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Side-by-side financial comparison of ORRSTOWN FINANCIAL SERVICES INC (ORRF) and Ouster, Inc. (OUST). Click either name above to swap in a different company.

ORRSTOWN FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($64.6M vs $62.2M, roughly 1.0× Ouster, Inc.). Over the past eight quarters, Ouster, Inc.'s revenue compounded faster (54.8% CAGR vs 39.3%).

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

Ouster, Inc. is an American lidar technology company headquartered in San Francisco, California. It builds high-resolution, digital 3D lidar sensors for use in autonomous vehicles, industrial, robotics, drones, mapping, defense, and security systems.

ORRF vs OUST — Head-to-Head

Bigger by revenue
ORRF
ORRF
1.0× larger
ORRF
$64.6M
$62.2M
OUST
Faster 2-yr revenue CAGR
OUST
OUST
Annualised
OUST
54.8%
39.3%
ORRF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ORRF
ORRF
OUST
OUST
Revenue
$64.6M
$62.2M
Net Profit
$21.8M
Gross Margin
60.2%
Operating Margin
1.5%
Net Margin
33.8%
Revenue YoY
106.6%
Net Profit YoY
19.1%
EPS (diluted)
$1.12
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ORRF
ORRF
OUST
OUST
Q1 26
$64.6M
Q4 25
$64.9M
$62.2M
Q3 25
$64.4M
$39.5M
Q2 25
$62.4M
$35.0M
Q1 25
$60.4M
$32.6M
Q4 24
$61.8M
$30.1M
Q3 24
$64.1M
$28.1M
Q2 24
$33.3M
$27.0M
Net Profit
ORRF
ORRF
OUST
OUST
Q1 26
$21.8M
Q4 25
$21.5M
Q3 25
$21.9M
$-21.7M
Q2 25
$19.4M
$-20.6M
Q1 25
$18.1M
$-22.0M
Q4 24
$13.7M
Q3 24
$-7.9M
$-25.6M
Q2 24
$7.7M
$-23.9M
Gross Margin
ORRF
ORRF
OUST
OUST
Q1 26
Q4 25
60.2%
Q3 25
42.1%
Q2 25
45.2%
Q1 25
41.3%
Q4 24
43.8%
Q3 24
38.3%
Q2 24
33.7%
Operating Margin
ORRF
ORRF
OUST
OUST
Q1 26
Q4 25
42.3%
1.5%
Q3 25
43.0%
-61.4%
Q2 25
39.6%
-76.5%
Q1 25
37.7%
-73.0%
Q4 24
27.7%
-85.1%
Q3 24
-15.4%
-98.0%
Q2 24
29.5%
-93.6%
Net Margin
ORRF
ORRF
OUST
OUST
Q1 26
33.8%
Q4 25
33.1%
Q3 25
34.0%
-55.0%
Q2 25
31.2%
-58.8%
Q1 25
29.9%
-67.5%
Q4 24
22.1%
Q3 24
-12.3%
-91.1%
Q2 24
23.3%
-88.4%
EPS (diluted)
ORRF
ORRF
OUST
OUST
Q1 26
$1.12
Q4 25
$1.11
$0.10
Q3 25
$1.13
$-0.37
Q2 25
$1.01
$-0.38
Q1 25
$0.93
$-0.42
Q4 24
$0.35
$-0.46
Q3 24
$-0.41
$-0.54
Q2 24
$0.73
$-0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ORRF
ORRF
OUST
OUST
Cash + ST InvestmentsLiquidity on hand
$161.8M
$208.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$603.2M
$261.7M
Total Assets
$5.6B
$349.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ORRF
ORRF
OUST
OUST
Q1 26
$161.8M
Q4 25
$208.6M
Q3 25
$244.5M
Q2 25
$226.5M
Q1 25
$168.2M
Q4 24
$172.0M
Q3 24
$151.4M
Q2 24
$184.2M
Stockholders' Equity
ORRF
ORRF
OUST
OUST
Q1 26
$603.2M
Q4 25
$591.5M
$261.7M
Q3 25
$571.9M
$247.4M
Q2 25
$548.4M
$221.0M
Q1 25
$532.9M
$167.9M
Q4 24
$516.7M
$180.9M
Q3 24
$516.2M
$171.7M
Q2 24
$278.4M
$170.6M
Total Assets
ORRF
ORRF
OUST
OUST
Q1 26
$5.6B
Q4 25
$5.5B
$349.5M
Q3 25
$5.5B
$353.8M
Q2 25
$5.4B
$321.8M
Q1 25
$5.4B
$268.6M
Q4 24
$5.4B
$276.1M
Q3 24
$5.5B
$255.2M
Q2 24
$3.2B
$309.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ORRF
ORRF
OUST
OUST
Operating Cash FlowLast quarter
$-15.4M
Free Cash FlowOCF − Capex
$-37.2M
FCF MarginFCF / Revenue
-59.8%
Capex IntensityCapex / Revenue
35.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-64.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ORRF
ORRF
OUST
OUST
Q1 26
Q4 25
$74.7M
$-15.4M
Q3 25
$22.8M
$-18.3M
Q2 25
$24.5M
$-1.3M
Q1 25
$11.0M
$-4.9M
Q4 24
$35.0M
$-2.6M
Q3 24
$7.5M
$-3.8M
Q2 24
$6.4M
$-21.6M
Free Cash Flow
ORRF
ORRF
OUST
OUST
Q1 26
Q4 25
$70.5M
$-37.2M
Q3 25
$22.3M
$-20.0M
Q2 25
$23.7M
$-2.2M
Q1 25
$8.6M
$-5.4M
Q4 24
$33.4M
$-4.0M
Q3 24
$7.1M
$-4.3M
Q2 24
$6.4M
$-22.0M
FCF Margin
ORRF
ORRF
OUST
OUST
Q1 26
Q4 25
108.6%
-59.8%
Q3 25
34.7%
-50.7%
Q2 25
37.9%
-6.3%
Q1 25
14.3%
-16.6%
Q4 24
54.0%
-13.3%
Q3 24
11.1%
-15.4%
Q2 24
19.2%
-81.5%
Capex Intensity
ORRF
ORRF
OUST
OUST
Q1 26
Q4 25
6.5%
35.0%
Q3 25
0.8%
4.3%
Q2 25
1.3%
2.5%
Q1 25
3.8%
1.7%
Q4 24
2.6%
4.8%
Q3 24
0.6%
2.0%
Q2 24
0.1%
1.3%
Cash Conversion
ORRF
ORRF
OUST
OUST
Q1 26
Q4 25
3.48×
Q3 25
1.04×
Q2 25
1.26×
Q1 25
0.61×
Q4 24
2.55×
Q3 24
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

OUST
OUST

Segment breakdown not available.

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