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Side-by-side financial comparison of ONESPAWORLD HOLDINGS Ltd (OSW) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
ONESPAWORLD HOLDINGS Ltd is the larger business by last-quarter revenue ($242.1M vs $197.3M, roughly 1.2× SIMMONS FIRST NATIONAL CORP). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 11.5%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $14.9M). Over the past eight quarters, ONESPAWORLD HOLDINGS Ltd's revenue compounded faster (7.1% CAGR vs 0.6%).
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
OSW vs SFNC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $242.1M | $197.3M |
| Net Profit | $12.1M | — |
| Gross Margin | — | — |
| Operating Margin | 6.8% | — |
| Net Margin | 5.0% | — |
| Revenue YoY | 11.5% | 19.6% |
| Net Profit YoY | -16.2% | — |
| EPS (diluted) | $0.12 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $242.1M | $197.3M | ||
| Q3 25 | $258.5M | $186.7M | ||
| Q2 25 | $240.7M | $214.2M | ||
| Q1 25 | $219.6M | $209.6M | ||
| Q4 24 | $217.2M | $208.5M | ||
| Q3 24 | $241.7M | $174.8M | ||
| Q2 24 | $224.9M | $197.2M | ||
| Q1 24 | $211.2M | $195.1M |
| Q4 25 | $12.1M | — | ||
| Q3 25 | $24.3M | $-562.8M | ||
| Q2 25 | $19.9M | $54.8M | ||
| Q1 25 | $15.3M | $32.4M | ||
| Q4 24 | $14.4M | — | ||
| Q3 24 | $21.6M | $24.7M | ||
| Q2 24 | $15.8M | $40.8M | ||
| Q1 24 | $21.2M | $38.9M |
| Q4 25 | 6.8% | — | ||
| Q3 25 | 10.2% | — | ||
| Q2 25 | 9.2% | — | ||
| Q1 25 | 7.7% | — | ||
| Q4 24 | 7.9% | — | ||
| Q3 24 | 10.3% | — | ||
| Q2 24 | 8.4% | — | ||
| Q1 24 | 8.0% | — |
| Q4 25 | 5.0% | — | ||
| Q3 25 | 9.4% | -301.5% | ||
| Q2 25 | 8.3% | 25.6% | ||
| Q1 25 | 7.0% | 15.5% | ||
| Q4 24 | 6.6% | — | ||
| Q3 24 | 8.9% | 14.1% | ||
| Q2 24 | 7.0% | 20.7% | ||
| Q1 24 | 10.0% | 19.9% |
| Q4 25 | $0.12 | $0.36 | ||
| Q3 25 | $0.23 | $-4.00 | ||
| Q2 25 | $0.19 | $0.43 | ||
| Q1 25 | $0.15 | $0.26 | ||
| Q4 24 | $0.13 | $0.38 | ||
| Q3 24 | $0.20 | $0.20 | ||
| Q2 24 | $0.15 | $0.32 | ||
| Q1 24 | $0.21 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $16.3M | — |
| Total DebtLower is stronger | $84.0M | $620.0M |
| Stockholders' EquityBook value | $542.6M | $3.4B |
| Total Assets | $707.1M | $24.5B |
| Debt / EquityLower = less leverage | 0.15× | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.3M | — | ||
| Q3 25 | $29.6M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $22.6M | — | ||
| Q4 24 | $57.4M | — | ||
| Q3 24 | $48.8M | — | ||
| Q2 24 | $62.5M | — | ||
| Q1 24 | $65.4M | — |
