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Side-by-side financial comparison of OXFORD INDUSTRIES INC (OXM) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $307.3M, roughly 1.1× OXFORD INDUSTRIES INC). PRA GROUP INC runs the higher net margin — 17.0% vs -20.7%, a 37.7% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs -0.2%). OXFORD INDUSTRIES INC produced more free cash flow last quarter ($-47.9M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs -3.0%).
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
OXM vs PRAA — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $307.3M | $333.4M |
| Net Profit | $-63.7M | $56.5M |
| Gross Margin | 60.3% | — |
| Operating Margin | -27.7% | 37.7% |
| Net Margin | -20.7% | 17.0% |
| Revenue YoY | -0.2% | 13.7% |
| Net Profit YoY | -1517.6% | 206.3% |
| EPS (diluted) | $-4.28 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $307.3M | $333.4M | ||
| Q3 25 | $403.1M | $311.1M | ||
| Q2 25 | $392.9M | $287.7M | ||
| Q1 25 | — | $269.6M | ||
| Q4 24 | $308.0M | $293.2M | ||
| Q3 24 | $419.9M | $281.5M | ||
| Q2 24 | $398.2M | $284.2M | ||
| Q1 24 | $404.4M | $255.6M |
| Q4 25 | $-63.7M | $56.5M | ||
| Q3 25 | $16.7M | $-407.7M | ||
| Q2 25 | $26.2M | $42.4M | ||
| Q1 25 | — | $3.7M | ||
| Q4 24 | $-3.9M | $18.5M | ||
| Q3 24 | $40.6M | $27.2M | ||
| Q2 24 | $38.4M | $21.5M | ||
| Q1 24 | $-60.1M | $3.5M |
| Q4 25 | 60.3% | — | ||
| Q3 25 | 61.4% | — | ||
| Q2 25 | 64.2% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 63.1% | — | ||
| Q2 24 | 64.9% | — | ||
| Q1 24 | 60.9% | — |
| Q4 25 | -27.7% | 37.7% | ||
| Q3 25 | 6.3% | -101.4% | ||
| Q2 25 | 9.2% | 29.6% | ||
| Q1 25 | — | 27.7% | ||
| Q4 24 | -2.0% | 32.1% | ||
| Q3 24 | 12.5% | 32.0% | ||
| Q2 24 | 13.2% | 31.4% | ||
| Q1 24 | -20.1% | 26.0% |
| Q4 25 | -20.7% | 17.0% | ||
| Q3 25 | 4.1% | -131.0% | ||
| Q2 25 | 6.7% | 14.7% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | -1.3% | 6.3% | ||
| Q3 24 | 9.7% | 9.6% | ||
| Q2 24 | 9.6% | 7.6% | ||
| Q1 24 | -14.9% | 1.4% |
| Q4 25 | $-4.28 | $1.47 | ||
| Q3 25 | $1.12 | $-10.43 | ||
| Q2 25 | $1.70 | $1.08 | ||
| Q1 25 | — | $0.09 | ||
| Q4 24 | $-0.25 | $0.47 | ||
| Q3 24 | $2.57 | $0.69 | ||
| Q2 24 | $2.42 | $0.54 | ||
| Q1 24 | $-3.72 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.0M | $104.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $528.0M | $979.9M |
| Total Assets | $1.3B | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.0M | $104.4M | ||
| Q3 25 | $6.9M | $107.5M | ||
| Q2 25 | $8.2M | $131.6M | ||
| Q1 25 | — | $128.7M | ||
| Q4 24 | $7.0M | $105.9M | ||
| Q3 24 | $18.4M | $141.1M | ||
| Q2 24 | $7.7M | $118.9M | ||
| Q1 24 | $7.6M | $108.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $29.0M | — |
| Q4 25 | $528.0M | $979.9M | ||
| Q3 25 | $597.1M | $928.5M | ||
| Q2 25 | $592.4M | $1.3B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | $612.2M | $1.1B | ||
| Q3 24 | $621.6M | $1.2B | ||
| Q2 24 | $592.9M | $1.1B | ||
| Q1 24 | $560.9M | $1.1B |
| Q4 25 | $1.3B | $5.1B | ||
| Q3 25 | $1.3B | $5.0B | ||
| Q2 25 | $1.3B | $5.4B | ||
| Q1 25 | — | $5.1B | ||
| Q4 24 | $1.2B | $4.9B | ||
| Q3 24 | $1.2B | $4.9B | ||
| Q2 24 | $1.2B | $4.7B | ||
| Q1 24 | $1.1B | $4.5B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.05× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.1M | $-85.5M |
| Free Cash FlowOCF − Capex | $-47.9M | $-90.4M |
| FCF MarginFCF / Revenue | -15.6% | -27.1% |
| Capex IntensityCapex / Revenue | 12.6% | 1.4% |
| Cash ConversionOCF / Net Profit | — | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $-79.9M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.1M | $-85.5M | ||
| Q3 25 | $83.5M | $-10.1M | ||
| Q2 25 | $-3.9M | $-12.9M | ||
| Q1 25 | — | $-52.6M | ||
| Q4 24 | $-18.2M | $-94.6M | ||
| Q3 24 | $88.8M | $-35.0M | ||
| Q2 24 | $32.9M | $-29.5M | ||
| Q1 24 | $74.9M | $-73.0M |
| Q4 25 | $-47.9M | $-90.4M | ||
| Q3 25 | $52.3M | $-11.3M | ||
| Q2 25 | $-27.4M | $-14.2M | ||
| Q1 25 | — | $-53.5M | ||
| Q4 24 | $-56.9M | $-98.6M | ||
| Q3 24 | $47.2M | $-36.1M | ||
| Q2 24 | $21.0M | $-30.8M | ||
| Q1 24 | $55.3M | $-73.5M |
| Q4 25 | -15.6% | -27.1% | ||
| Q3 25 | 13.0% | -3.6% | ||
| Q2 25 | -7.0% | -4.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | -18.5% | -33.6% | ||
| Q3 24 | 11.2% | -12.8% | ||
| Q2 24 | 5.3% | -10.8% | ||
| Q1 24 | 13.7% | -28.8% |
| Q4 25 | 12.6% | 1.4% | ||
| Q3 25 | 7.7% | 0.4% | ||
| Q2 25 | 6.0% | 0.4% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | 12.6% | 1.4% | ||
| Q3 24 | 9.9% | 0.4% | ||
| Q2 24 | 3.0% | 0.5% | ||
| Q1 24 | 4.8% | 0.2% |
| Q4 25 | — | -1.51× | ||
| Q3 25 | 5.00× | — | ||
| Q2 25 | -0.15× | -0.30× | ||
| Q1 25 | — | -14.37× | ||
| Q4 24 | — | -5.13× | ||
| Q3 24 | 2.19× | -1.29× | ||
| Q2 24 | 0.86× | -1.37× | ||
| Q1 24 | — | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
