vs
Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
WYNDHAM HOTELS & RESORTS, INC. is the larger business by last-quarter revenue ($334.0M vs $253.4M, roughly 1.3× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -76.3%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $168.0M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -4.6%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
PLMR vs WH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $334.0M |
| Net Profit | — | $-60.0M |
| Gross Margin | — | — |
| Operating Margin | 28.7% | — |
| Net Margin | — | -18.0% |
| Revenue YoY | 62.7% | -76.3% |
| Net Profit YoY | — | -170.6% |
| EPS (diluted) | $2.05 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $253.4M | $334.0M | ||
| Q3 25 | $244.7M | $382.0M | ||
| Q2 25 | $203.3M | $397.0M | ||
| Q1 25 | $174.6M | $316.0M | ||
| Q4 24 | $155.8M | $336.0M | ||
| Q3 24 | $148.5M | $396.0M | ||
| Q2 24 | $131.1M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | — | $-60.0M | ||
| Q3 25 | $51.5M | $105.0M | ||
| Q2 25 | $46.5M | $87.0M | ||
| Q1 25 | $42.9M | $61.0M | ||
| Q4 24 | — | $85.0M | ||
| Q3 24 | $30.5M | $102.0M | ||
| Q2 24 | $25.7M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 28.7% | -11.4% | ||
| Q3 25 | 27.4% | 46.6% | ||
| Q2 25 | 29.5% | 37.8% | ||
| Q1 25 | 30.8% | 35.4% | ||
| Q4 24 | 28.9% | 38.4% | ||
| Q3 24 | 25.9% | 43.2% | ||
| Q2 24 | 25.5% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | — | -18.0% | ||
| Q3 25 | 21.0% | 27.5% | ||
| Q2 25 | 22.9% | 21.9% | ||
| Q1 25 | 24.6% | 19.3% | ||
| Q4 24 | — | 25.3% | ||
| Q3 24 | 20.5% | 25.8% | ||
| Q2 24 | 19.6% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $2.05 | $-0.77 | ||
| Q3 25 | $1.87 | $1.36 | ||
| Q2 25 | $1.68 | $1.13 | ||
| Q1 25 | $1.57 | $0.78 | ||
| Q4 24 | $1.29 | $1.06 | ||
| Q3 24 | $1.15 | $1.29 | ||
| Q2 24 | $1.00 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $64.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $468.0M |
| Total Assets | $3.1B | $4.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | $106.9M | $64.0M | ||
| Q3 25 | $111.7M | $70.0M | ||
| Q2 25 | $81.3M | $50.0M | ||
| Q1 25 | $119.3M | $48.0M | ||
| Q4 24 | $80.4M | $103.0M | ||
| Q3 24 | $86.5M | $72.0M | ||
| Q2 24 | $47.8M | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.5B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $2.5B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $942.7M | $468.0M | ||
| Q3 25 | $878.1M | $583.0M | ||
| Q2 25 | $847.2M | $570.0M | ||
| Q1 25 | $790.4M | $579.0M | ||
| Q4 24 | $729.0M | $650.0M | ||
| Q3 24 | $703.3M | $583.0M | ||
| Q2 24 | $532.6M | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $3.1B | $4.2B | ||
| Q3 25 | $2.9B | $4.3B | ||
| Q2 25 | $2.8B | $4.3B | ||
| Q1 25 | $2.4B | $4.2B | ||
| Q4 24 | $2.3B | $4.2B | ||
| Q3 24 | $2.3B | $4.2B | ||
| Q2 24 | $2.0B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.37× | ||
| Q3 25 | — | 4.43× | ||
| Q2 25 | — | 4.44× | ||
| Q1 25 | — | 4.29× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | — | 4.19× | ||
| Q2 24 | — | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $367.0M |
| Free Cash FlowOCF − Capex | $409.0M | $168.0M |
| FCF MarginFCF / Revenue | 161.4% | 50.3% |
| Capex IntensityCapex / Revenue | 0.1% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $409.1M | $152.0M | ||
| Q3 25 | $83.6M | $86.0M | ||
| Q2 25 | $120.9M | $70.0M | ||
| Q1 25 | $87.2M | $59.0M | ||
| Q4 24 | $261.2M | $134.0M | ||
| Q3 24 | $100.3M | $79.0M | ||
| Q2 24 | $55.1M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | $409.0M | $136.0M | ||
| Q3 25 | $83.6M | $75.0M | ||
| Q2 25 | $120.8M | $58.0M | ||
| Q1 25 | $87.1M | $52.0M | ||
| Q4 24 | $260.9M | $109.0M | ||
| Q3 24 | $100.1M | $71.0M | ||
| Q2 24 | — | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | 161.4% | 40.7% | ||
| Q3 25 | 34.2% | 19.6% | ||
| Q2 25 | 59.4% | 14.6% | ||
| Q1 25 | 49.9% | 16.5% | ||
| Q4 24 | 167.5% | 32.4% | ||
| Q3 24 | 67.4% | 17.9% | ||
| Q2 24 | — | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 4.8% | ||
| Q3 25 | 0.0% | 2.9% | ||
| Q2 25 | 0.0% | 3.0% | ||
| Q1 25 | 0.0% | 2.2% | ||
| Q4 24 | 0.2% | 7.4% | ||
| Q3 24 | 0.1% | 2.0% | ||
| Q2 24 | 0.0% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | 0.82× | ||
| Q2 25 | 2.60× | 0.80× | ||
| Q1 25 | 2.03× | 0.97× | ||
| Q4 24 | — | 1.58× | ||
| Q3 24 | 3.29× | 0.77× | ||
| Q2 24 | 2.14× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
