
| Q1 25 | $231.7M | $-171.1M | ||
| Q4 24 | $361.7M | $918.1M | ||
| Q3 24 | $474.8M | $-301.6M | ||
| Q2 24 | $236.5M | $19.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $977.9M | ||
| Q3 25 | — | $-253.5M | ||
| Q2 25 | — | $-173.7M | ||
| Q1 25 | — | $-193.0M | ||
| Q4 24 | — | $899.7M | ||
| Q3 24 | — | $-322.4M | ||
| Q2 24 | — | $-5.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | -9.0% | ||
| Q2 25 | — | -9.9% | ||
| Q1 25 | — | -9.6% | ||
| Q4 24 | — | 31.7% | ||
| Q3 24 | — | -11.7% | ||
| Q2 24 | — | -0.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | 3.36× | ||
| Q3 25 | 2.02× | -1.20× | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.95× | — | ||
| Q4 24 | 3.43× | 5.47× | ||
| Q3 24 | 1.40× | -5.78× | ||
| Q2 24 | 2.58× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORI
| operating | $2.2B | 92% |
| net investment gains | $201.8M | 8% |
VFC
| Outdoor | $1.9B | 67% |
| Sales Channel Through Intermediary | $813.4M | 28% |
| Other | $136.3M | 5% |
