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Side-by-side financial comparison of PCB BANCORP (PCB) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.

PCB BANCORP is the larger business by last-quarter revenue ($29.2M vs $15.8M, roughly 1.8× Spire Global, Inc.). On growth, PCB BANCORP posted the faster year-over-year revenue change (11.3% vs -26.9%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $-16.2M). Over the past eight quarters, PCB BANCORP's revenue compounded faster (10.4% CAGR vs -32.6%).

PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

PCB vs SPIR — Head-to-Head

Bigger by revenue
PCB
PCB
1.8× larger
PCB
$29.2M
$15.8M
SPIR
Growing faster (revenue YoY)
PCB
PCB
+38.2% gap
PCB
11.3%
-26.9%
SPIR
More free cash flow
PCB
PCB
$40.6M more FCF
PCB
$24.4M
$-16.2M
SPIR
Faster 2-yr revenue CAGR
PCB
PCB
Annualised
PCB
10.4%
-32.6%
SPIR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PCB
PCB
SPIR
SPIR
Revenue
$29.2M
$15.8M
Net Profit
$-28.0M
Gross Margin
40.2%
Operating Margin
45.0%
-164.1%
Net Margin
-176.6%
Revenue YoY
11.3%
-26.9%
Net Profit YoY
42.7%
EPS (diluted)
$0.65
$-0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PCB
PCB
SPIR
SPIR
Q4 25
$29.2M
$15.8M
Q3 25
$30.4M
$12.7M
Q2 25
$29.3M
$19.2M
Q1 25
$26.9M
$23.9M
Q4 24
$26.2M
$21.7M
Q3 24
$25.3M
$28.6M
Q2 24
$24.2M
$25.4M
Q1 24
$23.9M
$34.8M
Net Profit
PCB
PCB
SPIR
SPIR
Q4 25
$-28.0M
Q3 25
$11.4M
$-19.7M
Q2 25
$9.1M
$119.6M
Q1 25
$7.7M
$-20.7M
Q4 24
$-48.8M
Q3 24
$7.8M
$-12.5M
Q2 24
$6.3M
$-16.6M
Q1 24
$4.7M
$-25.5M
Gross Margin
PCB
PCB
SPIR
SPIR
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
PCB
PCB
SPIR
SPIR
Q4 25
45.0%
-164.1%
Q3 25
52.3%
-166.1%
Q2 25
43.3%
-122.7%
Q1 25
40.2%
-106.5%
Q4 24
39.3%
-144.1%
Q3 24
42.2%
-48.0%
Q2 24
36.3%
-48.6%
Q1 24
27.2%
-34.4%
Net Margin
PCB
PCB
SPIR
SPIR
Q4 25
-176.6%
Q3 25
37.5%
-155.3%
Q2 25
31.0%
623.4%
Q1 25
28.8%
-86.5%
Q4 24
-225.2%
Q3 24
30.8%
-43.7%
Q2 24
25.9%
-65.2%
Q1 24
19.6%
-73.3%
EPS (diluted)
PCB
PCB
SPIR
SPIR
Q4 25
$0.65
$-0.85
Q3 25
$0.78
$-0.61
Q2 25
$0.62
$3.72
Q1 25
$0.53
$-0.77
Q4 24
$0.46
$-1.93
Q3 24
$0.52
$-0.50
Q2 24
$0.43
$-0.68
Q1 24
$0.33
$-1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PCB
PCB
SPIR
SPIR
Cash + ST InvestmentsLiquidity on hand
$207.1M
$81.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$390.0M
$112.9M
Total Assets
$3.3B
$211.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PCB
PCB
SPIR
SPIR
Q4 25
$207.1M
$81.8M
Q3 25
$369.5M
$96.8M
Q2 25
$263.6M
$117.6M
Q1 25
$214.3M
$35.9M
Q4 24
$198.8M
$19.2M
Q3 24
$193.1M
$36.6M
Q2 24
$177.6M
$45.8M
Q1 24
$239.8M
$63.7M
Total Debt
PCB
PCB
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
$103.7M
Q4 24
$103.1M
Q3 24
$4.9M
Q2 24
$4.9M
Q1 24
$123.1M
Stockholders' Equity
PCB
PCB
SPIR
SPIR
Q4 25
$390.0M
$112.9M
Q3 25
$384.5M
$133.1M
Q2 25
$376.5M
$149.2M
Q1 25
$370.9M
$3.7M
Q4 24
$363.8M
$-11.7M
Q3 24
$362.3M
$30.8M
Q2 24
$353.5M
$40.3M
Q1 24
$350.0M
$52.5M
Total Assets
PCB
PCB
SPIR
SPIR
Q4 25
$3.3B
$211.0M
Q3 25
$3.4B
$224.3M
Q2 25
$3.3B
$239.5M
Q1 25
$3.2B
$208.8M
Q4 24
$3.1B
$193.6M
Q3 24
$2.9B
$224.2M
Q2 24
$2.9B
$230.8M
Q1 24
$2.9B
$252.3M
Debt / Equity
PCB
PCB
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
27.92×
Q4 24
Q3 24
0.16×
Q2 24
0.12×
Q1 24
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PCB
PCB
SPIR
SPIR
Operating Cash FlowLast quarter
$26.6M
$-4.3M
Free Cash FlowOCF − Capex
$24.4M
$-16.2M
FCF MarginFCF / Revenue
83.6%
-102.1%
Capex IntensityCapex / Revenue
7.5%
75.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$46.0M
$-92.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PCB
PCB
SPIR
SPIR
Q4 25
$26.6M
$-4.3M
Q3 25
$16.4M
$-12.0M
Q2 25
$4.9M
$-35.1M
Q1 25
$2.3M
$-8.4M
Q4 24
$39.0M
$-19.2M
Q3 24
$11.9M
$14.0M
Q2 24
$14.6M
$-4.4M
Q1 24
$8.2M
$-8.8M
Free Cash Flow
PCB
PCB
SPIR
SPIR
Q4 25
$24.4M
$-16.2M
Q3 25
$16.2M
$-20.4M
Q2 25
$3.8M
$-38.7M
Q1 25
$1.6M
$-17.3M
Q4 24
$34.9M
$-24.3M
Q3 24
$11.9M
$5.1M
Q2 24
$12.8M
$-9.9M
Q1 24
$6.0M
$-15.9M
FCF Margin
PCB
PCB
SPIR
SPIR
Q4 25
83.6%
-102.1%
Q3 25
53.2%
-161.3%
Q2 25
13.1%
-201.7%
Q1 25
6.0%
-72.6%
Q4 24
133.2%
-112.2%
Q3 24
46.8%
17.8%
Q2 24
53.1%
-39.0%
Q1 24
25.2%
-45.7%
Capex Intensity
PCB
PCB
SPIR
SPIR
Q4 25
7.5%
75.1%
Q3 25
0.8%
66.2%
Q2 25
3.7%
18.8%
Q1 25
2.8%
37.3%
Q4 24
15.5%
23.5%
Q3 24
0.1%
31.2%
Q2 24
7.3%
21.8%
Q1 24
9.3%
20.3%
Cash Conversion
PCB
PCB
SPIR
SPIR
Q4 25
Q3 25
1.44×
Q2 25
0.54×
-0.29×
Q1 25
0.30×
Q4 24
Q3 24
1.52×
Q2 24
2.33×
Q1 24
1.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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