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Side-by-side financial comparison of ONESPAWORLD HOLDINGS Ltd (OSW) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $242.1M, roughly 1.5× ONESPAWORLD HOLDINGS Ltd). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 5.0%, a 26.6% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 7.1%).
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
OSW vs PB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $242.1M | $367.6M |
| Net Profit | $12.1M | $116.3M |
| Gross Margin | — | — |
| Operating Margin | 6.8% | — |
| Net Margin | 5.0% | 31.6% |
| Revenue YoY | 11.5% | — |
| Net Profit YoY | -16.2% | -10.7% |
| EPS (diluted) | $0.12 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $242.1M | $275.0M | ||
| Q3 25 | $258.5M | $273.4M | ||
| Q2 25 | $240.7M | $267.7M | ||
| Q1 25 | $219.6M | $265.4M | ||
| Q4 24 | $217.2M | $267.8M | ||
| Q3 24 | $241.7M | $261.7M | ||
| Q2 24 | $224.9M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $12.1M | $139.9M | ||
| Q3 25 | $24.3M | $137.6M | ||
| Q2 25 | $19.9M | $135.2M | ||
| Q1 25 | $15.3M | $130.2M | ||
| Q4 24 | $14.4M | $130.1M | ||
| Q3 24 | $21.6M | $127.3M | ||
| Q2 24 | $15.8M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 65.1% | ||
| Q3 25 | 10.2% | 64.4% | ||
| Q2 25 | 9.2% | 64.3% | ||
| Q1 25 | 7.7% | 62.7% | ||
| Q4 24 | 7.9% | 62.0% | ||
| Q3 24 | 10.3% | 62.1% | ||
| Q2 24 | 8.4% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 5.0% | 50.9% | ||
| Q3 25 | 9.4% | 50.3% | ||
| Q2 25 | 8.3% | 50.5% | ||
| Q1 25 | 7.0% | 49.1% | ||
| Q4 24 | 6.6% | 48.6% | ||
| Q3 24 | 8.9% | 48.6% | ||
| Q2 24 | 7.0% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $0.12 | $1.48 | ||
| Q3 25 | $0.23 | $1.45 | ||
| Q2 25 | $0.19 | $1.42 | ||
| Q1 25 | $0.15 | $1.37 | ||
| Q4 24 | $0.13 | $1.36 | ||
| Q3 24 | $0.20 | $1.34 | ||
| Q2 24 | $0.15 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $16.3M | — |
| Total DebtLower is stronger | $84.0M | — |
| Stockholders' EquityBook value | $542.6M | $8.2B |
| Total Assets | $707.1M | $43.6B |
| Debt / EquityLower = less leverage | 0.15× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $16.3M | — | ||
| Q3 25 | $29.6M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $22.6M | — | ||
| Q4 24 | $57.4M | — | ||
| Q3 24 | $48.8M | — | ||
| Q2 24 | $62.5M | — |
| Q1 26 | — | — | ||
| Q4 25 | $84.0M | — | ||
| Q3 25 | $85.2M | — | ||
| Q2 25 | $96.2M | — | ||
| Q1 25 | $97.4M | — | ||
| Q4 24 | $98.6M | — | ||
| Q3 24 | $98.7M | — | ||
| Q2 24 | $123.8M | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $542.6M | $7.6B | ||
| Q3 25 | $552.8M | $7.7B | ||
| Q2 25 | $548.3M | $7.6B | ||
| Q1 25 | $530.6M | $7.5B | ||
| Q4 24 | $554.5M | $7.4B | ||
| Q3 24 | $540.1M | $7.4B | ||
| Q2 24 | $532.7M | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $707.1M | $38.5B | ||
| Q3 25 | $732.6M | $38.3B | ||
| Q2 25 | $731.8M | $38.4B | ||
| Q1 25 | $708.7M | $38.8B | ||
| Q4 24 | $746.4M | $39.6B | ||
| Q3 24 | $734.0M | $40.1B | ||
| Q2 24 | $756.8M | $39.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | 0.18× | — | ||
| Q2 24 | 0.23× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.0M | — |
| Free Cash FlowOCF − Capex | $14.9M | — |
| FCF MarginFCF / Revenue | 6.2% | — |
| Capex IntensityCapex / Revenue | 2.1% | — |
| Cash ConversionOCF / Net Profit | 1.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $68.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $20.0M | $78.3M | ||
| Q3 25 | $33.2M | $194.8M | ||
| Q2 25 | $20.3M | $98.2M | ||
| Q1 25 | $10.1M | $178.2M | ||
| Q4 24 | $16.6M | $-205.8M | ||
| Q3 24 | $28.6M | $274.6M | ||
| Q2 24 | $18.7M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $14.9M | $68.5M | ||
| Q3 25 | $27.6M | $185.7M | ||
| Q2 25 | $17.6M | $91.8M | ||
| Q1 25 | $8.4M | $171.1M | ||
| Q4 24 | $13.2M | $-210.7M | ||
| Q3 24 | $27.5M | $270.2M | ||
| Q2 24 | $17.6M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | 24.9% | ||
| Q3 25 | 10.7% | 67.9% | ||
| Q2 25 | 7.3% | 34.3% | ||
| Q1 25 | 3.8% | 64.5% | ||
| Q4 24 | 6.1% | -78.7% | ||
| Q3 24 | 11.4% | 103.3% | ||
| Q2 24 | 7.8% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | 3.6% | ||
| Q3 25 | 2.2% | 3.3% | ||
| Q2 25 | 1.1% | 2.4% | ||
| Q1 25 | 0.8% | 2.7% | ||
| Q4 24 | 1.5% | 1.8% | ||
| Q3 24 | 0.5% | 1.7% | ||
| Q2 24 | 0.5% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | 1.65× | 0.56× | ||
| Q3 25 | 1.36× | 1.42× | ||
| Q2 25 | 1.02× | 0.73× | ||
| Q1 25 | 0.66× | 1.37× | ||
| Q4 24 | 1.15× | -1.58× | ||
| Q3 24 | 1.33× | 2.16× | ||
| Q2 24 | 1.19× | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
