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Side-by-side financial comparison of PCB BANCORP (PCB) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
READING INTERNATIONAL INC is the larger business by last-quarter revenue ($50.3M vs $29.2M, roughly 1.7× PCB BANCORP). On growth, PCB BANCORP posted the faster year-over-year revenue change (11.3% vs -14.2%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $4.1M). Over the past eight quarters, PCB BANCORP's revenue compounded faster (10.4% CAGR vs 5.6%).
PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
PCB vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $29.2M | $50.3M |
| Net Profit | — | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 45.0% | -1.9% |
| Net Margin | — | -5.1% |
| Revenue YoY | 11.3% | -14.2% |
| Net Profit YoY | — | -14.5% |
| EPS (diluted) | $0.65 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $29.2M | $50.3M | ||
| Q3 25 | $30.4M | $52.2M | ||
| Q2 25 | $29.3M | $60.4M | ||
| Q1 25 | $26.9M | $40.2M | ||
| Q4 24 | $26.2M | $58.6M | ||
| Q3 24 | $25.3M | $60.1M | ||
| Q2 24 | $24.2M | $46.8M | ||
| Q1 24 | $23.9M | $45.1M |
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $11.4M | $-4.2M | ||
| Q2 25 | $9.1M | $-2.7M | ||
| Q1 25 | $7.7M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $7.8M | $-7.0M | ||
| Q2 24 | $6.3M | $-12.8M | ||
| Q1 24 | $4.7M | $-13.2M |
| Q4 25 | 45.0% | -1.9% | ||
| Q3 25 | 52.3% | -0.6% | ||
| Q2 25 | 43.3% | 4.8% | ||
| Q1 25 | 40.2% | -17.2% | ||
| Q4 24 | 39.3% | 2.6% | ||
| Q3 24 | 42.2% | -0.6% | ||
| Q2 24 | 36.3% | -16.4% | ||
| Q1 24 | 27.2% | -16.7% |
| Q4 25 | — | -5.1% | ||
| Q3 25 | 37.5% | -8.0% | ||
| Q2 25 | 31.0% | -4.4% | ||
| Q1 25 | 28.8% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 30.8% | -11.7% | ||
| Q2 24 | 25.9% | -27.4% | ||
| Q1 24 | 19.6% | -29.4% |
| Q4 25 | $0.65 | $-0.11 | ||
| Q3 25 | $0.78 | $-0.18 | ||
| Q2 25 | $0.62 | $-0.12 | ||
| Q1 25 | $0.53 | $-0.21 | ||
| Q4 24 | $0.46 | $-0.11 | ||
| Q3 24 | $0.52 | $-0.31 | ||
| Q2 24 | $0.43 | $-0.57 | ||
| Q1 24 | $0.33 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $207.1M | $10.5M |
| Total DebtLower is stronger | — | $185.1M |
| Stockholders' EquityBook value | $390.0M | $-18.2M |
| Total Assets | $3.3B | $434.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $207.1M | $10.5M | ||
| Q3 25 | $369.5M | $8.1M | ||
| Q2 25 | $263.6M | $9.1M | ||
| Q1 25 | $214.3M | $5.9M | ||
| Q4 24 | $198.8M | $12.4M | ||
| Q3 24 | $193.1M | $10.1M | ||
| Q2 24 | $177.6M | $9.3M | ||
| Q1 24 | $239.8M | $7.5M |
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $390.0M | $-18.2M | ||
| Q3 25 | $384.5M | $-12.1M | ||
| Q2 25 | $376.5M | $-7.7M | ||
| Q1 25 | $370.9M | $-8.1M | ||
| Q4 24 | $363.8M | $-4.4M | ||
| Q3 24 | $362.3M | $1.6M | ||
| Q2 24 | $353.5M | $6.5M | ||
| Q1 24 | $350.0M | $18.0M |
| Q4 25 | $3.3B | $434.9M | ||
| Q3 25 | $3.4B | $435.2M | ||
| Q2 25 | $3.3B | $438.1M | ||
| Q1 25 | $3.2B | $441.0M | ||
| Q4 24 | $3.1B | $471.0M | ||
| Q3 24 | $2.9B | $495.7M | ||
| Q2 24 | $2.9B | $494.9M | ||
| Q1 24 | $2.9B | $494.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.6M | $4.3M |
| Free Cash FlowOCF − Capex | $24.4M | $4.1M |
| FCF MarginFCF / Revenue | 83.6% | 8.2% |
| Capex IntensityCapex / Revenue | 7.5% | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $46.0M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.6M | $4.3M | ||
| Q3 25 | $16.4M | $295.0K | ||
| Q2 25 | $4.9M | $1.6M | ||
| Q1 25 | $2.3M | $-7.7M | ||
| Q4 24 | $39.0M | $8.0M | ||
| Q3 24 | $11.9M | $1.3M | ||
| Q2 24 | $14.6M | $-10.4M | ||
| Q1 24 | $8.2M | $-2.8M |
| Q4 25 | $24.4M | $4.1M | ||
| Q3 25 | $16.2M | $-246.0K | ||
| Q2 25 | $3.8M | $1.2M | ||
| Q1 25 | $1.6M | $-8.0M | ||
| Q4 24 | $34.9M | $7.0M | ||
| Q3 24 | $11.9M | $-1.1M | ||
| Q2 24 | $12.8M | $-10.6M | ||
| Q1 24 | $6.0M | $-4.7M |
| Q4 25 | 83.6% | 8.2% | ||
| Q3 25 | 53.2% | -0.5% | ||
| Q2 25 | 13.1% | 1.9% | ||
| Q1 25 | 6.0% | -19.8% | ||
| Q4 24 | 133.2% | 12.0% | ||
| Q3 24 | 46.8% | -1.8% | ||
| Q2 24 | 53.1% | -22.7% | ||
| Q1 24 | 25.2% | -10.4% |
| Q4 25 | 7.5% | 0.3% | ||
| Q3 25 | 0.8% | 1.0% | ||
| Q2 25 | 3.7% | 0.6% | ||
| Q1 25 | 2.8% | 0.6% | ||
| Q4 24 | 15.5% | 1.7% | ||
| Q3 24 | 0.1% | 4.0% | ||
| Q2 24 | 7.3% | 0.5% | ||
| Q1 24 | 9.3% | 4.3% |
| Q4 25 | — | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.52× | — | ||
| Q2 24 | 2.33× | — | ||
| Q1 24 | 1.76× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PCB
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