| Q4 25 | $84.0M | $620.0M | ||
| Q3 25 | $85.2M | $667.8M | ||
| Q2 25 | $96.2M | $1.0B | ||
| Q1 25 | $97.4M | $1.3B | ||
| Q4 24 | $98.6M | $1.1B | ||
| Q3 24 | $98.7M | $1.4B | ||
| Q2 24 | $123.8M | $1.7B | ||
| Q1 24 | $138.6M | $1.2B |
| Q4 25 | $542.6M | $3.4B | ||
| Q3 25 | $552.8M | $3.4B | ||
| Q2 25 | $548.3M | $3.5B | ||
| Q1 25 | $530.6M | $3.5B | ||
| Q4 24 | $554.5M | $3.5B | ||
| Q3 24 | $540.1M | $3.5B | ||
| Q2 24 | $532.7M | $3.5B | ||
| Q1 24 | $515.5M | $3.4B |
| Q4 25 | $707.1M | $24.5B | ||
| Q3 25 | $732.6M | $24.2B | ||
| Q2 25 | $731.8M | $26.7B | ||
| Q1 25 | $708.7M | $26.8B | ||
| Q4 24 | $746.4M | $26.9B | ||
| Q3 24 | $734.0M | $27.3B | ||
| Q2 24 | $756.8M | $27.4B | ||
| Q1 24 | $763.6M | $27.4B |
| Q4 25 | 0.15× | 0.18× | ||
| Q3 25 | 0.15× | 0.20× | ||
| Q2 25 | 0.18× | 0.28× | ||
| Q1 25 | 0.18× | 0.35× | ||
| Q4 24 | 0.18× | 0.32× | ||
| Q3 24 | 0.18× | 0.40× | ||
| Q2 24 | 0.23× | 0.50× | ||
| Q1 24 | 0.27× | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.0M | $449.5M |
| Free Cash FlowOCF − Capex | $14.9M | $411.4M |
| FCF MarginFCF / Revenue | 6.2% | 208.5% |
| Capex IntensityCapex / Revenue | 2.1% | 19.3% |
| Cash ConversionOCF / Net Profit | 1.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $68.4M | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.0M | $449.5M | ||
| Q3 25 | $33.2M | $223.4M | ||
| Q2 25 | $20.3M | $77.6M | ||
| Q1 25 | $10.1M | $32.8M | ||
| Q4 24 | $16.6M | $425.9M | ||
| Q3 24 | $28.6M | $199.4M | ||
| Q2 24 | $18.7M | $86.1M | ||
| Q1 24 | $15.0M | $57.6M |
| Q4 25 | $14.9M | $411.4M | ||
| Q3 25 | $27.6M | $216.7M | ||
| Q2 25 | $17.6M | $66.3M | ||
| Q1 25 | $8.4M | $22.6M | ||
| Q4 24 | $13.2M | $380.4M | ||
| Q3 24 | $27.5M | $187.7M | ||
| Q2 24 | $17.6M | $72.7M | ||
| Q1 24 | $13.7M | $47.7M |
| Q4 25 | 6.2% | 208.5% | ||
| Q3 25 | 10.7% | 116.1% | ||
| Q2 25 | 7.3% | 31.0% | ||
| Q1 25 | 3.8% | 10.8% | ||
| Q4 24 | 6.1% | 182.5% | ||
| Q3 24 | 11.4% | 107.4% | ||
| Q2 24 | 7.8% | 36.9% | ||
| Q1 24 | 6.5% | 24.5% |
| Q4 25 | 2.1% | 19.3% | ||
| Q3 25 | 2.2% | 3.6% | ||
| Q2 25 | 1.1% | 5.3% | ||
| Q1 25 | 0.8% | 4.8% | ||
| Q4 24 | 1.5% | 21.8% | ||
| Q3 24 | 0.5% | 6.7% | ||
| Q2 24 | 0.5% | 6.8% | ||
| Q1 24 | 0.6% | 5.0% |
| Q4 25 | 1.65× | — | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 1.02× | 1.42× | ||
| Q1 25 | 0.66× | 1.01× | ||
| Q4 24 | 1.15× | — | ||
| Q3 24 | 1.33× | 8.06× | ||
| Q2 24 | 1.19× | 2.11× | ||
| Q1 24 | 0.71× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
SFNC
Segment breakdown not available.
