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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and SunOpta Inc. (STKL). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $205.4M, roughly 1.2× SunOpta Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 16.6%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $12.1M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 7.4%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
SunOpta, Inc. is a multi-national food and mineral company headquartered in Eden Prairie, Minnesota and founded in 1973 in Canada.
PLMR vs STKL — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $205.4M |
| Net Profit | — | $816.0K |
| Gross Margin | — | 12.4% |
| Operating Margin | 28.7% | 3.3% |
| Net Margin | — | 0.4% |
| Revenue YoY | 62.7% | 16.6% |
| Net Profit YoY | — | 113.1% |
| EPS (diluted) | $2.05 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | — | ||
| Q3 25 | $244.7M | $205.4M | ||
| Q2 25 | $203.3M | $191.5M | ||
| Q1 25 | $174.6M | $201.6M | ||
| Q4 24 | $155.8M | $193.9M | ||
| Q3 24 | $148.5M | $175.9M | ||
| Q2 24 | $131.1M | $169.5M | ||
| Q1 24 | $118.5M | $184.4M |
| Q4 25 | — | — | ||
| Q3 25 | $51.5M | $816.0K | ||
| Q2 25 | $46.5M | $4.4M | ||
| Q1 25 | $42.9M | $4.8M | ||
| Q4 24 | — | $-8.7M | ||
| Q3 24 | $30.5M | $-6.2M | ||
| Q2 24 | $25.7M | $-5.3M | ||
| Q1 24 | $26.4M | $2.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | 12.4% | ||
| Q2 25 | — | 14.8% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 10.9% | ||
| Q3 24 | — | 13.0% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 16.8% |
| Q4 25 | 28.7% | — | ||
| Q3 25 | 27.4% | 3.3% | ||
| Q2 25 | 29.5% | 5.5% | ||
| Q1 25 | 30.8% | 5.2% | ||
| Q4 24 | 28.9% | 1.4% | ||
| Q3 24 | 25.9% | 0.5% | ||
| Q2 24 | 25.5% | 1.2% | ||
| Q1 24 | 29.0% | 5.5% |
| Q4 25 | — | — | ||
| Q3 25 | 21.0% | 0.4% | ||
| Q2 25 | 22.9% | 2.3% | ||
| Q1 25 | 24.6% | 2.4% | ||
| Q4 24 | — | -4.5% | ||
| Q3 24 | 20.5% | -3.5% | ||
| Q2 24 | 19.6% | -3.1% | ||
| Q1 24 | 22.3% | 1.6% |
| Q4 25 | $2.05 | — | ||
| Q3 25 | $1.87 | $0.01 | ||
| Q2 25 | $1.68 | $0.03 | ||
| Q1 25 | $1.57 | $0.04 | ||
| Q4 24 | $1.29 | $-0.08 | ||
| Q3 24 | $1.15 | $-0.05 | ||
| Q2 24 | $1.00 | $-0.04 | ||
| Q1 24 | $1.04 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $2.2M |
| Total DebtLower is stronger | — | $250.8M |
| Stockholders' EquityBook value | $942.7M | $162.8M |
| Total Assets | $3.1B | $694.1M |
| Debt / EquityLower = less leverage | — | 1.54× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | — | ||
| Q3 25 | $111.7M | $2.2M | ||
| Q2 25 | $81.3M | $2.2M | ||
| Q1 25 | $119.3M | $2.3M | ||
| Q4 24 | $80.4M | $1.6M | ||
| Q3 24 | $86.5M | $2.9M | ||
| Q2 24 | $47.8M | $3.2M | ||
| Q1 24 | $61.4M | $1.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | $250.8M | ||
| Q2 25 | — | $263.3M | ||
| Q1 25 | — | $260.6M | ||
| Q4 24 | — | $265.2M | ||
| Q3 24 | — | $289.9M | ||
| Q2 24 | — | $303.1M | ||
| Q1 24 | — | $258.8M |
| Q4 25 | $942.7M | — | ||
| Q3 25 | $878.1M | $162.8M | ||
| Q2 25 | $847.2M | $159.8M | ||
| Q1 25 | $790.4M | $154.8M | ||
| Q4 24 | $729.0M | $148.6M | ||
| Q3 24 | $703.3M | $155.0M | ||
| Q2 24 | $532.6M | $158.8M | ||
| Q1 24 | $501.7M | $163.6M |
| Q4 25 | $3.1B | — | ||
| Q3 25 | $2.9B | $694.1M | ||
| Q2 25 | $2.8B | $704.9M | ||
| Q1 25 | $2.4B | $690.7M | ||
| Q4 24 | $2.3B | $668.5M | ||
| Q3 24 | $2.3B | $699.3M | ||
| Q2 24 | $2.0B | $704.7M | ||
| Q1 24 | $1.9B | $671.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.54× | ||
| Q2 25 | — | 1.65× | ||
| Q1 25 | — | 1.68× | ||
| Q4 24 | — | 1.78× | ||
| Q3 24 | — | 1.87× | ||
| Q2 24 | — | 1.91× | ||
| Q1 24 | — | 1.58× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $16.3M |
| Free Cash FlowOCF − Capex | $409.0M | $12.1M |
| FCF MarginFCF / Revenue | 161.4% | 5.9% |
| Capex IntensityCapex / Revenue | 0.1% | 2.1% |
| Cash ConversionOCF / Net Profit | — | 20.03× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $36.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | — | ||
| Q3 25 | $83.6M | $16.3M | ||
| Q2 25 | $120.9M | $-4.5M | ||
| Q1 25 | $87.2M | $22.3M | ||
| Q4 24 | $261.2M | $33.1M | ||
| Q3 24 | $100.3M | $17.2M | ||
| Q2 24 | $55.1M | $-5.6M | ||
| Q1 24 | $33.1M | $5.3M |
| Q4 25 | $409.0M | — | ||
| Q3 25 | $83.6M | $12.1M | ||
| Q2 25 | $120.8M | $-9.2M | ||
| Q1 25 | $87.1M | $9.5M | ||
| Q4 24 | $260.9M | $24.0M | ||
| Q3 24 | $100.1M | $11.7M | ||
| Q2 24 | — | $-15.3M | ||
| Q1 24 | — | $-2.3M |
| Q4 25 | 161.4% | — | ||
| Q3 25 | 34.2% | 5.9% | ||
| Q2 25 | 59.4% | -4.8% | ||
| Q1 25 | 49.9% | 4.7% | ||
| Q4 24 | 167.5% | 12.4% | ||
| Q3 24 | 67.4% | 6.6% | ||
| Q2 24 | — | -9.0% | ||
| Q1 24 | — | -1.2% |
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.0% | 2.1% | ||
| Q2 25 | 0.0% | 2.5% | ||
| Q1 25 | 0.0% | 6.3% | ||
| Q4 24 | 0.2% | 4.7% | ||
| Q3 24 | 0.1% | 3.2% | ||
| Q2 24 | 0.0% | 5.7% | ||
| Q1 24 | 0.0% | 4.1% |
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | 20.03× | ||
| Q2 25 | 2.60× | -1.03× | ||
| Q1 25 | 2.03× | 4.63× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | — | ||
| Q1 24 | 1.26× | 1.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
STKL
| Beverages And Broths | $161.4M | 79% |
| Fruit Snacks | $40.9M | 20% |
| Ingredients | $3.1M | 2% |
