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Side-by-side financial comparison of OXFORD INDUSTRIES INC (OXM) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
OXFORD INDUSTRIES INC is the larger business by last-quarter revenue ($307.3M vs $194.8M, roughly 1.6× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -20.7%, a 70.1% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -0.2%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-47.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -3.0%).
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
OXM vs TMP — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $307.3M | $194.8M |
| Net Profit | $-63.7M | $96.2M |
| Gross Margin | 60.3% | — |
| Operating Margin | -27.7% | 71.7% |
| Net Margin | -20.7% | 49.4% |
| Revenue YoY | -0.2% | 152.7% |
| Net Profit YoY | -1517.6% | 388.9% |
| EPS (diluted) | $-4.28 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $307.3M | $194.8M | ||
| Q3 25 | $403.1M | $87.4M | ||
| Q2 25 | $392.9M | $82.6M | ||
| Q1 25 | — | $81.7M | ||
| Q4 24 | $308.0M | $77.1M | ||
| Q3 24 | $419.9M | $76.6M | ||
| Q2 24 | $398.2M | $72.7M | ||
| Q1 24 | $404.4M | $72.8M |
| Q4 25 | $-63.7M | $96.2M | ||
| Q3 25 | $16.7M | $23.7M | ||
| Q2 25 | $26.2M | $21.5M | ||
| Q1 25 | — | $19.7M | ||
| Q4 24 | $-3.9M | $19.7M | ||
| Q3 24 | $40.6M | $18.6M | ||
| Q2 24 | $38.4M | $15.7M | ||
| Q1 24 | $-60.1M | $16.9M |
| Q4 25 | 60.3% | — | ||
| Q3 25 | 61.4% | — | ||
| Q2 25 | 64.2% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 63.1% | — | ||
| Q2 24 | 64.9% | — | ||
| Q1 24 | 60.9% | — |
| Q4 25 | -27.7% | 71.7% | ||
| Q3 25 | 6.3% | 35.6% | ||
| Q2 25 | 9.2% | 34.2% | ||
| Q1 25 | — | 31.6% | ||
| Q4 24 | -2.0% | 33.4% | ||
| Q3 24 | 12.5% | 32.0% | ||
| Q2 24 | 13.2% | 28.3% | ||
| Q1 24 | -20.1% | 30.4% |
| Q4 25 | -20.7% | 49.4% | ||
| Q3 25 | 4.1% | 27.1% | ||
| Q2 25 | 6.7% | 26.0% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | -1.3% | 25.5% | ||
| Q3 24 | 9.7% | 24.3% | ||
| Q2 24 | 9.6% | 21.6% | ||
| Q1 24 | -14.9% | 23.2% |
| Q4 25 | $-4.28 | $6.72 | ||
| Q3 25 | $1.12 | $1.65 | ||
| Q2 25 | $1.70 | $1.50 | ||
| Q1 25 | — | $1.37 | ||
| Q4 24 | $-0.25 | $1.39 | ||
| Q3 24 | $2.57 | $1.30 | ||
| Q2 24 | $2.42 | $1.10 | ||
| Q1 24 | $-3.72 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.0M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $528.0M | $938.4M |
| Total Assets | $1.3B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.0M | $132.8M | ||
| Q3 25 | $6.9M | $193.5M | ||
| Q2 25 | $8.2M | $212.6M | ||
| Q1 25 | — | $193.1M | ||
| Q4 24 | $7.0M | $134.4M | ||
| Q3 24 | $18.4M | $132.3M | ||
| Q2 24 | $7.7M | $70.9M | ||
| Q1 24 | $7.6M | $57.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $29.0M | — |
| Q4 25 | $528.0M | $938.4M | ||
| Q3 25 | $597.1M | $788.8M | ||
| Q2 25 | $592.4M | $761.8M | ||
| Q1 25 | — | $741.4M | ||
| Q4 24 | $612.2M | $713.4M | ||
| Q3 24 | $621.6M | $719.9M | ||
| Q2 24 | $592.9M | $674.6M | ||
| Q1 24 | $560.9M | $667.9M |
| Q4 25 | $1.3B | $8.7B | ||
| Q3 25 | $1.3B | $8.5B | ||
| Q2 25 | $1.3B | $8.4B | ||
| Q1 25 | — | $8.2B | ||
| Q4 24 | $1.2B | $8.1B | ||
| Q3 24 | $1.2B | $8.0B | ||
| Q2 24 | $1.2B | $7.9B | ||
| Q1 24 | $1.1B | $7.8B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.05× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.1M | $38.9M |
| Free Cash FlowOCF − Capex | $-47.9M | $31.9M |
| FCF MarginFCF / Revenue | -15.6% | 16.4% |
| Capex IntensityCapex / Revenue | 12.6% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $-79.9M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.1M | $38.9M | ||
| Q3 25 | $83.5M | $34.9M | ||
| Q2 25 | $-3.9M | $18.9M | ||
| Q1 25 | — | $22.2M | ||
| Q4 24 | $-18.2M | $95.0M | ||
| Q3 24 | $88.8M | $21.2M | ||
| Q2 24 | $32.9M | $27.3M | ||
| Q1 24 | $74.9M | $23.2M |
| Q4 25 | $-47.9M | $31.9M | ||
| Q3 25 | $52.3M | $33.9M | ||
| Q2 25 | $-27.4M | $18.3M | ||
| Q1 25 | — | $20.9M | ||
| Q4 24 | $-56.9M | $88.8M | ||
| Q3 24 | $47.2M | $18.9M | ||
| Q2 24 | $21.0M | $26.3M | ||
| Q1 24 | $55.3M | $21.9M |
| Q4 25 | -15.6% | 16.4% | ||
| Q3 25 | 13.0% | 38.8% | ||
| Q2 25 | -7.0% | 22.1% | ||
| Q1 25 | — | 25.5% | ||
| Q4 24 | -18.5% | 115.1% | ||
| Q3 24 | 11.2% | 24.7% | ||
| Q2 24 | 5.3% | 36.2% | ||
| Q1 24 | 13.7% | 30.0% |
| Q4 25 | 12.6% | 3.6% | ||
| Q3 25 | 7.7% | 1.1% | ||
| Q2 25 | 6.0% | 0.8% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | 12.6% | 8.1% | ||
| Q3 24 | 9.9% | 2.9% | ||
| Q2 24 | 3.0% | 1.3% | ||
| Q1 24 | 4.8% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | 5.00× | 1.47× | ||
| Q2 25 | -0.15× | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | 2.19× | 1.14× | ||
| Q2 24 | 0.86× | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
TMP
Segment breakdown not available.
